$320,000

228 Goldfinch Lane, Clearwater, MN 55320

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$320,000

Courtesy: Edina Realty, Inc. Listed by: Edina Realty, Inc.

228 Goldfinch Lane Clearwater, MN 55320

For Sale MLS# 7040426

2 beds 2 baths 1,586 sq ft Townhouse/Twinhome

Courtesy: Edina Realty, Inc. Listed by: Edina Realty, Inc.

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Data current as of 04/06/2026 14:30:21

Details for 228 Goldfinch Lane

MLS# 7040426

Description for 228 Goldfinch Lane, Clearwater, MN, 55320


Welcome to an effortless one-level living in the beautiful Clearwater Estates community! This exceptionally well-maintained 2-bedroom, 2-bath townhome offers an ideal combination of comfort, privacy, and thoughtful updates, all set in a peaceful location with no backyard neighbors. The home features no steps inside or out, designed for convenience and making daily living easily accessible! The open-concept layout seamlessly connects the living, dining, and kitchen spaces, enhanced by the natural light from large windows throughout. The kitchen showcases updated granite countertops, quality wood cabinetry, a breakfast bar, exhaust fan/hood, disposal, and a full suite of Kenmore© appliances, along with both informal dining space and an additional dining area adjacent to the living room. A sunroom just off the living area provides a bright and inviting retreat, with direct access to the patio! The spacious primary suite includes a full private bath and a generous walk-in closet, while the second bedroom is ideally located near the main living space. Additional features include solid core paneled doors, a convenient laundry room off the garage with Kenmore© washer/dryer, sink, and storage, and a ¾ bath for added functionality. Recent updates and mechanical highlights include a new roof (2022), new steel siding (2023), water heater (2021), and a high-quality water treatment system less than one year old. The home is equipped with a fireplace, forced air furnace, central A/C, air-to-air exchanger, humidifier, and owned water softener – ensuring comfort and efficiency year-round. The finished and insulated 2-car attached garage features epoxy flooring, a built-in workbench, overhead storage, water access, and a convenient golf cart door, along with a concrete driveway. Inviting front entry with concrete patio area and walkway! Clearwater Estates is a gated community offering exceptional amenities, including a heated in-ground pool, clubhouse, internet included and a scenic Mississippi River overlook walkway. Ideally located near parks, dining, Preserve Disc Golf Course, Mississippi River, and more, this home combines tranquility with convenience! Quick close available and a one-year home warranty is included for added peace of mind.

Listing Information


Property Type: Residential, Side by Side, Patio Home

Status: Active

Bedrooms: 2

Bathrooms: 2

Lot Size: 0.16 Acres

Square Feet: 1,586 sq ft

Year Built: 2000

Foundation: 1,586 sq ft

Garage: Yes

Stories: 1 Story

Property Attached: Yes

Subdivision: Clearwater Estates 4

County: Wright

Days On Market: 70

Construction Status: Previously Owned

School Information


District: 742 - St. Cloud

Room Information


Main Floor

Bedroom 1: 13.4x13.4

Bedroom 2: 11.8x14

Dining Room: 13.6x10

Informal Dining Room: 8x7.6

Kitchen: 11x11.8

Laundry: 13.9x3.3

Living Room: 16.2x17

Sun Room: 13.6x11.2

Bathrooms

Full Baths: 1

3/4 Baths: 1

Additonal Room Information

Dining: Breakfast Bar,Informal Dining Room,Kitchen/Dining Room,Living/Dining Room

Laundry: Laundry Closet, Main Level, Sink

Bath Description: Bathroom Ensuite,Full Primary,Main Floor 3/4 Bath

Interior Features


Square Footage above: 1,586 sq ft

Appliances: Gas Water Heater, Range, Refrigerator, Water Filtration System, Washer, Water Softener - Owned, Microwave, Exhaust Fan/Hood, Furnace Humidifier, Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer

Fireplaces: 1, Living Room, Gas Burning

Accessibility: No Stairs External, No Stairs Internal

Additional Interior Features: Ceiling Fan(s), Kitchen Window, Natural Woodwork, Sun Room, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Primary, Primary Bdr Suite, Kitchen Center Island, French Doors, Paneled Doors, Main Floor Laundry

Utilities


Water: City Water/Connected

Sewer: City Sewer/Connected

Cooling: Central

Heating: Electric, Natural Gas, Fireplace, Forced Air

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 2

Parking Description: Garage Door Opener, Insulated Garage, Attached Garage, Driveway - Concrete, Garage Dimensions - 20x25, Garage Sq Ft - 500.0

Exterior: Steel Siding, Brick/Stone

Roof: Asphalt Shingles, Age 8 Years or Less

Lot Dimensions: 73x110x51x110

Zoning: Residential-Single Family

Additional Exterior/Lot Features: Patio, End Unit,No Exterior Stairs,No Interior Stairs,Single-Level, In-Ground Sprinkler, Tree Coverage - Light, Road Frontage - Private, Paved Streets

Community Features


HOA Dues Include: Building Exterior, Cable TV, Internet, Recreation Facility, Hazard Insurance, Professional Mgmt, Sanitation, Shared Amenities

Pets Allowed: Yes

Homeowners Association: Yes

Association Name: Clearwater Estates

HOA Dues: $265 / Monthly

Driving Directions


Hwy 94 to Clearwater exit, head north on 24 & 75, take right on 75 to left on Main Street, right on Eagle Dr, left on Goldfinch Lane, home on right.

Financial Considerations


Covenants/Deed Restrictions: Mandatory Owners Assoc, Pets - Breed Restriction, Pets - Number Limit, Pets - Weight/Height Limit, Pets - Dogs Allowed, Pets - Cats Allowed

Tax/Property ID: 104024002060

Tax Amount: 3270

Tax Year: 2026

HomeStead Description: Homesteaded

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 228 Goldfinch Lane

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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