$475,000

1120 SE 1st Terrace, Cape Coral, FL 33990

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$475,000

(24,999) 03/21/2026

1120 SE 1st Terrace Cape Coral, FL 33990

For Sale MLS# 2026006951

3 beds 2 baths 2,057 sq ft Single Family

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Data current as of 07/04/2026 06:06:10

Details for 1120 SE 1st Terrace

MLS# 2026006951

Description for 1120 SE 1st Terrace, Cape Coral, FL, 33990


**HUGE PRICE REDUCTION!!! SELLER MOTIVATED!!! RARE LAKEFRONT POOL HOME in Cape Coral’s desirable SHAMROCK LAKES—FIRST TIME EVER OFFERED ON OPEN MARKET!** This 3-bedroom, 2-bath residence is being sold by the **ORIGINAL FAMILY** and offers a versatile, spacious layout with a Living Room **plus** a separate Family Room, a dedicated Dining Room, and a Dinette—ideal for both everyday living and entertaining. Outdoor living shines here. Enjoy a **HEATED 15’ x 25’ POOL with attached SPA**, all overlooking a **peaceful, private lake** with a **CONCRETE DOCK**—perfect for relaxing, fishing, or taking in serene water views. The rear of the home is designed for comfort and protection, featuring **huge sliding glass doors from the Family Room and Dinette**, opening to a covered lanai area that allows you to **leave outdoor furniture in place year-round**, thanks to **ELECTRIC ROLL-DOWN HURRICANE SHUTTERS** enclosing the entire rear living space. The home is on **PUBLIC WATER AND PUBLIC SEWER** and is located in an **X FLOOD ZONE—NO FLOOD INSURANCE REQUIRED**, offering both convenience and peace of mind. **MAJOR UPDATES INCLUDE:** • **NEW ROOF (2025)** • **Whole-home interior plumbing REPIPE (2023)** • **HVAC replaced (2018)** • **Garage door replaced (2018)** • **HURRICANE SHUTTERS**, including electric rear enclosure Shamrock Lakes is an established, tucked-away neighborhood known for its **single entrance/exit**, providing a quiet residential setting while remaining close to shopping, dining, and major Cape Coral roadways. A lovingly maintained **TIME CAPSULE** with excellent bones, major systems already updated, and **OVER 2,000 SQUARE FEET of living space**—this is a rare opportunity to own a lakefront pool home with spa, dock, public utilities, no flood insurance required, and first-time-on-the-market pedigree. **Schedule your private showing today.**

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 3

Bathrooms: 2

Lot Size: 0.23 Acres

Square Feet: 2,057 sq ft

Year Built: 1989

Garage: Yes

Stories: 1 Story

Construction: Block,Concrete,Stucco

Subdivision: Shamrock Lakes

Furnished: Yes

County: Lee

Days On Market: 39

Construction Status: Resale

Room Information


Bathrooms

Full Baths: 2

Additonal Room Information

Other: Garage, Living Room, Screened Porch, Utility Room, Kitchen, Family Room, Bedroom, Bedroom, Primary Bedroom, Dining Room

Laundry: Inside

Interior Features


Appliances: Electric Cooktop, Refrigerator, Washer, Freezer, Dishwasher, Dryer

Flooring: Carpet,Tile

Doors/Windows: Window Coverings, Double Hung, Shutters, Arched

Additional Interior Features: Split Bedrooms, Walk-In Closet(s), Window Treatments, Bathtub, Breakfast Area, Breakfast Bar, Built-in Features, Cathedral Ceiling(s), Entrance Foyer, French Door(s)/Atrium Door(s), Dual Sinks, Separate Shower, Separate/Formal Dining Room, Jetted Tub

Utilities


Water: Assessment Paid

Sewer: Assessment Paid, Public Sewer

Other Utilities: Cable Available,High Speed Internet Available

Cooling: Electric, Central Air

Heating: Central, Electric

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 2

Parking Description: Attached, Garage Door Opener, Garage

Roof: Shingle

Pool: Pool/Spa Combo, Screen Enclosure, Electric Heat, In Ground, Concrete, Heated

Lot View: Lake

Lot Dimensions: 80 x 125 x 80 x 125

Zoning: R1

Additional Exterior/Lot Features: Shutters Electric, Outdoor Kitchen, Deck, Deck, Porch, Screened, Lanai, Oversized Lot

Waterfront Details


Water Front Features: Seawall, Lake

Community Features


Community Features: Non-Gated

Driving Directions


Take Del Prado Blvd S, turn West on Handcock Bridge Pkwy, turn South on SE 12th Ave., turn West on SE First Terrace, property on left.

Financial Considerations


Terms: All Financing Considered,Cash,FHA,VA Loan

Tax/Property ID: 18-44-24-C1-01476.0270

Tax Amount: 3120.23

Tax Year: 2025

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 1120 SE 1st Terrace

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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