20320 Estero Gardens Circle #104 Estero, FL 33928
Pending MLS# 225080935
1 beds 2 baths 1,018 sq ft Condo
Details for 20320 Estero Gardens Circle #104
MLS# 225080935
Description for 20320 Estero Gardens Circle #104, Estero, FL, 33928
This beautifully maintained first floor residence in Villagio offers exceptional flexibility, featuring one bedroom plus a spacious den that works beautifully as an additional sleeping area or guest space. The den measures approximately 10 by 16 feet and includes a half bath and a full walk in closet, making it ideal for overnight guests, a private retreat, or a comfortable home office. The home enjoys a peaceful lake view and a quiet, inviting setting with an easy walk to community amenities. Pride of ownership is evident throughout. The water heater was replaced in 2021, the air conditioner in 2018, and a new walk in shower was installed in 2023. All appliances are newer, there are five ceiling fans, and the living room features an attractive updated window treatment that adds a polished finish. The open living area feels bright and relaxed, while the den provides excellent versatility to suit a variety of lifestyle needs. Villagio offers an impressive resort style lifestyle with two pools, a spa, tennis and pickleball courts, a fitness center, an on site cafe and sports bar, and a private movie theater with evening showings. A very important advantage is that this condominium is approved for FHA financing, a rare benefit that expands buyer options and adds long term value. The community is known for its peaceful atmosphere and friendly feel, with mature trees, lakes, and walkways creating a calm daily backdrop. The central plaza encourages social connection, while the cafe and sports bar are popular gathering spots, and the private theater remains a signature amenity enjoyed by residents. The location further enhances the appeal with close proximity to Coconut Point, Miromar Outlets, Gulf Coast Town Center, and a wide range of dining and entertainment, while the beaches, RSW International Airport, Florida Gulf Coast University, and Hertz Arena are all within an easy drive. A recent community special assessment of $1,422 for improvements and maintenance has been paid in full by the seller, providing added peace of mind for the next owner. With its flexible floor plan, well cared for interior, serene water view, thoughtful updates, and rare FHA approval, this home represents outstanding value for both full time and seasonal Southwest Florida living.
Listing Information
Property Type: Residential, Condominium
Status: Pending-Financing
Bedrooms: 1
Bathrooms: 2
Lot Size: 0.33 Acres
Square Feet: 1,018 sq ft
Year Built: 2006
Garage: Yes
Stories: 1 Story
Construction: Block,Concrete,Stucco
Subdivision: Villagio
Furnished: Yes
County: Lee
Days On Market: 95
Construction Status: Resale
School Information
Elementary: Three Oaks Elementary School
Middle: Three Oaks Middle School
High: Estero High Schoo
Room Information
Bathrooms
Full Baths: 1
1/2 Baths: 1
Interior Features
Appliances: Ice Maker, RefrigeratorWithIce Maker, Dishwasher, Dryer, Microwave, Refrigerator, Washer
Flooring: Carpet,Tile
Doors/Windows: Single Hung, Sliding
Additional Interior Features: High Speed Internet, Cable TV, Family/Dining Room, Bedroom on Main Level, Breakfast Bar, Living/Dining Room, Dual Sinks, Separate Shower, Shower Only
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Available,High Speed Internet Available
Cooling: Electric, Ceiling Fan(s), Central Air
Heating: Central, Electric
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 1
Parking Description: Attached, Garage Door Opener, Common, driveway, Paved, Garage
Roof: Tile
Pool: Community
Lot View: Water
Additional Exterior/Lot Features: Rectangular Lot
Community Features
Community Features: Gated, Street Lights
Security Features: Smoke Detector(s), Security Gate, Gated Community
Association Amenities: Clubhouse, Fitness Center, Media Room, Pool, Tennis Court(s), See Remarks, Spa/Hot Tub, Sidewalks, Management, Restaurant, Pickleball, Picnic Area, Park, Library, Barbecue, Hobby Room
HOA Dues Include: Association Management, Legal/Accounting, Trash, Pest Control, Reserve Fund, Road Maintenance, Water, Street Lights, Security, Sewer, Recreation Facilities
Homeowners Association: Yes
Driving Directions
Please reference Google Maps.
Financial Considerations
Terms: All Financing Considered,Cash,FHA,VA Loan
Tax/Property ID: 26-46-25-E1-01038.0104
Tax Amount: 1119.93
Tax Year: 2024
A broker reciprocity listing courtesy: Berkshire Hathaway FL Realty
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Sales History & Tax Summary for 20320 Estero Gardens Circle #104
Sales History
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Tax Summary
| Tax Year | Estimated Market Value | Total Tax |
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| Currently not available. | ||
Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 20320 Estero Gardens Circle #104
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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