$235,000

20986 Cross Lake Road, Pine City, MN 55063

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$235,000

(13,000) 07/09/2026

20986 Cross Lake Road Pine City, MN 55063 - Cross

For Sale MLS# 7098794

2 beds 1 baths 999 sq ft Single Family

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Data current as of 22/07/2026 08:06:08

Details for 20986 Cross Lake Road

MLS# 7098794

Description for 20986 Cross Lake Road, Pine City, MN, 55063 - Cross


Your North Woods Escape is waiting! This cozy, rustic cabin sits on a beautifully wooded .5 acre lot with deeded access to the stunning 900+acre Cross Lake-One of the regions most sought-after recreational lakes. Mature trees wrap the property in privacy while three decks and patio invite you to slow down, breathe deep, and stay awhile. Fire up the cast-iron grill, gather around the picnic table, and end the evening around the fire-pit under a canopy of stars. When the water calls, you answer-boating, fishing, and swimming are right at your doorstep. Come winter, step directly onto the snowmobile trail system with no trailering required. This cabin earns its keep in every season. And because it is fully turnkey, there is nothing between you and your first weekend here. Everything is included-just arrive and enjoy. Small-town charm and Twin Cities convenience frame it all, making this a rare property that works as a weekend getaway, a seasonal retreat, or a forever escape from the everyday.

Listing Information


Property Type: Residential, Single Family, Cabin

Status: Active

Bedrooms: 2

Bathrooms: 1

Lot Size: 0.51 Acres

Square Feet: 999 sq ft

Year Built: 1989

Foundation: 999 sq ft

Stories: 1 Story

Subdivision: North Shore

County: Pine

Days On Market: 25

Construction Status: Previously Owned

School Information


District: 578 - Pine City

Room Information


Main Floor

Bedroom 1: 8x11

Bedroom 2: 9x10

Deck: 6x6

Family Room: 20x16

Kitchen: 8x9

Living Room: 9x12

Porch: 7x10

Bathrooms

3/4 Baths: 1

Additonal Room Information

Family: 2 or More

Dining: Informal Dining Room

Bath Description: Main Floor 3/4 Bath

Interior Features


Square Footage above: 999 sq ft

Appliances: Range, Refrigerator, Electric Water Heater, Microwave

Fireplaces: 1, Gas Burning

Additional Interior Features: Hardwood Floors, Kitchen Window, All Living Facilities on One Level, Vaulted Ceiling(s)

Utilities


Water: Drilled

Sewer: City Sewer/Connected

Heating: Baseboard, Fireplace, Propane

Exterior / Lot Features


Exterior: Wood, Log

Roof: Age Over 8 Years, Asphalt Shingles

Lot Dimensions: 150x148x150x149

Zoning: Residential-Single Family

Additional Exterior/Lot Features: Porch, Deck, Tree Coverage - Heavy, Road Frontage - County

Out Buildings: Shed - Storage

Waterfront Details


Standard Water Body: Cross

DNR Lake ID: 58011900

Water Front Features: Deeded Access

Lake Acres: 925

Lake Depth: 30 Ft.

Road Between Waterfront And Home: 1

Waterfront Slope: Level

Driving Directions


35 W North to the first Pine City exit. Turn right at top of the ramp. Take a left on St, Crouix Scenic Byway and then your first right onto 8th Ave SE. Turn right onto St. Croix Rd SE which turns into Cross Lake Road. Cabin will be on the rt.

Financial Considerations


Other Annual Tax: $12

Tax/Property ID: 0085242000

Tax Amount: 1510

Tax Year: 2026

HomeStead Description: Non-Homesteaded

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

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Schools nearby 20986 Cross Lake Road

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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