$799,977

220 Ruby Lake Lane, Winter Haven, FL 33884

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$799,977

(24,923) 10/23/2025

220 Ruby Lake Lane Winter Haven, FL 33884 - LAKE RUBY

For Sale MLS# P4936358

4 beds 3 baths 2,705 sq ft Single Family

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Data current as of 19/12/2025 16:08:11

Details for 220 Ruby Lake Lane

MLS# P4936358

Description for 220 Ruby Lake Lane, Winter Haven, FL, 33884 - LAKE RUBY


Welcome to 220 Ruby Lake Lane, a stunning lakefront pool residence in the highly sought-after gated community of Ruby Lake, where modern upgrades blend effortlessly with timeless design and waterfront living. Meticulously maintained, the home showcases numerous upgrades including new windows (2022), a new roof (2018), and a remodeled pool (2015).This gorgeous 4 bedroom, 3 bathroom pool home is perfectly positioned on the shores of Lake Ruby to capture breathtaking sunsets and provide endless opportunities for boating, fishing, and entertaining. Complete with a private dock, covered boat slip with lift, and direct access to Lake Ruby and Lake Bess, this property offers a true Florida lakefront lifestyle. Inside, the thoughtfully designed open floor plan offers both elegance and functionality with formal living and dining rooms, a spacious family room, and panoramic lake views that stretch across the entire back of the home. The kitchen serves as the heart of the home with stainless appliances, a breakfast bar, tiled backsplash, a double closet pantry, a custom canned food pantry, and a charming breakfast nook framed by seamless glass windows overlooking the pool and lake. The expansive family room features vaulted ceilings with fans, a built-in media cabinet, and a wall of windows and tinted sliders that flood the space with filtered natural light while showcasing breathtaking water views. The living room is anchored by a cozy fireplace, creating a perfect backdrop for holiday gatherings, while the formal dining room offers an ideal setting for intimate dinners. The primary suite is a true retreat, offering more sweeping lake views, pool access, dual walk-in closets, and a luxurious en-suite bath with a jetted tub, walk-in shower, dual vanities, and a private water closet. The home’s triple-split bedroom layout ensures privacy, with the secondary bedrooms and bath thoughtfully placed to accommodate family and guests. Another bathroom conveniently doubles as a pool bath. The interior laundry room comes equipped with a washer and dryer. Step outside to your private paradise: a pavered, screen-enclosed lanai with a pebble-finished pool, covered lounging space, and a lighted walkway leading to your dock. With power, water, lighting, and a covered boat slip with an electric lift, the dock is fully equipped for all your lake adventures—whether it’s boating, skiing, fishing, or simply watching the mesmerizing sunsets. Evenings bring their own magic—cocktails by the pool, s’mores around the fire pit, or Legoland fireworks sparkling over the water. Additional features include a side-entry two-car garage with a mini split A/C, generator outlet, mature landscaping, fencing for privacy, and lake-fed irrigation. Lake Ruby is a pristine 259-acre lake recognized for its glassy waters ideal for skiing, outstanding bass fishing, and tranquil setting, enhanced by the absence of a public boat ramp. Within the gated community of Ruby Lake, residents enjoy meticulously maintained grounds, tranquil streets, a serene pond with park benches, and a strong sense of neighborhood pride. Ideally located, just minutes from schools, shopping, and restaurants. Winter Haven enjoys a prime Central Florida location, perfectly situated between Tampa and Orlando, with easy access to world-famous attractions and just a short drive to beaches. A rare opportunity to enjoy luxury lakefront living in a premier community!

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 4

Bathrooms: 3

Lot Size: 0.42 Acres

Square Feet: 2,705 sq ft

Year Built: 2001

Garage: Yes

Stories: 1 Story

Construction: Block,Stucco

Subdivision: Ruby Lake Ph 04

Foundation: Slab

County: Polk

School Information


Elementary: Chain O Lakes Elem

Middle: Denison Middle

High: Lake Region High

Room Information


Main Floor

Laundry: 8x6

Living Room: 19x14

Kitchen: 20x17

Family Room: 27x15

Bathroom 3: 9x5

Bathroom 2: 9x6

Bedroom 4: 12x11

Bedroom 3: 13x11

Bedroom 2: 13x11

Primary Bathroom: 16x13

Primary Bedroom: 17x12

Dining Room: 14x11

Bathrooms

Full Baths: 3

Additonal Room Information

Laundry: Laundry Room, Electric Dryer Hookup, Inside

Interior Features


Appliances: Washer, Microwave, Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator

Flooring: Carpet,Engineered Hardwood,Laminate,Tile

Doors/Windows: Blinds, Double Pane Windows, Window Treatments, Tinted Windows, Shutters

Fireplaces: Living Room, Wood Burning

Additional Interior Features: Eat-In Kitchen, Walk-In Closet(s), Window Treatments, Ceiling Fan(s), Separate/Formal Living Room, Wood Cabinets, Open Floorplan, Kitchen/Family Room Combo, High Ceilings, Split Bedrooms, Tray Ceiling(s), Built-in Features, Crown Molding, Main Level Primary, Separate/Formal Dining Room

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Cable Available,Electricity Connected,High Speed Internet Available,Municipal Utilities,Sewer Connected,Water Connected

Cooling: Ceiling Fan(s), Central Air

Heating: Electric, Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 2

Parking Description: Garage Faces Side, Garage, driveway, Garage Door Opener

Roof: Shingle

Pool: In Ground, Screen Enclosure, Gunite

Lot View: Lake,Water

Lot Dimensions: 95x192

Fencing: Vinyl

Additional Exterior/Lot Features: Sprinkler/Irrigation, Rear Porch, Covered, Patio, Screened, Landscaped, Private Road, City Lot

Out Buildings: Boat House

Waterfront Details


Boat Facilities: Boat Facilities

Standard Water Body: LAKE RUBY

Water Front Features: Lake Privileges, Lake, Lake Front

Community Features


Community Features: Gated

Security Features: Gated Community

Association Amenities: Gated

HOA Dues Include: Road Maintenance, Common Areas, Taxes

Homeowners Association: Yes

HOA Dues: $850 / Annually

Driving Directions


Cypress Gardens Blvd to Ruby Lake community. Go through gate. Make a right onto Ruby Lake Ln at the 3 way stop sign. Home is a few houses down on the right.

Financial Considerations


Terms: Cash,Conventional,FHA,VA Loan

Tax/Property ID: 27-29-07-856604-000800

Tax Amount: 7665

Tax Year: 2024

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price Change
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
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Schools nearby 220 Ruby Lake Lane

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Data powered by ATTOM Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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