$315,000
1103 Coastal Hammock Avenue Ruskin, FL 33570
For Sale MLS# TB8504408
3 beds 2 baths 1,676 sq ft Single Family
Details for 1103 Coastal Hammock Avenue
MLS# TB8504408
Description for 1103 Coastal Hammock Avenue, Ruskin, FL, 33570
Welcome to 1103 Coastal Hammock Dr — where modern living, premium waterfront views, and an incredibly rare financing opportunity come together in one exceptional home. This beautifully maintained 2020-built home offers a highly sought-after assumable mortgage at just 2.99% interest, available to BOTH VA and non-VA buyers. Opportunities like this are extremely rare in today’s market and could mean substantial monthly savings compared to current interest rates. To make the deal even more attractive, the seller is also offering buyer closing cost assistance and is motivated, flexible, and easy to work with. Located in the desirable Brookside community of Ruskin, this better-than-new home has been meticulously cared for by its original owner and shows like a model home. With minimal wear and tear, two of the three bedrooms were never occupied, giving the home a clean, fresh, move-in-ready feel throughout. Inside, you’ll love the upgraded finishes and modern touches, including: • Luxury vinyl plank flooring • Epoxy-coated garage flooring • Modern glass shower enclosure • Bright open-concept living spaces • Immaculate condition throughout Step outside to one of the home’s most impressive features — a premium water-view lot with no rear neighbors. Enjoy peaceful pond views, added privacy, and direct gated access to a scenic walking trail right from your backyard. The resort-style community amenities, including the pool, playground, and amenity center, are conveniently located just steps away. Additional highlights include: • No flood insurance required • No hurricane damage • Strong 2020 construction for added peace of mind • Low-maintenance, move-in-ready condition • Convenient access to shopping, dining, schools, and major commuter routes Why wait months and pay more for new construction when you can own a fully upgraded, like-new home on a premium lot with a below-market assumable interest rate that could save you thousands every year? Homes offering this combination of financing, condition, location, and value rarely become available. Schedule your private showing today.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 3
Bathrooms: 2
Lot Size: 0.14 Acres
Square Feet: 1,676 sq ft
Year Built: 2020
Garage: Yes
Stories: 1 Story
Construction: Block
Subdivision: Brookside Estates
Foundation: Slab
County: Hillsborough
School Information
Elementary: Ruskin-Hb
Middle: Shields-Hb
High: Lennard-Hb
Room Information
Main Floor
Kitchen:
Dining Room:
Living Room:
Primary Bedroom:
Bathrooms
Full Baths: 2
Additonal Room Information
Laundry: Laundry Room
Interior Features
Appliances: Exhaust Fan, Washer, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator
Flooring: Carpet,Ceramic Tile,Luxury Vinyl
Doors/Windows: Window Treatments
Additional Interior Features: Window Treatments, Walk-In Closet(s), Stone Counters, Open Floorplan
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Electricity Available,High Speed Internet Available,Municipal Utilities,Water Available
Cooling: Central Air
Heating: Central
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Roof: Shingle
Pool: Community
Lot View: Water
Lot Dimensions: 50x120
Additional Exterior/Lot Features: Storm/Security Shutters, Sprinkler/Irrigation, Playground, Conservation Area
Community Features
Community Features: Dog Park, Park, Community Mailbox, Sidewalks, Playground, Clubhouse, Street Lights
HOA Dues Include: Recreation Facilities, Maintenance Grounds, Pool(s)
Homeowners Association: Yes
HOA Dues: $85 / Annually
Driving Directions
If heading east on 21st Ave., Southeast take a right on 12th St. and then left on coastal hammock. The house is on the left.
Financial Considerations
Terms: Assumable,Cash,Conventional,FHA,USDA Loan,VA Loan
Tax/Property ID: U-17-32-19-B93-000007-00007.0
Tax Amount: 6631.5
Tax Year: 2025
A broker reciprocity listing courtesy: REALTY HUB
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Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 1103 Coastal Hammock Avenue
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 1103 Coastal Hammock Avenue
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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