$950,000
123 Useppa Island #UNIT B Useppa Island, FL 33921
For Sale MLS# 2026025926
2 beds 3 baths 1,478 sq ft Single Family
Details for 123 Useppa Island #UNIT B
MLS# 2026025926
Description for 123 Useppa Island #UNIT B, Useppa Island, FL, 33921
Situated on the northwestern point of Useppa Island, "Whelk Cottage" is a 2-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world's most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds, and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle. The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery. The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows. For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. "Whelk Cottage" offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's most exclusive island communities.
Listing Information
Property Type: Residential, Attached, Attached,Duplex,Villa
Status: Active
Bedrooms: 2
Bathrooms: 3
Lot Size: 0.08 Acres
Square Feet: 1,478 sq ft
Year Built: 1980
Stories: 2 Story
Construction: Vinyl Siding,Wood Frame
Property Attached: Yes
Subdivision: Useppa Island
Foundation: Pillar/Post/Pier,Raised
Furnished: Yes
County: Lee
Construction Status: Resale
Room Information
Bathrooms
Full Baths: 2
1/2 Baths: 1
Additonal Room Information
Laundry: Inside
Interior Features
Appliances: Self Cleaning Oven, Dishwasher, Disposal, Dryer, Freezer, Range, Refrigerator, Washer, Microwave
Flooring: Tile,Wood
Doors/Windows: Shutters, Impact Glass, Window Coverings
Additional Interior Features: Split Bedrooms, Fireplace, Vaulted Ceiling(s), Dual Sinks, Main Level Primary, Separate Shower, Shower Only, Living/Dining Room, French Door(s)/Atrium Door(s), Window Treatments, Bedroom on Main Level, Breakfast Bar, Built-in Features
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Not Available,High Speed Internet Available,Underground Utilities
Cooling: Electric, Zoned, Central Air
Heating: Zoned, Central, Electric
Exterior / Lot Features
Roof: Metal
Pool: Community
Lot View: Bay,Mangroves,Water
Lot Dimensions: 23 x 141 x 34 x 134
Zoning: RM-2
Additional Exterior/Lot Features: Security/High Impact Doors, Patio, Deck, Deck, Patio, Porch, Open, Balcony, Lanai, Screened
Out Buildings: Guest House Attached
Waterfront Details
Water Front Features: Across the Road Water Frontage, None
Community Features
Community Features: Street Lights, Boat Facilities
Association Amenities: Spa/Hot Tub, Trail(s), Bocce Court, Marina, Private Membership, Pickleball, Restaurant, Other, Boat Slip, Pool, Tennis Court(s), Fitness Center, See Remarks
HOA Dues Include: Recreation Facilities, Trash, Road Maintenance, Street Lights
Driving Directions
This property is located on an island without bridges or roads, and a boat is required for access. Please contact listing agent to discuss the options available and specific instructions to access the property.
Financial Considerations
Terms: All Financing Considered,Cash
Tax/Property ID: 04-44-21-01-00001.023A
Tax Amount: 5360.28
Tax Year: 2025
A broker reciprocity listing courtesy: Century 21 Sunbelt Realty
Based on information provided by FGCMLS. Internet Data Exchange information is provided exclusively for consumers’ personal, non-commercial use, and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed to be accurate by Edina Realty, Inc., or by the MLS. Edina Realty, Inc., is not a multiple listing service (MLS), nor does it offer MLS access.
Copyright 2026 FGCMLS. All Rights Reserved.
Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 123 Useppa Island #UNIT B
Sales History
| Date | Price | |
|---|---|---|
| Currently not available. | ||
Tax Summary
| Tax Year | Estimated Market Value | Total Tax |
|---|---|---|
| Currently not available. | ||
Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 123 Useppa Island #UNIT B
| Schools in attendance boundaries | Grades | Distance | Rating |
|---|---|---|---|
| Loading... | |||
| Schools nearby | Grades | Distance | Rating |
|---|---|---|---|
| Loading... | |||
Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
Coming soon properties will soon be on the market, but are not yet available for showings.