$245,900

20320 Estero Gardens Circle #104, Estero, FL 33928

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$245,900

20320 Estero Gardens Circle #104 Estero, FL 33928

For Sale MLS# 225080935

1 beds 2 baths 1,018 sq ft Condo

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Data current as of 25/12/2025 21:05:13

Details for 20320 Estero Gardens Circle #104

MLS# 225080935

Description for 20320 Estero Gardens Circle #104, Estero, FL, 33928


This beautifully maintained first floor home in Villagio offers one bedroom plus a den with a peaceful lake view. The setting is quiet and inviting with an easy walk to all of the community amenities. The owners have taken great care of the property. The water tank was replaced in 2021, the air conditioner was replaced in 2018, and a new walk in shower was installed in 2023. All appliances are newer, there are five ceiling fans, and the living room has an attractive newer window treatment that adds a polished finish. The open living area feels bright and relaxed and the den provides excellent flexibility for a home office or guest room. Villagio features two beautiful pools, a spa, tennis and pickleball, a fitness center, an on site cafe and sports bar, and a private movie theater that shows films in the evenings. A very important advantage is that this condominium is approved for FHA financing. Very few communities offer this, which makes this home a strong opportunity for a wider range of qualified buyers. Villagio has long been admired for its peaceful setting and friendly feel. The mature trees, lakes and walkways create a calm backdrop for daily living, and the central plaza brings neighbors together. The cafe offers simple meals and coffee, and the sports bar is a popular meeting spot for weekend games and social gatherings. The private theater is a signature feature that lets residents enjoy a movie night without leaving the community. The location adds even more appeal. Villagio is close to Coconut Point, Miromar Outlets, Gulf Coast Town Center and a wide choice of dining and entertainment. The beaches, RSW International Airport, Florida Gulf Coast University and Hertz Arena are all easy drives from the front gate. This comfortable mix of quiet surroundings and convenient access makes Villagio attractive to both full time and seasonal residents. A recent community special assessment in the amount of $1,422 was issued for improvements and maintenance. The seller has paid this amount in full, which gives the next owner added peace of mind and supports the continued quality of the community. With its well cared for interior, relaxing water view, thoughtful upgrades and rare FHA approval, this home offers outstanding value for anyone seeking a welcoming and affordable Southwest Florida residence with lasting appeal.

Listing Information


Property Type: Residential, Condominium

Status: Active

Bedrooms: 1

Bathrooms: 2

Lot Size: 0.33 Acres

Square Feet: 1,018 sq ft

Year Built: 2006

Garage: Yes

Stories: 1 Story

Construction: Block,Concrete,Stucco

Subdivision: Villagio

Furnished: Yes

County: Lee

Days On Market: 13

Construction Status: Resale

School Information


Elementary: Three Oaks Elementary School

Middle: Three Oaks Middle School

High: Estero High Schoo

Room Information


Bathrooms

Full Baths: 1

1/2 Baths: 1

Interior Features


Appliances: Ice Maker, RefrigeratorWithIce Maker, Dishwasher, Dryer, Microwave, Refrigerator, Washer

Flooring: Carpet,Tile

Doors/Windows: Single Hung, Sliding

Additional Interior Features: High Speed Internet, Cable TV, Family/Dining Room, Bedroom on Main Level, Breakfast Bar, Living/Dining Room, Dual Sinks, Separate Shower, Shower Only

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Cable Available,High Speed Internet Available

Cooling: Electric, Ceiling Fan(s), Central Air

Heating: Central, Electric

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 1

Parking Description: Attached, Garage Door Opener, Common, driveway, Paved, Garage

Roof: Tile

Pool: Community

Lot View: Water

Additional Exterior/Lot Features: Rectangular Lot

Community Features


Community Features: Gated, Street Lights

Security Features: Smoke Detector(s), Security Gate, Gated Community

Association Amenities: Clubhouse, Fitness Center, Media Room, Pool, Tennis Court(s), See Remarks, Spa/Hot Tub, Sidewalks, Management, Restaurant, Pickleball, Picnic Area, Park, Library, Barbecue, Hobby Room

HOA Dues Include: Association Management, Legal/Accounting, Trash, Pest Control, Reserve Fund, Road Maintenance, Water, Street Lights, Security, Sewer, Recreation Facilities

Homeowners Association: Yes

Driving Directions


Please reference Google Maps.

Financial Considerations


Terms: All Financing Considered,Cash,FHA,VA Loan

Tax/Property ID: 26-46-25-E1-01038.0104

Tax Amount: 1119.93

Tax Year: 2024

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price Change
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

Schools nearby 20320 Estero Gardens Circle #104

Schools in attendance boundaries Grades Distance Rating
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Schools nearby Grades Distance Rating
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Data powered by ATTOM Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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