1928 SE 20th Lane Cape Coral, FL 33990
For Sale MLS# 2025019451
3 beds 3 baths 2,542 sq ft Single Family
Details for 1928 SE 20th Lane
MLS# 2025019451
Description for 1928 SE 20th Lane, Cape Coral, FL, 33990
RARE OPPORTUNITY – 2.25% FHA & VA ASSUMABLE MORTGAGE + ASSUMABLE FLOOD INSURANCE Why buy at today’s high interest rates and today’s flood insurance premiums when you can assume both? Stunning and spacious, this home features a grand double door entry that sets the tone for the elegance within. Situated on a spacious 3-lot site with desirable southern exposure in the Four Mile Cove Preserve neighborhood, this home is ideal for a large family or perfect as a seasonal rental. You’ll find attention to detail throughout. Tons of natural light fill the open interior, featuring three private bedroom suites, each with its own full bath. Enjoy tray ceilings, crown molding, plantation shutters, natural woven shades, large diagonal tile throughout, and two separate versatile offices ideal for working from home or creative space. The updated kitchen and baths showcase quartz countertops, work station sink, stainless steel appliances, a walk-in pantry, tons of cabinets, an extended island, and a breakfast nook overlooking the pool. Step outside to your oversized pool and spa with waterfall and lanai complete with automatic roll-down SPF bug sunscreens—your own private oasis surrounded by lush landscaping, shade trees, tropical birds of paradise, and a new sprinkler system to keep it all vibrant. Additional highlights include a new privacy fence, no HOA fees, and all assessments in and paid. Peace of mind comes with a new A/C and ductwork (2023), plus storm-ready construction that withstood 150 mph winds and remained flood-free. (Included for buyer) 1-year Shield COMPLETE HOME WARRANTY from American Home Shield. All in a quiet neighborhood within walking distance to major stores, yet far enough away to enjoy total tranquility—just minutes to Veterans Bridge.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 3
Bathrooms: 3
Lot Size: 0.34 Acres
Square Feet: 2,542 sq ft
Year Built: 2000
Garage: Yes
Stories: 1 Story
Construction: Block,Concrete,Stucco
Subdivision: Four Mile Cove
Furnished: Yes
County: Lee
Days On Market: 93
Construction Status: Resale
School Information
Elementary: School Choice
Middle: School Choice
High: School Choice
Room Information
Bathrooms
Full Baths: 3
Additonal Room Information
Laundry: Inside, Laundry Tub
Interior Features
Appliances: Ice Maker, Self Cleaning Oven, Electric Cooktop, RefrigeratorWithIce Maker, Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator, Washer
Flooring: Tile
Doors/Windows: Display Window(s), Double Hung, Window Coverings
Additional Interior Features: Pantry, Walk-In Closet(s), Kitchen Island, Split Bedrooms, Window Treatments, Cable TV, Multiple Shower Heads, Attic, Bathtub, Breakfast Area, Breakfast Bar, Built-in Features, Closet Cabinetry, Tray Ceiling(s), French Door(s)/Atrium Door(s), Home Office, Separate Shower, Separate/Formal Dining Room, Pull Down Attic Stairs, Dual Sinks, Walk-In Pantry
Utilities
Water: Public, Assessment Paid
Sewer: Assessment Paid, Public Sewer
Other Utilities: Cable Available
Cooling: Electric, Ceiling Fan(s), Central Air
Heating: Central, Electric
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Parking Description: Garage Door Opener, Attached, Paved, Garage, driveway
Roof: Shingle
Pool: Pool Equipment, Outside Bath Access, In Ground, Concrete
Lot View: Landscaped,Pool,Water
Lot Dimensions: 120 x 124 x 120 x 124
Zoning: R1-D
Additional Exterior/Lot Features: Shutters Manual, Sprinkler/Irrigation, Fence, Patio, Patio, Porch, Screened, Lanai, Multiple lots, Oversized Lot, Sprinklers Automatic
Community Features
Security Features: fenced, Security System, Smoke Detector(s), Key Card Entry
Driving Directions
Del Prado Blvd. Turn on Four Mile Cove. Right on SE 19th Court. Left on SE 19th Lane. Right on SE 20th Lane. 1928 SE 20th Lane. 2nd house on left.
Financial Considerations
Terms: All Financing Considered,Cash,VA Loan
Tax/Property ID: 29-44-24-C4-05395.0270
Tax Amount: 5320.4
Tax Year: 2024
A broker reciprocity listing courtesy: Sellstate Priority Realty
Based on information provided by FGCMLS. Internet Data Exchange information is provided exclusively for consumers’ personal, non-commercial use, and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed to be accurate by Edina Realty, Inc., or by the MLS. Edina Realty, Inc., is not a multiple listing service (MLS), nor does it offer MLS access.
Copyright 2026 FGCMLS. All Rights Reserved.
Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 1928 SE 20th Lane
Sales History
| Date | Price | |
|---|---|---|
| Currently not available. | ||
Tax Summary
| Tax Year | Estimated Market Value | Total Tax |
|---|---|---|
| Currently not available. | ||
Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 1928 SE 20th Lane
| Schools in attendance boundaries | Grades | Distance | Rating |
|---|---|---|---|
| Loading... | |||
| Schools nearby | Grades | Distance | Rating |
|---|---|---|---|
| Loading... | |||
Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
Coming soon properties will soon be on the market, but are not yet available for showings.