$539,000

103 Stephanie Street, Palatka, FL 32177

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$539,000

(11,000) 01/29/2026

103 Stephanie Street Palatka, FL 32177

For Sale MLS# FC309374

3 beds 3 baths 2,320 sq ft Single Family

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Data current as of 04/03/2026 04:05:08

Details for 103 Stephanie Street

MLS# FC309374

Description for 103 Stephanie Street, Palatka, FL, 32177


One of a kind! Custom-built, pool home is located within minutes of the hospital. It sits on .57 acres and features: 3 bedrooms 2 bathrooms, two-car garage ,engineered Bamboo flooring throughout with tile in the bathrooms, vaulted ceilings, Electrical fireplace, custom indoor plantation shutters, window reading nook, and upgrade master closet. Access the inviting screened-in pool area directly form the master suite or the kitchen/dinning area. Beautifully updated and meticulously maintained home, offering privacy, comfort, and functionality both inside and out. The kitchen has been upgraded with additional cabinetry, quartz countertops, a stylish backsplash, a new sink, modern faucets, and a garbage disposal. Enjoy upgraded LED ceiling lighting, a cozy electric fireplace, and new ceiling fans throughout the home. A brand-new 22x24 detached garage was added, featuring a hip roof, 12’ wide garage door with windows, insulation, and an attached 6x24 covered porch with ladder access—ideal for storage or a workshop. The garage includes a separate entry Bonus/Flex Space complete with a full bathroom, perfect for guests, extended family, or rental potential. The screened-in swimming pool has been enhanced with a new pump, filter, and pool lighting for year-round enjoyment. Additional updates in 2024 include: New septic tank and drain field Full exterior paint New energy-efficient windows Two new front entry doors Hot water circulating pump Full-house gutter system This move-in-ready home is a rare find with thoughtful upgrades, expanded living space, and plenty of room to roam and relax in a private setting.Don't miss out this rare opportunity to own property in the Colonial Pines subdivision.

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 3

Bathrooms: 3

Lot Size: 0.57 Acres

Square Feet: 2,320 sq ft

Year Built: 1997

Garage: Yes

Stories: 1 Story

Construction: Brick,Block

Property Attached: Yes

Construction Display: New Construction

Subdivision: Colonial Pines Sub

Foundation: Slab

County: Putnam

Construction Status: New Construction

Room Information


Main Floor

Bedroom:

Kitchen:

Bedroom 3:

Bedroom 2:

Great Room:

Bathroom 1:

Primary Bedroom:

Bathrooms

Full Baths: 3

Additonal Room Information

Laundry: In Garage

Interior Features


Appliances: Ice Maker, Dishwasher, Disposal, Microwave, Electric Water Heater

Flooring: Luxury Vinyl,Tile

Doors/Windows: Window Treatments, Double Pane Windows

Fireplaces: Wood Burning

Additional Interior Features: Built-in Features, High Ceilings, Solid Surface Counters, Wood Cabinets, Main Level Primary, Ceiling Fan(s), Vaulted Ceiling(s), Window Treatments, Eat-In Kitchen, Walk-In Closet(s)

Utilities


Water: Well

Sewer: Septic Tank

Other Utilities: Cable Available,Electricity Connected,Phone Available,Sewer Connected,Water Connected

Cooling: Central Air, Ceiling Fan(s), Attic Fan

Heating: Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 3

Roof: Shingle

Pool: In Ground

Lot Dimensions: 170x146

Additional Exterior/Lot Features: French Patio Doors, Rain Gutters, Patio

Out Buildings: Garage Apartment

Community Features


Community Features: Sidewalks

Security Features: Security System Owned, Smoke Detector(s)

Driving Directions


Take FL-20 W/Crill Ave, left on Latesha Terrace, Left on Clover Lane, First right on Stephanie Street ( street sign is missing )

Financial Considerations


Terms: Cash,Conventional,FHA,VA Loan

Tax/Property ID: 09-10-26-1525-0060-0040

Tax Amount: 262

Tax Year: 2024

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 103 Stephanie Street

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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