$300,000
1120 Tobie St Lake Wales, FL 33853
For Sale MLS# P4939171
4 beds 2 baths 1,992 sq ft Single Family
Details for 1120 Tobie St
MLS# P4939171
Description for 1120 Tobie St, Lake Wales, FL, 33853
Move-In Ready Home in Whispering Ridge with ***ASSUMABLE 2.25% VA FINANCING*** for qualified buyers! Welcome to this beautifully maintained 4-bedroom, 2-bath home in the desirable Whispering Ridge subdivision. The open floor plan offers comfortable living and is complemented by new luxury vinyl flooring throughout the main living areas. The kitchen is designed for both everyday living and entertaining, featuring a center island with breakfast bar, granite countertops, stainless steel appliances, and abundant cabinet and workspace. An inside laundry room adds convenience and functionality. Step outside to enjoy the screened back porch with ceiling fan overlooking the privacy of the white vinyl fenced backyard—perfect for relaxing or entertaining family and friends. Best of all, this home offers assumable VA financing at an attractive 2.25% interest rate, providing a rare opportunity for buyers to buy more home for less money. Conveniently located near Hwy 60 and US Hwy 27 in Lake Wales, you'll enjoy easy access to shopping, dining, and commuting. Be sure to explore the attached 3-D Interactive Tour for a complete virtual walkthrough of this ready-to-move-in home.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 4
Bathrooms: 2
Lot Size: 0.19 Acres
Square Feet: 1,992 sq ft
Year Built: 2019
Garage: Yes
Stories: 1 Story
Construction: Block,Concrete,Stucco
Construction Display: New Construction
Subdivision: Whispering Ridge Homeowners Association
Foundation: Slab
County: Polk
Construction Status: New Construction
School Information
Elementary: Spook Hill Elem
Middle: Mclaughlin Academy Of Excellence
Room Information
Main Floor
Porch: 7.8x22.5
Living Room: 19.4x16.8
Laundry: 5.9x6.8
Bedroom 3: 10.11x10.1
Bathroom 2: 11.3x5.7
Bedroom 2: 10.6x12.11
Primary Bathroom: 8.6x9.3
Primary Bedroom: 15.1x12.11
Kitchen: 12.1x12.5
Bedroom 4: 10.9x12.3
Bathrooms
Full Baths: 2
Additonal Room Information
Laundry: Washer Hookup, Electric Dryer Hookup, Inside, Laundry Room
Interior Features
Appliances: Microwave, Range, Refrigerator, Dishwasher, Disposal, Electric Water Heater
Flooring: Carpet,Luxury Vinyl
Doors/Windows: Window Treatments, Drapes
Additional Interior Features: Walk-In Closet(s), Window Treatments, Ceiling Fan(s), Living/Dining Room, Open Floorplan, Solid Surface Counters, Stone Counters, Main Level Primary, High Ceilings
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Available,Electricity Connected,Water Connected
Cooling: Ceiling Fan(s), Central Air
Heating: Central, Electric
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Parking Description: Garage Door Opener, driveway, Garage
Roof: Shingle
Lot Dimensions: Irregular
Fencing: Vinyl
Additional Exterior/Lot Features: Private Yard, Lighting, Screened, Rear Porch, Front Porch, Corner Lot, Flat, Level, Landscaped, Cleared, City Lot
Community Features
Community Features: Playground, Sidewalks, Community Mailbox
HOA Dues Include: Taxes, Reserve Fund, Common Areas
Homeowners Association: Yes
HOA Dues: $50 / Monthly
Driving Directions
From US Hwy 27 and SR 60 travel East on SR 60. Turn right at the traffic light at 11th Street. Turn right into the Whispering Ridge subdivision. Turn left onto the first road, Roberta Rd, and turn right onto Tobie Street. Home will be on your right hand side.
Financial Considerations
Terms: Assumable,Cash,Conventional,FHA,VA Loan
Tax/Property ID: 27-30-12-926501-001120
Tax Amount: 3161
Tax Year: 2025
A broker reciprocity listing courtesy: POLK REAL ESTATE LLC
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Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 1120 Tobie St
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 1120 Tobie St
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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