$252,500

109 Stephen Drive NE, Fertile, MN 56540

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$252,500

109 Stephen Drive NE Fertile, MN 56540

Active Contingent MLS# 7012988

3 beds 3 baths 2,576 sq ft Single Family

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Data current as of 02/05/2026 07:43:08

Details for 109 Stephen Drive NE

MLS# 7012988

Description for 109 Stephen Drive NE, Fertile, MN, 56540


Welcome home to comfort, flexibility, and room to grow. This well-designed 3-bedroom, 3-bath ranch-style Dynamic home offers everything you need on the main level, including a private primary suite and convenient main-floor laundry. This home has newer appliances and a kitchen refresh with new paint. The finished basement expands your living space with a cozy family room, a second laundry area, and a versatile bonus room—perfect for sewing, woodworking, or starting that hobby you’ve been dreaming about. A potential fourth bedroom (no egress window) adds even more flexibility.Step outside to a fenced backyard with plenty of space to garden, relax, and enjoy peaceful outdoor moments. The attached, insulated double garage keeps vehicles and projects comfortable year-round. With electric baseboard heat, in-floor heating, and a solid poured concrete foundation, this home is built for comfort, efficiency, and lasting quality.

Listing Information


Property Type: Residential, Single Family

Status: Active Contingent-Inspection

Bedrooms: 3

Bathrooms: 3

Lot Size: 0.33 Acres

Square Feet: 2,576 sq ft

Year Built: 1978

Foundation: 1,288 sq ft

Garage: Yes

Stories: 1 Story

Construction Display: New Construction

Subdivision: Hansons Add - Fertile City

County: Polk

Days On Market: 95

Construction Status: Completed New Construction

School Information


District: 599 - Fertile-Beltrami

Room Information


Main Floor

Bathroom:

Bedroom 1:

Bedroom 2:

Bedroom 3:

Dining Room:

Garage:

Kitchen:

Laundry:

Living Room:

Primary Bath:

Lower Floor

Bonus Room:

Bonus Room:

Family Room:

Laundry:

Storage Room:

Utility Room:

Bathrooms

Full Baths: 1

3/4 Baths: 2

Additonal Room Information

Dining: Eat In Kitchen

Laundry: Washer Hookup, Main Level, Lower Level

Bath Description: 3/4 Basement,3/4 Primary,Main Floor Full Bath

Interior Features


Square Footage above: 1,288 sq ft

Square Footage below: 1,288 sq ft

Appliances: Gas Water Heater, Microwave, Range, Refrigerator, Washer, Dishwasher, Dryer

Basement: Finished (Livable), Full, Poured Concrete

Additional Interior Features: 3 BR on One Level, Main Floor Primary, Main Floor Laundry, Washer/Dryer Hookup

Utilities


Water: City Water/Connected

Sewer: City Sewer/Connected

Cooling: Ductless Mini-Split

Heating: Baseboard, In-Floor Heating, Electric

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 2

Parking Description: Garage Door Opener, Driveway - Concrete, Attached Garage, Insulated Garage, Finished Garage, Garage Dimensions - 26x24, Garage Sq Ft - 624.0

Exterior: Fiber Board

Roof: Age 8 Years or Less, Asphalt Shingles

Lot Dimensions: 95x150

Zoning: Residential-Single Family

Fencing: Wood

Additional Exterior/Lot Features: Road Frontage - City

Driving Directions


109 Stephen Dr NE, Fertile MN 56540

Financial Considerations


Tax/Property ID: 850049100

Tax Amount: 1758

Tax Year: 2025

HomeStead Description: Homesteaded

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

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Schools nearby 109 Stephen Drive NE

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Schools nearby Grades Distance Rating
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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