$898,000

12446 190th Street, Milaca, MN 56353

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$898,000

(27,000) 05/28/2026

12446 190th Street Milaca, MN 56353 - Rum River

For Sale MLS# 7020736

3 beds 3 baths 3,939 sq ft Single Family

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Data current as of 06/06/2026 03:21:13

Details for 12446 190th Street

MLS# 7020736

Description for 12446 190th Street, Milaca, MN, 56353 - Rum River


Country Living Horse Ranch Hobby Farm Enterprising Entrepreneur. Welcome to the hobby farm of your dreams — where horses, hay fields, and happy living come together on over 26 gorgeous acres overlooking the Rum River. This custom-built rambler is all about one-level living done right…3-Bdrm, 3-Bath, 3-Garage, 3939-finished sq ft. Panoramic views greet you from every window, and the oversized kitchen flows effortlessly into both formal and informal dining areas with charming built-ins. The living room features a cozy gas fireplace that practically begs you to settle in with a good book. The main floor primary bedroom suite comes with a spacious walk-in closet and a bathroom to relax and enjoy.Step outside onto the massive maintenance-free Trex deck and take in sweeping panoramic views of the river and fenced pastures. Not a bad spot for morning coffee, if you ask us. Downstairs, the finished walkout level delivers a huge family room, gaming area, two generous bedrooms with walk-in closets, bathroom, and plenty of storage in the large utility room. Now for the real magic — huge pole building, fully equipped indoor riding arena, 6-stables, fenced pastures, hay fields, a studio apartment, workshop and indoor garages, making this a true equestrian paradise. Whether you're running a horse hobby farm or entire operation, you'll just love the wide open spaces, that this property provides. Located just minutes from Milaca with easy access to schools, shopping, and community parks, this riverfront horse ranch checks every box. Come see it today and fall in love!

Listing Information


Property Type: Residential, Single Family, Acreage,Ranch-Style Home,Rural Residential, Farm

Status: Active

Bedrooms: 3

Bathrooms: 3

Lot Size: 26.43 Acres

Square Feet: 3,939 sq ft

Year Built: 1994

Foundation: 2,139 sq ft

Garage: Yes

Stories: 1 Story

County: Mille Lacs

Days On Market: 102

Construction Status: Previously Owned

School Information


District: 912 - Milaca

Room Information


Main Floor

Bedroom 1: 18x15

Dining Room: 23x5

Foyer: 17x8

Kitchen: 15x14

Laundry: 13x9

Living Room: 17x16

Primary Bath: 9x10

Sitting Room: 14x16

Upper Floor

Deck: 16x18

Lower Floor

Bedroom 2: 17x14

Bedroom 3: 22x14

Family Room: 24x30

Patio:

Utility Room:

Bathrooms

3/4 Baths: 2

1/2 Baths: 1

Additonal Room Information

Family: Family Room,Lower Level

Dining: Informal Dining Room,Separate/Formal Dining Room

Laundry: Washer Hookup, Laundry Room, Main Level, Gas Dryer Hookup

Bath Description: 3/4 Basement,3/4 Primary,Main Floor 1/2 Bath,Private Primary

Interior Features


Square Footage above: 2,139 sq ft

Square Footage below: 1,800 sq ft

Appliances: Gas Water Heater, Fuel Tank - Rented, Water Softener - Owned, Refrigerator, Dryer, Dishwasher, Washer, Range, Microwave

Basement: Egress Windows, Storage Space, Daylight/Lookout Windows, Finished (Livable), Concrete Block, Full, Walkout

Facilities: Existing In-Law w/Kitchen, Existing In-Law w/Bath

Fireplaces: 1, Gas Burning, Living Room

Additional Interior Features: Ceiling Fan(s), Washer/Dryer Hookup, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Primary, Primary Bdr Suite, Kitchen Center Island, Cable, Kitchen Window, Security System, Walk-In Closet, Main Floor Laundry

Utilities


Water: Private, Drilled

Sewer: Mound, Private

Cooling: Central

Heating: Forced Air, Propane

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 7

Open Parking: 10

Parking Description: Attached Garage, Garage Door Opener, Driveway - Other Surface, gravel lot, Multiple Garages, Garage Dimensions - 27.5x34, Garage Sq Ft - 936.0

Exterior: Vinyl, Brick/Stone

Roof: Age 8 Years or Less

Lot View: River

Lot Dimensions: Irregular

Farm Type: Hobby,Horse,Other

Crop Type: Hay/Alfalfa

Zoning: Agriculture,Residential-Single Family

Topography: Walkout, Sloped, Gently Rolling, Meadow, Pasture

Fencing: Other, Partial

Additional Exterior/Lot Features: Deck, Porch, Patio, Irregular Lot, Tree Coverage - Light, Road Frontage - County, Paved Streets, Township

Out Buildings: Indoor Arena, Pole Building, Stables, Garage(s), Studio

Tillable Acres: 16.00

Waterfront Details


Standard Water Body: Rum River

DNR Lake ID: S9990549

Water Front Features: River Front, River View

Driving Directions


Hwy 169 North of Milaca to 190th Street, West to Home: 12446 190th Street, Milaca, MN 56358.

Financial Considerations


Tax/Property ID: 150351501

Tax Amount: 4980

Tax Year: 2026

HomeStead Description: Homesteaded

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
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Schools nearby 12446 190th Street

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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