$999,999

10801 SW 185th Terrace, Dunnellon, FL 34432

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$999,999

(200,000) 02/18/2026

10801 SW 185th Terrace Dunnellon, FL 34432 - RAINBOW RIVER

For Sale MLS# TB8418268

1 beds 1 baths 520 sq ft Single Family

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Data current as of 04/06/2026 14:40:09

Details for 10801 SW 185th Terrace

MLS# TB8418268

Description for 10801 SW 185th Terrace, Dunnellon, FL, 34432 - RAINBOW RIVER


Escape to your own slice of paradise with this exquisite luxury cottage, nestled along the crystal-clear waters of the Rainbow River in the serene Rio Vista subdivision. Built in 2008, this charming retreat is perfect as a romantic hideaway, a lucrative short-term rental, or the foundation for your dream home on a spacious .32-acre lot with nearly 80 feet of private river frontage. Step inside to discover a gourmet kitchen that’s a chef’s delight, featuring a professional-grade Viking stove and range, premium appliances, elegant shaker cabinetry, gleaming granite countertops, and a custom brick backsplash. The open-concept living and dining area exudes warmth with soaring vaulted wood ceilings, plush seagrass carpeting, and rich brick flooring, creating an inviting ambiance for relaxation or entertaining. The airy Main Suite area, seamlessly connected to the living space, offers serene comfort with luxurious seagrass carpet, while the spa-inspired Master Bath boasts an oversized granite-topped vanity, a tiled shower, brick floors, and a convenient stackable washer/dryer. Need extra space? A versatile loft with pull-down stairs provides additional sleeping quarters or ample storage. The cottage is crafted with durability and style in mind, featuring Hardie board siding, energy-efficient Anderson windows and doors, a sleek galvanized metal roof, and a tankless water heater for modern convenience. Outside, the expansive screened porch with brick flooring offers breathtaking river views, perfect for morning coffee or evening sunsets. The meticulously landscaped yard, complete with a matching storage shed, leads to your private dock and swimming area, inviting you to dive into the pristine waters of the Rainbow River. Currently a sought-after VRBO/Airbnb rental generating $350 a night, this cottage is both a tranquil retreat and a proven investment opportunity. As part of the exclusive Rio Vista community, you’ll enjoy access to a private 4-acre park with a boat ramp, picnic pavilions, and restrooms. Located in the vibrant small town of Dunnellon, you’re just minutes from charming shops, the World Equestrian Center, Historic Downtown Ocala Square, and the natural wonders of Florida’s Nature Coast. Don’t miss this rare opportunity to own a piece of Rainbow River paradise—schedule your private tour today!

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 1

Bathrooms: 1

Lot Size: 0.32 Acres

Square Feet: 520 sq ft

Year Built: 2008

Stories: 1 Story

Construction: HardiPlank Type,Wood Frame

Subdivision: Rio Vista

Foundation: Slab

County: Marion

Room Information


Main Floor

Laundry:

Dining Room:

Living Room:

Kitchen:

Bathroom 1:

Primary Bedroom:

Bathrooms

Full Baths: 1

Additonal Room Information

Laundry: Inside, Laundry Room

Interior Features


Appliances: Exhaust Fan, Built-In Oven, Ice Maker, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Indoor Grill, Washer, Tankless Water Heater, Gas Water Heater

Flooring: Brick,Carpet

Doors/Windows: Window Treatments

Additional Interior Features: Window Treatments, Cathedral Ceiling(s), Living/Dining Room, Open Floorplan, Solid Surface Counters

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Municipal Utilities

Cooling: Central Air

Heating: Electric, Central

Exterior / Lot Features


Roof: Metal

Lot View: River,Water

Additional Exterior/Lot Features: French Patio Doors, Outdoor Shower

Waterfront Details


Standard Water Body: RAINBOW RIVER

Water Front Features: River Access, River Front

Driving Directions


From US 41 take SW 99th Ave east towards the river. Cross railroad tracks and stay right. Follow the curve to the right and proceed to SW 185th Terr on left to address.

Financial Considerations


Terms: Cash,Conventional

Tax/Property ID: 3483-001-010

Tax Amount: 4593

Tax Year: 2023

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 10801 SW 185th Terrace

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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