$550,000

220 S 4th Street, Palatka, FL 32177

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$550,000

220 S 4th Street Palatka, FL 32177

For Sale MLS# FC319102

2 beds 2 baths 1,876 sq ft Single Family

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Data current as of 24/06/2026 05:57:10

Details for 220 S 4th Street

MLS# FC319102

Description for 220 S 4th Street, Palatka, FL, 32177


THIS HOMES COMES COMPLETELY FURNISHED!!!A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the charm and grace of nineteenth-century Florida while creating an inviting atmosphere for family, guests, or visitors. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage—carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences. “Circa 1871 Seavers House Magazine-Quality Restoration Historic District Gem Airbnb/ Commercial Residential Possibilities

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 2

Bathrooms: 2

Lot Size: 0.28 Acres

Square Feet: 1,876 sq ft

Year Built: 1871

Stories: 2 Story

Construction: Wood Siding,Wood Frame

Subdivision: Palatka

Foundation: Crawlspace

County: Putnam

School Information


High: Palatka High School

Room Information


Main Floor

Kitchen:

Living Room:

Upper Floor

Primary Bedroom:

Bathrooms

Full Baths: 1

1/2 Baths: 1

Additonal Room Information

Laundry: Other

Interior Features


Appliances: Microwave, Refrigerator, Dishwasher, Disposal, Gas Water Heater, Convection Oven

Flooring: Wood

Basement: Crawl Space

Doors/Windows: Window Treatments

Fireplaces: Gas

Additional Interior Features: Eat-In Kitchen, Window Treatments, Built-in Features, High Ceilings, Ceiling Fan(s), Other, Wood Cabinets, Upper Level Primary

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Cable Available,Electricity Available,Electricity Connected,Sewer Available,Sewer Connected,Water Available,Water Connected

Cooling: Ceiling Fan(s), Central Air

Heating: Electric, Central, Heat Pump

Exterior / Lot Features


Parking Description: driveway, Parking Pad

Roof: Metal

Lot View: River,Trees/Woods,Water

Lot Dimensions: 80X150

Fencing: Wood

Additional Exterior/Lot Features: Private Entrance, Awning(s), Sprinkler/Irrigation, Lighting, Garden, Rear Porch, Side Porch, Covered, Wrap Around, Front Porch, Landscaped, Historic District

Community Features


Community Features: Sidewalks

Driving Directions


HEADING WEST ON HWY 17 OVER THE PALATKA MEMORIAL BRIDGE TURN LEFT ON 4TH STREET HOME ON R PARKING IN TH REAR OF HOME

Financial Considerations


Tax/Property ID: 42-10-27-6850-0260-0040

Tax Amount: 1347.79

Tax Year: 2025

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
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Schools nearby 220 S 4th Street

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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