20978 Monza Loop Land O Lakes, FL 34638
For Sale MLS# TB8500994
4 beds 3 baths 2,386 sq ft Single Family
Details for 20978 Monza Loop
MLS# TB8500994
Description for 20978 Monza Loop, Land O Lakes, FL, 34638
Welcome to 20978 Monza Loop in the GATED COMMUNITY of Arden Preserve, where the major expenses of new construction have already been handled for you. Built in 2022, this home delivers immediate value with NO CDD fees and includes upgrades that typically cost thousands more through a builder, such as a FULLY VINYL FENCED backyard, EXTENDED PAVER PATIO and walkway, window blinds and curtains, and a fully owned WATER TREATMENT SYSTEM. Located in FLOOD ZONE X, it also offers the added benefit of potentially LOWER INSURANCE COSTS, making this a smart move both upfront and long-term. Inside, the home offers 4 bedrooms, 2.5 baths, and 2,386 square feet of thoughtfully designed living space with a BRIGHT, OPEN-CONCEPT layout. The main level is filled with NATURAL LIGHT and features a seamless flow between the living, dining, and kitchen areas, creating an inviting space for both everyday living and entertaining. The kitchen is anchored by a LARGE CENTER ISLAND with seating, complemented by sleek countertops, stainless steel appliances, ample cabinetry, and modern pendant lighting. Sliding glass doors open to the COVERED LANAI, enhancing the indoor-outdoor connection. Upstairs, a spacious loft provides FLEXIBLE LIVING SPACE for a second living area, media room, or home office, while the generously sized bedrooms offer comfort and privacy. The primary suite serves as a relaxing retreat with an en-suite bath featuring dual vanities, a walk-in shower, and plenty of storage, and a dedicated laundry room adds convenience. Out back, the covered lanai overlooks a PRIVATE YARD that backs to PEACEFUL GREENSPACE with NO REAR NEIGHBORS, creating a quiet setting to relax or entertain. The extended paver patio expands your outdoor living options, whether you’re hosting gatherings or simply enjoying the Florida lifestyle. Arden Preserve is a fully completed gated community with no ongoing construction, offering a more established and peaceful environment. Residents enjoy a PRIVATE WALKING PATH leading directly to Land O’ Lakes High School, a community dog park, and convenient access to nearby shopping, dining, and major roadways. This home combines modern construction, functional living space, and meaningful savings in one of Land O’ Lakes’ most desirable neighborhoods.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 4
Bathrooms: 3
Lot Size: 0.16 Acres
Square Feet: 2,386 sq ft
Year Built: 2022
Garage: Yes
Stories: 2 Story
Construction: Block,Stucco,Wood Frame
Subdivision: Arden Preserve
Builder: Pulte Homes
Foundation: Slab
County: Pasco
School Information
Elementary: Connerton Elem
Middle: Pine View Middle-Po
High: Land O' Lakes High-Po
Room Information
Main Floor
Living Room: 15.67x18.5
Den: 11.25x11.33
Kitchen:
Dining Room: 15.67x9.08
Upper Floor
Bathroom 2:
Bedroom 4: 10.67x12.5
Bedroom 3: 12.08x10.58
Bedroom 2: 11.42x10.5
Loft: 14.08x12
Primary Bathroom:
Primary Bedroom: 14.5x16.42
Bathrooms
Full Baths: 2
1/2 Baths: 1
Additonal Room Information
Laundry: Laundry Room
Interior Features
Appliances: Electric Water Heater, Water Softener, Washer, Microwave, Dishwasher, Dryer, Range, Refrigerator
Flooring: Carpet,Luxury Vinyl,Tile
Doors/Windows: Rods, Window Treatments, Drapes, Blinds
Additional Interior Features: Window Treatments, Living/Dining Room, Upper Level Primary, Open Floorplan, Kitchen/Family Room Combo
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Available,Electricity Connected,Municipal Utilities,Sewer Connected,Underground Utilities,Water Connected
Cooling: Central Air
Heating: Central
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Roof: Shingle
Lot View: Trees/Woods
Fencing: Vinyl, fenced
Additional Exterior/Lot Features: Private Yard, Garden, Patio, Front Porch, Rear Porch, Flat, Level, Landscaped, Private Road, Conservation Area
Community Features
Community Features: Dog Park, Gated, Sidewalks, Lake, Community Mailbox
Security Features: Security System, Gated Community
Homeowners Association: Yes
HOA Dues: $90 / Monthly
Driving Directions
From FL-54 head North on Land O Lakes Blvd, Left on Wisteria Loop, Right on Matero Way, Left on Monza Loop
Financial Considerations
Terms: Cash,Conventional,FHA,VA Loan
Tax/Property ID: 18-26-02-0080-00400-0110
Tax Amount: 6271
Tax Year: 2025
A broker reciprocity listing courtesy: MIHARA & ASSOCIATES INC.
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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 20978 Monza Loop
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 20978 Monza Loop
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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