$1,090,000

1028 Cottage Drive, The Villages, FL 32162

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$1,090,000

(5,000) 05/25/2026

1028 Cottage Drive The Villages, FL 32162

For Sale MLS# O6368796

2 beds 2 baths 2,525 sq ft Single Family

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Data current as of 30/05/2026 09:01:10

Details for 1028 Cottage Drive

MLS# O6368796

Description for 1028 Cottage Drive, The Villages, FL, 32162


Welcome to an exceptional opportunity to own a fully furnished, turn-key luxury home in one of the most exclusive and sought-after neighborhoods in The Villages—The Lakeshore Cottages at Lake Sumter Landing. Perfectly positioned on an oversized homesite, this beautifully enhanced residence delivers elegance, comfort, and convenience in a setting designed for an elevated lifestyle. From the moment you arrive, the artfully color-coated driveway, mature landscaping, and manicured grounds create striking curb appeal. An irrigation system keeps the grounds lush year-round, while a fully paid bond (NO CDD fee!) adds long-term value and peace of mind. And yes—the golf car conveys, because life here is meant to be enjoyed with ease. This thoughtfully designed 2-bedroom, 2-bath home offers versatile living spaces that adapt effortlessly to your lifestyle. A screened front porch welcomes you home, perfect for morning coffee or evening conversation, while the wrap-around screened lanai provides a relaxing outdoor retreat for year-round enjoyment. Inside, vaulted ceilings create an open, airy feel that complements the refined finishes throughout. The gourmet kitchen is both beautiful and functional, featuring granite countertops, maple and silk/bisque cabinetry, and a gas range—ideal for anyone who loves to cook or entertain. Every detail has been carefully selected to balance style with everyday livability. Beyond the main living areas, you’ll find a den/study ideal for reading, working, or quiet reflection, along with a dedicated hobby room that opens the door to creativity, organization, or additional flex space. Whether hosting guests or enjoying a peaceful evening in, this home adapts effortlessly to every season of life. What truly sets this residence apart is its location. Lakeshore Cottages is known for its charming homes wrapped in spacious porches found nowhere else in the community, surrounded by lush landscaping and timeless architecture. The private neighborhood pool, located at the heart of the community, is the perfect place to cool off, relax, or connect with neighbors. Just around the corner, Lake Sumter Landing Market Square offers an unmatched lifestyle experience with shopping, dining, waterfront views, and nightly entertainment. From live music to waterfront strolls, everything you love about The Villages is moments from your front door. This is more than a home—it’s a refined retreat where luxury meets ease, where thoughtful enhancements elevate everyday living, and where one of the most desirable addresses in The Villages invites you to enjoy life exactly the way it was meant to be lived. PLEASE NOTE: Any and all Seller Concessions will be considered when Buyer uses Seller Approved Lender.

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 2

Bathrooms: 2

Lot Size: 0.16 Acres

Square Feet: 2,525 sq ft

Year Built: 2004

Garage: Yes

Stories: 2 Story

Construction: Block

Subdivision: Villages Of Sumter Lake Shore Cottages

Foundation: Slab

County: Sumter

Room Information


Main Floor

Living Room:

Kitchen:

Primary Bedroom:

Bathrooms

Full Baths: 2

Additonal Room Information

Laundry: Inside

Interior Features


Appliances: Dishwasher, Disposal, Dryer, Microwave, Washer

Flooring: Other

Additional Interior Features: Other

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: High Speed Internet Available

Cooling: Central Air

Heating: Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 2

Roof: Shingle

Additional Exterior/Lot Features: Other

Driving Directions


Follow US-301 S to E County Rd 466/Sumter County Rd 466 E in Wildwood. Turn right onto US-301 S/US-441 S. Slight right onto US-301 S/Abshier Blvd. Continue on E County Rd 466/Sumter County Rd 466 E. Drive to Cottage Dr in The Villages. Turn left onto E County Rd 466/Sumter County Rd 466 E. Turn right onto Morse Blvd.At the traffic circle, take the 2nd exit and stay on Morse Blvd. At the traffic circle, take the 1st exit onto Lake Sumter Landing. Turn right onto Lake Shore Dr. Turn right onto Fish Camp Rd. Turn right onto Cottage Dr. Destination will be on the right.

Financial Considerations


Tax/Property ID: D23C009

Tax Amount: 6441.55

Tax Year: 2025

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

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Schools nearby 1028 Cottage Drive

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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