$396,000
123 20th Avenue SW Cambridge, MN 55008
Active Contingent MLS# 7037220
4 beds 3 baths 1,688 sq ft Single Family
Details for 123 20th Avenue SW
MLS# 7037220
Description for 123 20th Avenue SW, Cambridge, MN, 55008
Modern construction, desirable upgrades, outdoor living spaces, and room to grow make this move-in-ready home an exceptional opportunity in one of the most welcoming communities. This spacious 4-bedroom, 3-bathroom home offers a thoughtfully designed floor plan with quality finishes throughout. The main level features durable commercial-grade vinyl plank flooring, an open-concept living area, and a well-appointed kitchen complete with granite countertops, a center island, pantry, and impressive 42-inch upper cabinets that provide abundant storage and style. Enjoy your time outside on the 10x22 deck, the patio underneath, or wait for the evening to start a fire to enjoy the evening skies. This is an opportunity to own a beautiful home in Cambridge, where small-town charm meets modern convenience. Enjoy easy access to local parks, trails, community events, shopping, and dining while still embracing the relaxed lifestyle that makes Cambridge such a desirable place to call home. Take a walk through the home with our Matterport tour!
Listing Information
Property Type: Residential, Single Family
Status: Active Contingent-Sale of Another Property
Bedrooms: 4
Bathrooms: 3
Lot Size: 0.38 Acres
Square Feet: 1,688 sq ft
Year Built: 2021
Foundation: 1,144 sq ft
Garage: Yes
Stories: Split Entry (Bi-Level)
Subdivision: Schumacher Add
County: Isanti
Days On Market: 26
Construction Status: Previously Owned
School Information
District: 911 - Cambridge-Isanti
Room Information
Upper Floor
Bedroom 1: 13x13
Bedroom 2: 10x14
Dining Room: 10x11
Kitchen: 12x12
Living Room: 12x15
Lower Floor
Bedroom 3: 11x12
Bedroom 4: 11x13
Bathrooms
Full Baths: 1
3/4 Baths: 2
Additonal Room Information
Other: Deck (10x22), Patio (10x22)
Family: Main Level
Dining: Informal Dining Room
Laundry: In Basement, Washer Hookup, Laundry Room, Gas Dryer Hookup, Lower Level
Bath Description: 3/4 Basement,3/4 Primary,Upper Level Full Bath
Interior Features
Square Footage above: 1,260 sq ft
Square Footage below: 428 sq ft
Appliances: Stainless Steel Appliances, Electric Water Heater, Microwave, Washer, Water Softener - Owned, Range, Refrigerator, Air-To-Air Exchanger, Dishwasher, Disposal, Dryer
Basement: Concrete Block, Crawl Space, Sump Basket, Partial Finished, Daylight/Lookout Windows, Walkout, Tile Shower
Additional Interior Features: Kitchen Window, Kitchen Center Island
Utilities
Water: City Water/Connected
Sewer: City Sewer/Connected
Cooling: Central
Heating: Natural Gas, Forced Air
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 3
Parking Description: Driveway - Asphalt, Attached Garage, Garage Door Opener, Garage Dimensions - 30x24, Garage Door Height - 8, Garage Door Width - 16, Garage Sq Ft - 720.0
Exterior: Brick/Stone, Vinyl
Roof: Age 8 Years or Less, Asphalt Shingles
Lot Dimensions: 80x203x80x209
Zoning: Residential-Single Family
Fencing: Invisible
Additional Exterior/Lot Features: Patio, Deck, In-Ground Sprinkler, Tree Coverage - Medium, Road Frontage - Paved Streets, City
Out Buildings: Shed - Storage
Driving Directions
North on Hwy 65 to Main Street. Turn left. Stay on Main to 11th Ave SW, turn Right. Take the first right onto Old Main St. S. Take a right onto 20th Ave SW, home will be on your left.
Financial Considerations
Tax/Property ID: 153170020
Tax Amount: 5500
Tax Year: 2026
HomeStead Description: Homesteaded
A broker reciprocity listing courtesy: Century 21 Moline Realty Inc
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Edina Realty, Inc. are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail and detailed information about them includes the name of the listing brokers. Edina Realty, Inc. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Edina Realty, Inc., a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Open House information is subject to change without notice. Information deemed reliable but not guaranteed.
Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All Rights Reserved.
Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 123 20th Avenue SW
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 123 20th Avenue SW
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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