$825,000

12822 96th Street NE, Otsego, MN 55330

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$825,000

Off-Market Date: 05/09/2026

(25,000) 05/06/2026

12822 96th Street NE Otsego, MN 55330

Pending MLS# 7021068

3 beds 3 baths 3,307 sq ft Single Family

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Data current as of 06/06/2026 20:57:10

Details for 12822 96th Street NE

MLS# 7021068

Description for 12822 96th Street NE, Otsego, MN, 55330


Set on a peaceful acre in Otsego’s Mississippi Cove community, this custom-built rambler offers a refined blend of craftsmanship, generous space, and a setting that feels quietly removed while remaining close to major highways and everyday conveniences. Meticulously maintained, the home presents a bright and welcoming atmosphere from the moment you arrive. Inside, soaring vaulted ceilings and expansive picture windows draw the eye through the living room to views of the surrounding acreage, anchored by a gas fireplace. A quiet front dining room provides an inviting setting for gatherings and flows seamlessly into the kitchen. Designed for both culinary creativity and entertaining, the kitchen features rich alder cabinetry, abundant counter space, high-end appliances, a walk-in pantry, and a dedicated buffet with wine fridge overlooking the living area. Nearby, the mudroom offers built-in lockers, additional storage, and convenient main-level laundry. The private primary suite includes coved ceilings, a walk-out balcony overlooking the yard, and an ensuite bath with dual-head walk-in shower and jetted soaking tub. The walkout lower level expands the living space with a family room featuring a second fireplace and custom built-ins, along with two bedrooms, a full bath, office, and new kitchenette—ideal for entertaining or multigenerational living. A heated four-car garage and separate 30×40 heated outbuilding provide exceptional space for hobbies, storage, or workshop use.

Listing Information


Property Type: Residential, Single Family, Acreage

Status: Pending

Bedrooms: 3

Bathrooms: 3

Lot Size: 1.02 Acres

Square Feet: 3,307 sq ft

Year Built: 2016

Foundation: 1,789 sq ft

Garage: Yes

Stories: 1 Story

Subdivision: Davis Mississippi Cove 2nd Add

County: Wright

Days On Market: 54

Construction Status: Previously Owned

School Information


District: 728 - Elk River

Room Information


Main Floor

Bedroom 1: 16x15

Dining Room: 12x13

Kitchen: 13x17

Living Room: 17x19

Lower Floor

Bedroom 2: 15x12

Bedroom 3: 15x12

Family Room: 21x19

Bathrooms

Full Baths: 2

3/4 Baths: 1

Additonal Room Information

Family: Family Room,Lower Level

Dining: Breakfast Bar,Informal Dining Room,Kitchen/Dining Room,Separate/Formal Dining Room

Laundry: Laundry Room, Main Level, Sink

Bath Description: Double Sink,Shower Only,Full Basement,Full Primary,Jetted Tub,Main Floor 3/4 Bath,Main Floor Full Bath,Private Primary,Separate Tub & Shower

Interior Features


Square Footage above: 1,789 sq ft

Square Footage below: 1,518 sq ft

Appliances: Stainless Steel Appliances, Double Oven, Cooktop, Water Osmosis System, Iron Filter, Gas Water Heater, Refrigerator, Dryer, Dishwasher, Washer, Water Softener - Owned, Microwave, Wall Oven, Air-To-Air Exchanger, Exhaust Fan/Hood

Basement: Storage Space, Daylight/Lookout Windows, Sump Basket, Tile Shower, Finished (Livable), Drain Tiled, Full, Egress Windows, Walkout

Fireplaces: 2, Living Room, Gas Burning

Additional Interior Features: Main Floor Primary, Primary Bdr Suite, Tile Floors, Main Floor Laundry, All Living Facilities on One Level, Main Floor Bedroom, Kitchen Window, Kitchen Center Island, Wet Bar, Walk-In Closet, Indoor Sprinklers, Natural Woodwork, Hardwood Floors, Vaulted Ceiling(s), Ceiling Fan(s)

Utilities


Water: Private

Sewer: Septic System Compliant - Yes

Cooling: Central, Dual System

Heating: Zoned, Natural Gas, Fireplace, Forced Air

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 4

Parking Description: Attached Garage, Garage Door Opener, Driveway - Concrete, Heated Garage, Insulated Garage, RV Access/Parking, Multiple Garages, Garage Dimensions - 44x25, Garage Sq Ft - 1100.

Exterior: Brick/Stone, Cement Board

Roof: Asphalt Shingles

Lot Dimensions: 257x176x256x169

Zoning: Residential-Single Family

Additional Exterior/Lot Features: Deck, Patio, Balcony, Tree Coverage - Light, Corner Lot

Out Buildings: Pole Building, Garage(s)

Community Features


HOA Dues Include: Other

Homeowners Association: Yes

Association Name: Davis Mississippi Cove

HOA Dues: $500 / Yearly

Driving Directions


Follow I-94 W and MN-101 N to 90th St NE/County Rd 39 NE in Otsego. Take the County Rd 39/90th St exit from MN-101 N. Follow County Rd 39 NE to 96th St NE. Turn left onto 96th St NE and the home will be on the right.

Financial Considerations


Other Annual Tax: $44

Tax/Property ID: 118247003130

Tax Amount: 8047.82

Tax Year: 2025

HomeStead Description: Non-Homesteaded

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 12822 96th Street NE

Schools in attendance boundaries Grades Distance Rating
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Schools nearby Grades Distance Rating
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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