20 Ludlow Lane W Palm Coast, FL 32137
For Sale MLS# FC317362
4 beds 3 baths 2,094 sq ft Single Family
Details for 20 Ludlow Lane W
MLS# FC317362
Description for 20 Ludlow Lane W, Palm Coast, FL, 32137
Welcome to a showstopper that truly has it all! Built in 2024 and crafted with solid concrete block construction, this like-new home delivers the perfect blend of modern design, flexibility, and functionality—something rarely found in today’s market. From the moment you walk in, you’ll feel the difference with its spacious layout, high-end upgrades, and thoughtfully designed living spaces that cater to today’s lifestyle. One of the standout features is the private in-law suite, offering its own bedroom, full bathroom, separate living area, and a kitchenette, all tucked behind a door that creates a completely private retreat. Whether you’re accommodating extended family, hosting guests, setting up a home office, or creating the ultimate teen suite, this space offers endless possibilities. The rest of the home is equally impressive with a split floor plan that provides privacy and comfort for everyone. Three additional bedrooms and two bathrooms are positioned away from the primary suite, which is privately located at the rear of the home, creating a peaceful escape. The main living areas are enhanced with beautiful tile flooring, and the upgraded kitchen is a true centerpiece, featuring a modern farmhouse style that is both warm and sophisticated—perfect for entertaining or everyday living. Step outside to a spacious covered patio, ideal for relaxing evenings or weekend gatherings, and enjoy the convenience of a large three-car garage with plenty of room for vehicles, storage, and all your toys. Perfectly situated on the desirable southern end of Palm Coast, you’re just minutes to I-95, surrounded by new shopping and dining options, and only a short 14-minute drive to Flagler Beach. With no HOA restrictions and short-term rentals allowed, this property offers not only a beautiful place to call home but also an incredible investment opportunity. Homes like this—with a private suite, modern upgrades, and prime location—are incredibly hard to find. This is the one buyers wait for… and it will not last long.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 4
Bathrooms: 3
Lot Size: 0.23 Acres
Square Feet: 2,094 sq ft
Year Built: 2024
Garage: Yes
Stories: 1 Story
Construction: Block,Stucco
Construction Display: New Construction
Subdivision: Aspire At Palm Coast
Builder: K. Hovnanian Homes
Foundation: Slab
County: Flagler
Construction Status: New Construction
Room Information
Main Floor
Dinette: 10x19
Great Room: 11x16
Kitchen: 16x9
Primary Bedroom: 13x14
Bedroom 3: 10x11
Bedroom 2: 10x10
Bedroom 1: 10x11
Living Room: 11x13
Bathrooms
Full Baths: 3
Additonal Room Information
Laundry: Laundry Room
Interior Features
Appliances: Dishwasher, Dryer, Microwave, Range, Washer
Flooring: Carpet,Ceramic Tile
Doors/Windows: Window Treatments
Additional Interior Features: Ceiling Fan(s), High Ceilings, Living/Dining Room, Split Bedrooms, Walk-In Closet(s), Window Treatments, Open Floorplan, Solid Surface Counters, Kitchen/Family Room Combo
Utilities
Water: Public, Well
Sewer: Public Sewer
Other Utilities: Electricity Connected,Sewer Connected,Water Connected
Cooling: Ceiling Fan(s), Central Air
Heating: Central
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 3
Roof: Shingle
Additional Exterior/Lot Features: French Patio Doors
Driving Directions
From Palm Coast Parkway go North on Belle Terre Parkway. Continue to Matanzas Woods Parkway and take a right. Turn left onto Luther Drive. Turn left at the first cross street onto Ludlow Lane West.
Financial Considerations
Terms: Cash,Conventional,FHA,VA Loan
Tax/Property ID: 07-11-31-7037-00020-0040
Tax Amount: 6123.83
Tax Year: 2025
A broker reciprocity listing courtesy: REALTY EXCHANGE, LLC
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Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 20 Ludlow Lane W
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 20 Ludlow Lane W
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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