$355,000
22 Prospect Lane Palm Coast, FL 32164
For Sale MLS# FC318358
3 beds 2 baths 1,274 sq ft Single Family
Details for 22 Prospect Lane
MLS# FC318358
Description for 22 Prospect Lane, Palm Coast, FL, 32164
**Private Pool Home in Palm Coast — Updated, Turn-Key, Airbnb-Friendly Potential & Buyer Financing Incentive** Welcome to **22 Prospect**, a beautifully maintained Palm Coast pool home where the major updates are already done and the Florida lifestyle is ready from day one. Whether you are searching for a primary residence, seasonal retreat, or a property with **short-term rental / Airbnb potential**, this home checks the boxes buyers are looking for: privacy, updates, outdoor living, and a private pool. Since 2021, the home has been thoughtfully improved with a **new roof**, fresh exterior paint, updated mechanicals, a **2023 HVAC system with UV air purification**, a **2023 water heater**, updated plumbing valves, and a **transferable termite bond** for added peace of mind. Inside, the home feels clean, bright, and refreshed with interior paint, updated lighting, **2024 stainless steel kitchen appliances**, updated fixtures, and refreshed primary shower tile. Out back is where the home really shines. The private fenced pool area creates the perfect setting for relaxing, entertaining, hosting guests, or enjoying everyday Florida living. The pool includes a **heater added in 2022** and a **new high-efficiency pump motor in 2025**, making it ready to enjoy year-round. Adding even more value, the seller’s preferred lender is offering a **complimentary temporary rate buydown option for qualified buyers**, with a possible introductory rate as low as **5.1% for the first year**. This lender-provided incentive may help reduce the buyer’s initial monthly payment and make this updated Palm Coast pool home even more attainable. **Rate incentive is available with an accepted offer through 6/30.** With its turn-key condition, private pool, desirable Palm Coast location, and added financing incentive, **22 Prospect offers strong lifestyle appeal for homeowners, snowbirds, and investors exploring short-term rental opportunities**. Move in, unpack, and head straight for the pool — or start building your Florida rental strategy.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 3
Bathrooms: 2
Lot Size: 0.24 Acres
Square Feet: 1,274 sq ft
Year Built: 1996
Garage: Yes
Stories: 1 Story
Construction: Block
Subdivision: Palm Coast Sec 24
Foundation: Block
County: Flagler
Room Information
Main Floor
Primary Bathroom:
Primary Bedroom:
Great Room:
Kitchen:
Bathrooms
Full Baths: 2
Additonal Room Information
Laundry: Inside
Interior Features
Appliances: Washer, Dishwasher, Dryer, Microwave, Range, Refrigerator
Flooring: Laminate,Porcelain Tile
Additional Interior Features: Split Bedrooms, High Ceilings, Ceiling Fan(s)
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Available,Electricity Connected,Municipal Utilities,Sewer Connected
Cooling: Ceiling Fan(s), Central Air
Heating: Electric
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Roof: Shingle
Pool: In Ground, Screen Enclosure
Fencing: Vinyl
Additional Exterior/Lot Features: Other
Driving Directions
From I-95, take the Palm Coast exit and head west toward Palm Coast Parkway. Continue on Palm Coast Parkway, then turn onto Belle Terre Parkway. Follow Belle Terre Parkway to Prospect Lane/Prospect area and continue to 22 Prospect.
Financial Considerations
Terms: Cash,Conventional,FHA,VA Loan
Tax/Property ID: 07-11-31-7024-00530-0250
Tax Amount: 4510
Tax Year: 2025
A broker reciprocity listing courtesy: LPT REALTY LLC (DB)
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Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 22 Prospect Lane
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 22 Prospect Lane
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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