20520 Pine Tree Lane Estero, FL 33928
For Sale MLS# 225083687
3 beds 2 baths 1,738 sq ft Single Family
Details for 20520 Pine Tree Lane
MLS# 225083687
Description for 20520 Pine Tree Lane, Estero, FL, 33928
One or more photo(s) has been virtually staged, AI generated or rendered. Wake up to shimmering water views, spend your afternoons cruising the canals, and end each day watching crimson sunsets melt into the Gulf sky—this is waterfront living done right. Set along a Gulf-access canal with prized western exposure, this 3-bedroom plus den residence offers an authentic Florida lifestyle where the water is always within reach. Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views that feel straight out of a postcard. Designed for those who love life on the water, the home provides effortless boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park. Whether your passion is boating, kayaking, paddleboarding, fishing, or simply enjoying the rhythm of waterfront living, this location places it all at your doorstep. Inside, the home has been thoughtfully updated with a newer A/C, water heater, washer and dryer, luxury vinyl plank flooring throughout most of the home, hurricane impact windows, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with a fully fenced backyard offering ample space for a future pool, additional watercraft, or expanded entertaining areas. Unwind outdoors after a day on the water, or simply relax as the sun dips low and the sky ignites in dramatic shades of red, gold, and violet. From the back porch, the west-facing views create a nightly show that never gets old. The neighborhood is a rare coastal find with no HOA fees, while still offering a private boat ramp available to residents for optional use, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from shopping, dining, and entertainment, this peaceful enclave delivers the freedom of waterfront living without the burden of mandatory association fees. Bring your boat, your sense of adventure, and your love for the water—this is more than a home, it’s a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 3
Bathrooms: 2
Lot Size: 0.38 Acres
Square Feet: 1,738 sq ft
Year Built: 1997
Garage: Yes
Stories: 1 Story
Construction: Other,Wood Frame
Subdivision: Estero River Heights
Furnished: Yes
County: Lee
Days On Market: 53
Construction Status: Resale
Room Information
Bathrooms
Full Baths: 2
Additonal Room Information
Laundry: In Garage
Interior Features
Appliances: Water Purifier, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Freezer
Flooring: Tile,Wood
Doors/Windows: Single Hung, Window Coverings
Additional Interior Features: Split Bedrooms, Walk-In Closet(s), Window Treatments, Eat-In Kitchen, Pantry, Breakfast Bar, Tub Shower, Main Level Primary, Cathedral Ceiling(s)
Utilities
Water: Well
Sewer: Septic Tank
Other Utilities: Cable Available,High Speed Internet Available
Cooling: Ceiling Fan(s), Electric, Central Air
Heating: Electric, Central
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Parking Description: driveway, Two Spaces, Garage, Garage Door Opener, Attached, Paved
Roof: Metal
Lot View: Canal
Lot Dimensions: 123 x 146 x 70 x 198
Zoning: RSF
Additional Exterior/Lot Features: Shutters Manual, Room For Pool, Storage, Deck, Patio, Patio, Porch, Deck, Open, Corner Lot, Oversized Lot, Pond on Lot
Waterfront Details
Water Front Features: Canal Access
Community Features
Community Features: Boat Facilities, Non-Gated
Security Features: Smoke Detector(s)
Association Amenities: Cabana, Boat Ramp, Barbecue, Park, Picnic Area
HOA Dues Include: Recreation Facilities
Financial Considerations
Terms: All Financing Considered,Cash
Tax/Property ID: 29-46-25-E4-05000.0100
Tax Amount: 4996.69
Tax Year: 2024
A broker reciprocity listing courtesy: Realty World J. PAVICH R.E.
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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 20520 Pine Tree Lane
Sales History
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Tax Summary
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Schools
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
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