20438 Ardore Lane Estero, FL 33928
Pending MLS# 226004628
3 beds 3 baths 2,301 sq ft Single Family
Details for 20438 Ardore Lane
MLS# 226004628
Description for 20438 Ardore Lane, Estero, FL, 33928
Assumable loan, 5.625% interest rate, primary residence. This exceptionally upgraded residence showcases custom craftsmanship and high-end finishes at every turn. From the moment you step inside, you’ll be impressed by the soaring cathedral ceilings, custom wrought iron railings, and beautiful wood accents that add warmth and architectural character throughout the home. The first floor features designer tile flooring and a completely redesigned custom kitchen outfitted with top-of-the-line cabinetry, premium appliances, and upscale countertops, creating the perfect blend of elegance and functionality for everyday living and entertaining. Impact glass windows and sliding doors, along with electric rear blinds, provide both convenience and peace of mind while enhancing energy efficiency. The spacious first-floor primary suite is a private retreat with a walk-in closet and a luxurious, spa-inspired en-suite bath featuring dual sinks, a soaking tub, and a separate walk-in shower. A convenient half bath for guests and a well-appointed laundry room with built-in cabinetry complete the downstairs layout. Upstairs, you’ll find a large loft space—ideal as a media room, office, or easily converted 4th bedroom—plus two generous guest bedrooms and a beautifully remodeled full bathroom. No detail was overlooked in this true labor of love, where the owners spared no expense in upgrades and improvements. The home also boasts a rare 3-car garage with its own split A/C system, perfect for keeping vehicles, hobbies, or toys climate-controlled year-round. The lot offers plenty of back yard space to build the custom outdoor paradise you've always dreamed of! This one-of-a-kind home combines luxury, comfort, and thoughtful design—an incredible opportunity you won’t want to miss! Bella Terra amenities truly offer something for everyone! Enjoy a beautiful resort-style pool, state-of-the-art fitness center, and an impressive variety of recreation options including tennis and pickleball courts, sand volleyball, basketball, bocce ball, an in-line skating rink, and even a baseball field. Perfectly located just minutes from shopping, dining, the interstate, beaches, universities, and the airport — only about 20 minutes from baggage claim, making travel a breeze. Residents also love the active social calendar packed with events and activities each month, giving you the freedom to be as involved as you choose. With low association fees, outstanding amenities, and a vibrant lifestyle, it’s easy to see why Bella Terra remains one of the area’s most sought-after communities!
Listing Information
Property Type: Residential, Single Family Residence
Status: Pending-Inspection
Bedrooms: 3
Bathrooms: 3
Lot Size: 0.17 Acres
Square Feet: 2,301 sq ft
Year Built: 2006
Garage: Yes
Stories: 2 Story
Construction: Block,Metal Frame,Concrete,Stucco,Wood Frame
Subdivision: Bella Terra
Furnished: Yes
County: Lee
Days On Market: 82
Construction Status: Resale
School Information
Elementary: School Choice
Middle: School Choice
High: School Choice
Room Information
Bathrooms
Full Baths: 2
1/2 Baths: 1
Interior Features
Appliances: Ice Maker, RefrigeratorWithIce Maker, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Flooring: Laminate,Tile
Doors/Windows: Impact Glass, Window Coverings
Additional Interior Features: Eat-In Kitchen, Loft, Walk-In Closet(s), Cable TV, Living/Dining Room, Breakfast Bar, Built-in Features, Bathtub, High Ceilings, Dual Sinks, Main Level Primary, Window Treatments, Separate Shower
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Available,Underground Utilities
Cooling: Electric, Ceiling Fan(s), Central Air
Heating: Central, Electric
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 3
Parking Description: Two Spaces, Deeded, driveway, Garage, Garage Door Opener, Attached, Paved
Roof: Tile
Pool: Community
Lot View: Preserve,Trees/Woods
Lot Dimensions: 50 x 130 x 50 x 130
Zoning: RPD
Additional Exterior/Lot Features: Sprinkler/Irrigation, Security/High Impact Doors, Room For Pool, Rectangular Lot, Sprinklers Automatic
Community Features
Community Features: Gated, Tennis Court(s), Street Lights
Security Features: Security Gate, Security Guard, Smoke Detector(s), Gated Community, Gated with Guard
Association Amenities: Tennis Court(s), Playground, Clubhouse, Fitness Center, Spa/Hot Tub, Trail(s), Basketball Court, Park, Bocce Court, Pool, Sport Court, Management, Pickleball
HOA Dues Include: Association Management, Irrigation Water, Legal/Accounting, Maintenance Grounds, Internet, Cable TV, Street Lights, Recreation Facilities
Homeowners Association: Yes
HOA Dues: $573 / Quarterly
Financial Considerations
Terms: All Financing Considered,Assumable,Cash,FHA,VA Loan
Tax/Property ID: 29-46-26-E3-0400D.0370
Tax Amount: 5461.9
Tax Year: 2025
A broker reciprocity listing courtesy: Keller Williams Elite Realty
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Sales History & Tax Summary for 20438 Ardore Lane
Sales History
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Tax Summary
| Tax Year | Estimated Market Value | Total Tax |
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 20438 Ardore Lane
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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