$565,000

10498 Bay State Drive, Port Charlotte, FL 33981

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$565,000

(13,000) 11/20/2025

10498 Bay State Drive Port Charlotte, FL 33981

For Sale MLS# D6141174

4 beds 3 baths 2,685 sq ft Single Family

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Data current as of 31/12/2025 16:59:22

Details for 10498 Bay State Drive

MLS# D6141174

Description for 10498 Bay State Drive, Port Charlotte, FL, 33981


RARE OPPORTUNITY for X Flood Zone on DOUBLE LOT in SOUTH GULF COVE ~ This is a MUST SEE! Welcome to 10498 Bay State, a Well-Designed 4-Bedroom 3-Bath 3-Car Garage Home with Private Home office, Workshop in Garage and HEATED POOL on a DOUBLE X ZONE LOT in the highly desired Gulf Access community, South Gulf Cove! This property is located on a rare double lot that backs to a greenbelt, offers sunrise views from your Lanai, and offers unobstructed views of the Santa Cruz Waterway from your pool and backyard. With nearly 2,700 square feet of living space, this home offers plenty of room for family and guests, and a possible in-law suite for those looking for multi-generational home options. The foyer is welcoming, with ample space for a book nook or console table and leads to 2 Guest Rooms that share a Full Bath and Linen Closet. Across the hall, you’ll be pleasantly surprised to find a very large Laundry Room with Cabinets and Storage, adjacent to an En-Suite / In-Law Suite with Full Bath and Walk In Closet. Proceed to the main living spaces, your Kitchen features a large island with Bar Height seating, lots of cabinets, farmhouse sink, and built in shelving in the WALK-IN Pantry. The Living Room and Dining Room flank the Kitchen and Breakfast nook, maintaining a seamless flow for conversations and natural light. But wait, there’s more! The frosted glass French Doors open to a Home Office / Study, with quick access through the living rooms sliders to the Lanai and Pool Deck. The Primary Bedroom is generous in size and offers a complete En Suite with Dual Sinks, Garden Tub, and large Walk In Closet. The home boasts a host of recent updates, including a new roof and new HVAC system, providing peace of mind and energy efficiency. The property is also located in an X Flood Zone, meaning no flood insurance is required! For those with furry friends, the fenced dog run offers a safe and secure space to play. The 3-car garage is a true standout, featuring mini split AC system, workbench, overhead lighting and retractable extension cord, as well as built-in storage components – making it an ideal space for projects and hobbies. This property is ideally situated just minutes from several public boat ramps, providing easy access to the community’s waterways, the Intracoastal Waterway, and the Gulf. Whether you’re an avid boater or just love coastal living, you’ll find everything you need right at your doorstep. You’re only 15 minutes drive to Gulf Beaches, world-class fishing, 99 holes of golf, shopping, dining, and the Tampa Bay Rays' Spring training facility! Enjoy the benefits of an optional HOA at just $120 per year, minimal deed restrictions, and several pocket parks and walking paths, providing flexibility while still enjoying the community’s perks. Whether you’re seeking a peaceful retreat, investment property or a home with room to grow, this property has it all. Don’t miss out – schedule your showing today and make this paradise yours!

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 4

Bathrooms: 3

Lot Size: 0.48 Acres

Square Feet: 2,685 sq ft

Year Built: 2016

Garage: Yes

Stories: 1 Story

Construction: Block,Stone,Stucco

Subdivision: Port Charlotte Sec 085

Foundation: Slab

County: Charlotte

School Information


Elementary: Myakka River Elementary

Middle: L.A. Ainger Middle

High: Lemon Bay High

Room Information


Main Floor

Dinette:

Primary Bedroom: 19.3x16

Kitchen: 15x18.2

Porch: 13x10

Dining Room:

Bedroom 4:

Den: 14.7x9.8

Bedroom 3: 13.3x11.9

Bedroom 2: 12.5x12.5

Living Room: 16.6x19.6

Primary Bathroom: 11.1x14.3

Bathrooms

Full Baths: 3

Additonal Room Information

Laundry: Laundry Room, Inside

Interior Features


Appliances: Washer, Microwave, Range, Refrigerator, Dishwasher, Dryer, Electric Water Heater

Flooring: Carpet,Ceramic Tile,Engineered Hardwood

Additional Interior Features: Walk-In Closet(s), Split Bedrooms, Open Floorplan, Ceiling Fan(s), Eat-In Kitchen

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Electricity Connected,Fiber Optic Available,High Speed Internet Available,Municipal Utilities,Sewer Available,Sewer Connected,Water Connected

Cooling: Ceiling Fan(s), Central Air

Heating: Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 3

Parking Description: Garage, driveway, Garage Door Opener, Workshop in Garage

Roof: Shingle

Pool: Indoor, In Ground, Gunite

Lot View: Park/Greenbelt,Pool,Trees/Woods,Water

Fencing: Vinyl

Additional Exterior/Lot Features: Garden, Dog Run, Rain Gutters, Storm/Security Shutters, Greenbelt

Community Features


Community Features: Boat Facilities, Park, Playground, Sidewalks, Water Access

Security Features: Smoke Detector(s)

Association Amenities: Recreation Facilities, Clubhouse

HOA Dues Include: Recreation Facilities

Homeowners Association: Yes

HOA Dues: $120 / Annually

Driving Directions


From Englewood Beach, travel East on SR 775 S McCall Road, turn right onto Gasparilla Road, CR 771, travel south to Appleton Blvd, turn left into South Gulf Cove. Turn right on Bay State Drive, property at the end of the street on the left. Look for sign

Financial Considerations


Terms: Cash,Conventional,VA Loan

Tax/Property ID: 412129454010

Tax Amount: 5413.11

Tax Year: 2024

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price Change
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

Schools nearby 10498 Bay State Drive

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Data powered by ATTOM Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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