$925,000
12686 NE 96th Street NE Otsego, MN 55330
For Sale MLS# 7074288
5 beds 4 baths 3,786 sq ft Single Family
Details for 12686 NE 96th Street NE
MLS# 7074288
Description for 12686 NE 96th Street NE, Otsego, MN, 55330
Welcome home to your own private slice of paradise in the highly sought-after Mississippi Cove neighborhood in Otsego! This meticulously maintained custom-built 5-bedroom, 4-bath home sits on a stunning 1-acre lot with no neighbors in front or behind, offering rare privacy, space, and comfort.Enjoy peaceful living in this exclusive HOA-maintained community featuring all 1-acre lots, over 50% open green space, and no remaining buildable lots—preserving the natural beauty and serenity of the area.From the charming front porch to the incredible backyard, this home is designed for both relaxation and entertaining. Out back, enjoy a spacious deck and patio, plus an eye-catching 3-season porch with fireplace for year-round enjoyment.Inside, the main floor features beautiful maple flooring, in-floor heat, a chef’s kitchen with rich maple cabinetry, walk-in pantry, and a generous living room with fireplace. A main floor office adds flexible workspace.Upstairs offers brand new carpet throughout, four spacious bedrooms, upper-level laundry, and an impressive primary suite with walk-in closet, private bath, and peaceful backyard views. A full hall bath serves the secondary bedrooms.Thoughtful design includes a mudroom with lockers, walk-in closet, and nearby half bath. Wide 4-foot stairs and hallways make moving furniture simple and stress-free.The fully finished basement features in-floor radiant heat, a large family room with fireplace and custom built-ins, wet bar, additional bedroom with walk-in closet, full bath, and extra laundry—ideal for guests or a mother-in-law suite.A heated oversized 3-car garage with water and floor drains adds rare practicality, while a brand new roof in 2024 provides peace of mind.Outdoor enthusiasts will appreciate nearby river and islands offering fishing and bow hunting opportunities.An exceptional opportunity to own a true legacy property along the Mississippi with unmatched quality, space, and lifestyle.
Listing Information
Property Type: Residential, Single Family
Status: Active
Bedrooms: 5
Bathrooms: 4
Lot Size: 1 Acres
Square Feet: 3,786 sq ft
Year Built: 2010
Foundation: 1,310 sq ft
Garage: Yes
Stories: 2 Stories
Subdivision: Davis Mississippi Cove 2nd Add
County: Wright
Days On Market: 16
Construction Status: Previously Owned
School Information
District: 728 - Elk River
Room Information
Main Floor
Bathroom: 6x8
Deck: 11x18
Den: 10x12
Dining Room: 11x12
Foyer: 10x16
Great Room: 18x18
Kitchen: 15x20
Mud Room: 7x15
Upper Floor
Bathroom: 6x12
Bathroom: 12x14
Bedroom 1: 15x17
Bedroom 2: 12x15
Bedroom 3: 13x13
Bedroom 4: 12x15
Laundry: 8x9
Lower Floor
Bathroom: 6x12
Bedroom 5: 12x14
Family Room: 20x32
Laundry: 4x6
Patio: 18x40
Bathrooms
Full Baths: 2
3/4 Baths: 1
1/2 Baths: 1
Additonal Room Information
Bath Description: 3/4 Basement,Bathroom Ensuite,Full Primary,Jetted Tub,Main Floor 1/2 Bath,Private Primary,Separate Tub & Shower,Upper Level Full Bath,Walk-In Shower Stall
Interior Features
Square Footage above: 2,620 sq ft
Square Footage below: 1,166 sq ft
Appliances: Microwave, Freezer, Air-To-Air Exchanger, Dishwasher, Exhaust Fan/Hood, Refrigerator, Wall Oven, Washer, Water Softener - Owned, Gas Water Heater, Stainless Steel Appliances, Double Oven
Basement: Daylight/Lookout Windows, Egress Windows, Drain Tiled, In-Floor Heat
Fireplaces: 3
Additional Interior Features: Hardwood Floors, Natural Woodwork, Walk-In Closet, Wet Bar, Kitchen Center Island, Paneled Doors
Utilities
Water: Well
Sewer: Septic System Compliant - Yes
Cooling: Central
Heating: Natural Gas, Forced Air
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 3
Parking Description: Floor Drain, Driveway - Concrete, Attached Garage, Garage Door Opener, Heated Garage, Garage Dimensions - 38x30, Garage Sq Ft - 1140.
Exterior: Shakes, Brick/Stone
Lot Dimensions: Irregular
Zoning: Residential-Single Family
Additional Exterior/Lot Features: Panoramic View, Patio, Porch, In-Ground Sprinkler
Community Features
HOA Dues Include: Other
Homeowners Association: Yes
Association Name: Davis Mississippi Cove
HOA Dues: $500 / Yearly
Driving Directions
County Rd 39 NE, North on Naber Ave NE, Left on 96th St NE property on right.
Financial Considerations
Tax/Property ID: 118247003060
Tax Amount: 7069.08
Tax Year: 2026
HomeStead Description: Homesteaded
A broker reciprocity listing courtesy: eXp Realty
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Edina Realty, Inc. are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail and detailed information about them includes the name of the listing brokers. Edina Realty, Inc. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Edina Realty, Inc., a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Open House information is subject to change without notice. Information deemed reliable but not guaranteed.
Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All Rights Reserved.
Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 12686 NE 96th Street NE
Sales History
| Date | Price | |
|---|---|---|
| Currently not available. | ||
Tax Summary
| Tax Year | Estimated Market Value | Total Tax |
|---|---|---|
| Currently not available. | ||
Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 12686 NE 96th Street NE
| Schools in attendance boundaries | Grades | Distance | Rating |
|---|---|---|---|
| Loading... | |||
| Schools nearby | Grades | Distance | Rating |
|---|---|---|---|
| Loading... | |||
Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
Coming soon properties will soon be on the market, but are not yet available for showings.