106 Steven Street Ruskin, FL 33570
For Sale MLS# TB8501771
3 beds 2 baths 1,580 sq ft Single Family
Details for 106 Steven Street
MLS# TB8501771
Description for 106 Steven Street, Ruskin, FL, 33570
Newly Priced at $574,900 — Plus $25,000 in Seller Concessions. Some homes are just addresses. This one is a lifestyle. Nestled along the open bay with direct water access, this beautifully reimagined Tampa Bay retreat delivers the effortless waterfront living you've been searching for — and the serious infrastructure to back it up. The seller means business. Freshly repriced and motivated, the seller is offering $25,000 toward your closing costs and/or rate buydown — putting real money back in your pocket on day one and potentially lowering your monthly payment for the life of the loan. At today's rates, that kind of buydown can make a meaningful difference. This is a rare opportunity to get into a turnkey waterfront home with less out of pocket than you'd expect. Across 1,580 square feet of thoughtfully refreshed living space, three bedrooms and two redesigned bathrooms strike the perfect balance of comfort and style. The completely renovated kitchen is the heart of the home, featuring crisp white shaker cabinets, gleaming granite countertops, and top-of-the-line appliances — equally suited for quiet mornings with a bay view or entertaining after a day on the water. Step outside and the property truly comes into its own. A brand-new boat lift (2023) sits ready at the water's edge, with generous RV and boat parking that serious boaters will immediately appreciate. The backyard blends function with charm: custom-built raised vegetable gardens bring a rare, grounded beauty to the space, while a versatile work shed — easily converted to a private home office — adds flexibility for however you choose to live. A spacious carport completes the picture. Peace of mind is built in, not bolted on. Every major system has been addressed: a 50-year metal roof (2020), new AC (2021), full whole-house replumb to the street (2022), and hurricane-impact windows and doors (2024) mean you inherit quality, not projects. This is Tampa Bay waterfront living at its finest — move-in ready, meticulously upgraded, and priced with a motivated seller ready to make a deal. Your next chapter starts here. And right now, the seller is helping you get there.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 3
Bathrooms: 2
Lot Size: 0.21 Acres
Square Feet: 1,580 sq ft
Year Built: 1965
Stories: 1 Story
Construction: Block
Subdivision: Collura Sub
Foundation: Slab
County: Hillsborough
School Information
Elementary: Thompson Elementary
Middle: Shields-Hb
High: Lennard-Hb
Room Information
Main Floor
Bedroom 3:
Bedroom 2:
Primary Bedroom:
Kitchen:
Dining Room:
Living Room:
Bathrooms
Full Baths: 2
Additonal Room Information
Laundry: Laundry Room, Inside
Interior Features
Appliances: Built-In Oven, Water Softener, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Dishwasher, Dryer, Exhaust Fan, Ice Maker
Flooring: Ceramic Tile,Terrazzo
Doors/Windows: Window Treatments
Additional Interior Features: Ceiling Fan(s), Window Treatments, Built-in Features, Separate/Formal Living Room, Solid Surface Counters, Stone Counters, Wood Cabinets, Open Floorplan, Separate/Formal Dining Room
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Connected,Electricity Connected,High Speed Internet Available,Municipal Utilities,Phone Available,Sewer Connected,Water Connected
Cooling: Ceiling Fan(s), Central Air
Heating: Central, Electric, Heat Pump
Exterior / Lot Features
Parking Description: Golf Cart Garage, Guest, driveway, Covered, Boat, RV Access/Parking, Oversized
Roof: Metal
Lot View: Canal,Water
Lot Dimensions: 65x140
Additional Exterior/Lot Features: Sprinkler/Irrigation, Lighting, Storage, Landscaped, Dead End, Flood Zone
Out Buildings: Storage, Workshop, Shed(s)
Waterfront Details
Water Front Features: Canal Access, Bay Access, Gulf Access
Community Features
Security Features: Smoke Detector(s), Security Lights, Closed Circuit Camera(s)
Driving Directions
Shellpoint to Steven St. Home is on the right
Financial Considerations
Terms: Cash,Conventional,VA Loan
Tax/Property ID: U-11-32-18-18V-000000-00018.0
Tax Amount: 6322.82
Tax Year: 2024
A broker reciprocity listing courtesy: POWELL REALTY
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Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 106 Steven Street
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 106 Steven Street
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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