$543,990

10638 Mississippi Dunes Trail S, Cottage Grove, MN 55016

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$543,990

(6,000) 06/24/2026

10638 Mississippi Dunes Trail S Cottage Grove, MN 55016

For Sale MLS# 7023199

2 beds 3 baths 2,494 sq ft Single Family

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Data current as of 22/07/2026 06:35:10

Details for 10638 Mississippi Dunes Trail S

MLS# 7023199

Description for 10638 Mississippi Dunes Trail S, Cottage Grove, MN, 55016


Welcome to the Aspen floorplan by M/I Homes! This home is complete and ready to close! Patio villa style home with all living amenities on the main level, PLUS a bonus upstairs area with huge loft, half bath and storage area! Enjoy all the benefits of an association maintained lifestyle without compromising on space. As you enter the home, you have a den/flex space perfect for a home office or seating area. The home features a spacious owner's suite, with private bath with dual vanities and a large walk-in closet! There is a 2nd bedroom and bathroom toward the front of the home, nicely separated from the owner's suite. The kitchen, dining area, morning room and family room are open concept and make the space feel light, bright and airy! The kitchen has a large center island, quartz countertops, and stainless steel appliances - all of which are included! The sun-drenched morning room is the perfect place to sip your morning coffee with a view of your wooded backyard, or step through your sliding door onto your patio and take in the morning air outside. The family room features an electric fireplace, and with LVP throughout this open concept space, the options for furniture arrangement are endless. Off the garage you'll find your mud room/laundry room, complete with a laundry sink! As you head upstairs, you will find a HUGE loft space with tons of windows and natural light - perfect for entertaining, as a movie room, exercise area, guest space, or craft room; The options are endless! A half bath and sizable storage room complete the upper level. This home sits on a beautiful, private 0.24 acre lot that backs to woods/mature trees! Tough to find in new construction. Enjoy association maintained lawncare, snow removal and landscaping so you can spend less time maintaining and more time doing the things you love!Located in the secluded Mississippi Landing neighborhood, just steps from the Mississippi River! The area is full of large, mature trees, winding roads, water, wildlife, and plenty of peace and tranquility. The neighborhood is adjacent to the Mississippi Dunes Park Reserve, which offers a trail alongside the river with breathtaking views! As tucked away as this neighborhood feels, you're just a 10-minute drive to grocery stores, shopping, dining, and entertainment in Cottage Grove and Woodbury! Conventional 4.875%/4.9249% APR if closing by August 31st with seller preferred lender. FHA and VA options also available. Call for further details!

Listing Information


Property Type: Residential, Single Family, Patio Home

Status: Active

Bedrooms: 2

Bathrooms: 3

Lot Size: 0.24 Acres

Square Feet: 2,494 sq ft

Year Built: 2026

Foundation: 1,918 sq ft

Garage: Yes

Stories: 1.5 Stories

Date Available: 6/30/2026

Construction Display: New Construction

Completion date: 2026-06-30T05:00:00Z

Subdivision: Mississippi Landing

Builder: HANS HAGEN HOMES AND M/I HOMES

County: Washington

Days On Market: 33

Construction Status: Completed New Construction

School Information


District: 833 - South Washington County

Room Information


Main Floor

Bedroom 1: 12.9 x 14.8

Bedroom 2: 10.3 x 10.6

Den: 12.7 x 12.8

Dining Room: 11.6 x 14.6

Family Room: 12.9 x 14.8

Foyer: 9 x 9

Kitchen: 12 x 20

Laundry: 9 x 9

Sun Room: 11.1 x 12.6

Upper Floor

Loft: 19.8 x 17.6

Bathrooms

Full Baths: 1

3/4 Baths: 1

1/2 Baths: 1

Additonal Room Information

Family: 2 or More,Family Room,Loft,Main Level

Dining: Informal Dining Room,Kitchen/Dining Room

Laundry: Washer Hookup, Laundry Room, Electric Dryer Hookup, Main Level, Sink

Bath Description: Double Sink,3/4 Primary,Main Floor Full Bath,Private Primary,Upper Level 1/2 Bath

Interior Features


Square Footage above: 2,494 sq ft

Appliances: Electric Water Heater, Stainless Steel Appliances, Energy Star Appliances, Microwave, Washer, Range, Refrigerator, Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan/Hood, Furnace Humidifier

Fireplaces: 1, Electric

Additional Interior Features: Main Floor Primary, Primary Bdr Suite, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Utilities


Water: City Water/Connected

Sewer: City Sewer/Connected

Cooling: Central

Heating: Forced Air, Natural Gas

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 2

Parking Description: Attached Garage, Garage Dimensions - 19'6" x 21'6", Garage Sq Ft - 472.0

Exterior: Vinyl, Brick/Stone, Cement Board

Roof: Age 8 Years or Less, Architectural Shingle

Lot Dimensions: 54 x 207 x 30 x 209

Zoning: Residential-Single Family

Fencing: Partial, Privacy, Wood

Additional Exterior/Lot Features: Sod Included in Price, Tree Coverage - Heavy, Road Frontage - City

Community Features


HOA Dues Include: Lawn Care, Sanitation, Shared Amenities, Snow Removal, Other, Professional Mgmt

Homeowners Association: Yes

Association Name: First Service Residential

HOA Dues: $220 / Monthly

Driving Directions


Highway 10/61 east to Jamaica, south to 100th, south to 103rd to Grey Trail South in Cottage Grove;Proceed south 1 .2 miles.to Mississippi Dunes Trail South, turn left in to Mississippi Landing neighborhood.

Financial Considerations


Covenants/Deed Restrictions: Architecture Committee, Other

Tax/Property ID: NA

Tax Amount: 972

Tax Year: 2026

HomeStead Description: Non-Homesteaded

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
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Schools nearby 10638 Mississippi Dunes Trail S

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

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The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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