$825,000
12640 Us Highway 98 N Lakeland, FL 33809
For Sale MLS# L4960240
4 beds 3 baths 3,736 sq ft Single Family
Details for 12640 Us Highway 98 N
MLS# L4960240
Description for 12640 Us Highway 98 N, Lakeland, FL, 33809
One or more photo(s) has been virtually staged. Experience the perfect blend of elegance and tranquility in this exquisite custom-built 4-bedroom, 3-bathroom home plus office and heated saltwater pool, situated on over 5 acres with no HOA. Nestled in a peaceful country setting, this residence offers privacy and space while still being conveniently close to restaurants, shops, and I-4 for easy access to Tampa and Orlando. Step inside to discover soaring high ceilings and meticulous attention to detail throughout. The inviting living room boasts beautiful views and direct access to a spacious screened-in patio overlooking the heated inground saltwater pool and spa – recently resurfaced in 2023 for your enjoyment year-round. The primary suite is a true retreat featuring tray ceilings, a versatile flex space with built-in bookshelves, and a luxurious ensuite bathroom with dual vanities, a garden tub, a tiled walk-in shower, and a large walk-in closet. The office, located at the home’s entry, is well-appointed with built-in cabinetry and a desk—perfect for remote work or study. The guest bathroom known as the pool bathroom offers a walk-in shower and access to the pool. The remodeled kitchen (2024) is a chef’s dream with stone countertops, stainless steel appliances, a convenient touchless faucet, ample cabinetry and counter space, plus a built-in kegerator. Adjacent is a cozy family room with coffered ceilings—ideal as a secondary living area or game room. Two bedrooms share a beautifully updated bathroom complete with dual sinks and a walk-in shower. The fourth bedroom is located upstairs, providing additional privacy. Enjoy outdoor living to the fullest with the oversized patio featuring a built-in outdoor kitchen and an outdoor shower. A separate fenced area is perfect for small pets, while recent upgrades include a new roof (2025), a new septic pump (2026), and an extended driveway providing plenty of parking for vehicles and toys. This exceptional home delivers luxury, convenience, and country charm all in one incredible package. Don’t miss your chance to make it yours!
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 4
Bathrooms: 3
Lot Size: 5.01 Acres
Square Feet: 3,736 sq ft
Year Built: 2004
Garage: Yes
Stories: 1 Story
Construction: Block,Stucco
Subdivision: Lakeland Acres
Foundation: Slab
County: Polk
Room Information
Main Floor
Kitchen: 14x14
Living Room: 20x16
Bathroom 3:
Bedroom 3: 14x14
Bathroom 2:
Bedroom 2: 16x12
Primary Bathroom:
Primary Bedroom: 14x17
Office: 14x12
Dining Room: 12x14
Upper Floor
Bedroom 4: 27x12
Bathrooms
Full Baths: 3
Additonal Room Information
Laundry: Inside, Laundry Room
Interior Features
Appliances: Water Purifier, Range Hood, Electric Water Heater, Built-In Oven, Water Softener, Cooktop, Dishwasher, Dryer, Refrigerator, Washer
Flooring: Carpet,Tile
Fireplaces: Electric
Additional Interior Features: Split Bedrooms, Walk-In Closet(s), High Ceilings, Ceiling Fan(s), Wet Bar, Eat-In Kitchen, Vaulted Ceiling(s), Coffered Ceiling(s), Main Level Primary, Crown Molding, Open Floorplan, Stone Counters
Utilities
Water: Well
Sewer: Septic Tank
Other Utilities: High Speed Internet Available,Propane
Cooling: Ceiling Fan(s), Central Air
Heating: Central
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Roof: Shingle
Pool: Heated, In Ground, Salt Water
Lot View: Pool,Trees/Woods
Additional Exterior/Lot Features: Rain Gutters, Storage, Dog Run, Lighting, Outdoor Shower, Outdoor Kitchen, Screened, Patio
Out Buildings: Shed(s)
Driving Directions
From I4, Take exit 32 onto US-98, Keep left onto US-98 North toward Lakeland, Continue onto US Highway 98 N, Left at 12640 US Highway 98 N.
Financial Considerations
Terms: Cash,Conventional,VA Loan
Tax/Property ID: 23-26-16-000400-003020
Tax Amount: 7174.26
Tax Year: 2025
A broker reciprocity listing courtesy: BHHS FLORIDA PROPERTIES GROUP
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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 12640 Us Highway 98 N
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 12640 Us Highway 98 N
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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