$199,500

12 Saddlebag Trail, Lake Wales, FL 33898

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$199,500

(7,500) 02/13/2026

12 Saddlebag Trail Lake Wales, FL 33898 - SADDLEBAG LAKE

For Sale MLS# K4903209

2 beds 2 baths 1,008 sq ft Single Family

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Data current as of 15/03/2026 16:30:13

Details for 12 Saddlebag Trail

MLS# K4903209

Description for 12 Saddlebag Trail, Lake Wales, FL, 33898 - SADDLEBAG LAKE


Located in the premier 55+ gated community of Saddlebag Lake Resort, this quality Jacobsen 2/2 manufactured home comes furnished. Upgrades include beautiful Pergo laminate flooring throughout the main living areas for ease of cleaning, and a whole house generator that runs on gas or propane and can power the entire house, for peace of mind in any kind of weather. The kitchen comes with a complete set of stainless steel appliances, including a glass top stove, double door refrigerator with ice maker and water dispenser, dishwasher and microwave. A dining table and chairs grace the dining room, where you will also find a built-in china cabinet. A BONUS ROOM was added at the rear of the home, perfect for a craft room or office. The exterior of the home has many extras, including a two-car carport, a full-length covered walkway with composite decking and a relaxing screened porch at the back. The low HOA includes your water, sewer and garbage pick-up, plus use of all the amenities, such as a clubhouse where you can participate in planned activities, a crystal clear community pool, screen enclosed hot tub, professional grade covered shuffleboard courts, tennis and pickle ball courts, and horse shoe pits, not to mention a rec room where you can play a friendly game of pool, use the fitness equipment or unwind in the sauna. Go boating and fishing in Saddlebag Lake, bask in the sun on the beach, or reserve the beach house for private parties. The resort is pet friendly, and there is a dog park just across from the driving range near the back of the community. Other perks in the resort include a post office and library. What are you waiting for? Call now for your private tour before this beauty is gone!

Listing Information


Property Type: Residential, Manufactured Home

Status: Active

Bedrooms: 2

Bathrooms: 2

Lot Size: 0.10 Acres

Square Feet: 1,008 sq ft

Year Built: 2005

Stories: 1 Story

Construction: Vinyl Siding

Subdivision: Saddlebag Lake

Foundation: Crawlspace

County: Polk

Room Information


Main Floor

Bonus Room:

Bedroom 2: 11x9

Primary Bedroom: 11x11

Living Room: 16x11

Dining Room: 8x7

Kitchen: 12x8

Bathrooms

Full Baths: 2

Additonal Room Information

Laundry: Laundry Closet, Inside

Interior Features


Appliances: Dishwasher, Microwave, Range, Refrigerator

Flooring: Laminate

Basement: Crawl Space

Additional Interior Features: Ceiling Fan(s), High Ceilings

Utilities


Water: Private

Sewer: Private Sewer

Other Utilities: Electricity Connected,Sewer Connected,Water Connected

Cooling: Ceiling Fan(s), Central Air

Heating: Central

Exterior / Lot Features


Roof: Shingle

Pool: Association

Additional Exterior/Lot Features: Rain Gutters, Rear Porch, Screened

Out Buildings: Shed(s)

Waterfront Details


Standard Water Body: SADDLEBAG LAKE

Water Front Features: Lake Privileges

Community Features


Community Features: Boat Facilities, Dog Park, Gated, Marina, Fishing, Golf Carts OK

Security Features: Gated Community

Association Amenities: Pool, Tennis Court(s), Recreation Facilities, Clubhouse, Fitness Center, Security, Sauna, Shuffleboard Court, Pickleball, Spa/Hot Tub

HOA Dues Include: Sewer, Trash, Water

Homeowners Association: Yes

HOA Dues: $680 / Quarterly

Driving Directions


From Lake Wales, drive east on Hwy. 60 to Saddlebag Lake Rd (see resort sign) and make a left. Follow to the parking lot, get out of your vehicle and ring the call button, someone will answer you. Tell them who you are and where you are going, they will let you through the gate remotely. Once inside, stay on Saddlebag Trail, the home will be on the left.

Financial Considerations


Terms: Cash,Conventional

Tax/Property ID: 28-30-01-939010-004280

Tax Amount: 2084

Tax Year: 2025

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

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The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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