$699,000

264 Ruby Lake Lane, Winter Haven, FL 33884

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$699,000

(41,000) 03/12/2026

264 Ruby Lake Lane Winter Haven, FL 33884 - LAKE BESS & LAKE RUBY

For Sale MLS# P4936678

4 beds 2 baths 2,217 sq ft Single Family

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Data current as of 17/03/2026 09:23:09

Details for 264 Ruby Lake Lane

MLS# P4936678

Description for 264 Ruby Lake Lane, Winter Haven, FL, 33884 - LAKE BESS & LAKE RUBY


Central Florida Lakefront home for sale now with a HUGE PRICE IMPROVEMENT! Move in ready 4BR/2BA with Office on Private-Access Lake Bess complete with a Slalom Ski Course! Enjoy direct connection to Lake Ruby! You access to TWO beautiful lakes featuring white sandy bottoms, tranquil waters. These lakes are ideal for water sports (private access) and serene lakeside living. The open layout and large glass sliding doors create a seamless connection between Indoor Elegance and Outdoor Beauty, making every arrival feel like a moment of escape! Enjoy Updated Features including ROOF 2019, NEW EPOXY GARAGE FLOORING, Stunning Views, Resurfaced Pool, Covered Lanai for Outdoor Living, NEWLY PAINTED Dock with Boat Lift, Large Windows for Natural Light, Formal Dining Room, Lake View Breakfast Nook and Inside Laundry Room with Utility Sink and Cabinets. The Kitchen offers Lake Views, Granite and a Full Appliance Package, while the Spacious Primary Suite includes a Walk-In Closet and a Luxurious En-Suite Bathroom. This lakefront Split Floor Design not only enhances privacy for you and guests but also creates a more spacious, balanced flow throughout the home, ideal for both everyday living and entertaining. Enjoy lush landscaping with an eco-friendly irrigation system that draws from the lake. Come see why Ruby Lake with barely over 200 homes is ideal with Manicured landscaping, Underground Utilities and quiet streets for evening or morning strolls. Located less then two miles from a Golf Course, less than five to Legoland, shopping, dining, and medical facilities plus easy access to both Tampa and Orlando. Florida's Beautiful Gulf and Atlantic Beaches less then two hours away in either direction! Cruise enthusiasts, Port Canaveral is only 70 miles away! Whether you're seeking adventure on the water or peaceful evenings by the dock, Ruby Lake offers a lifestyle that’s both vibrant and serene!

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 4

Bathrooms: 2

Lot Size: 0.46 Acres

Square Feet: 2,217 sq ft

Year Built: 1999

Garage: Yes

Stories: 1 Story

Construction: Block,Stucco

Subdivision: Ruby Lake Ph 04

Foundation: Slab

County: Polk

School Information


Elementary: Chain O Lakes Elem

Middle: Denison Middle

High: Lake Region High

Room Information


Main Floor

Kitchen: 11x12

Living Room: 16x19

Porch: 11x12

Laundry: 7x7

Office: 11x11

Bedroom 4: 11x12

Bedroom 3: 12x12

Bedroom 2: 11x13

Primary Bathroom: 9x14

Primary Bedroom: 13x18

Bathrooms

Full Baths: 2

Additonal Room Information

Laundry: Laundry Room

Interior Features


Appliances: Electric Water Heater, Washer, Microwave, Range, Refrigerator, Dishwasher, Disposal

Flooring: Carpet,Ceramic Tile,Laminate

Additional Interior Features: Walk-In Closet(s), Split Bedrooms, High Ceilings, Ceiling Fan(s), Eat-In Kitchen, Vaulted Ceiling(s), Stone Counters, Chair Rail, Open Floorplan

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Cable Available,Electricity Connected,High Speed Internet Available,Municipal Utilities,Sewer Connected,Underground Utilities,Water Connected

Cooling: Ceiling Fan(s), Central Air

Heating: Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 2

Parking Description: driveway, Garage, Garage Door Opener

Roof: Shingle

Pool: In Ground, Pool Sweep, Screen Enclosure

Lot View: Lake,Water

Lot Dimensions: 95x189

Additional Exterior/Lot Features: Rain Gutters, Sprinkler/Irrigation, Patio, Covered, Deck, Screened, City Lot, Near Golf Course

Out Buildings: Boat House

Waterfront Details


Boat Facilities: Boat Facilities

Standard Water Body: LAKE BESS & LAKE RUBY

Water Front Features: Lake Front, Lake Privileges

Community Features


Community Features: Golf Carts OK, Gated, Sidewalks

Security Features: Gated Community, Security System Owned

Association Amenities: Gated

HOA Dues Include: Maintenance Structure, Road Maintenance

Homeowners Association: Yes

HOA Dues: $850 / Annually

Driving Directions


Cypress Gardens Blvd to W Lake Ruby Drive then Left on N Lake Ruby Dr. Enter through gates onto Ruby Lake Dr. Turn Right onto Ruby Lake Ln at three way stop sign then go all the way down until hard left curve then home is 4th home on right.

Financial Considerations


Terms: Cash,Conventional,FHA,VA Loan

Tax/Property ID: 27-29-07-856604-001020

Tax Amount: 5542.98

Tax Year: 2024

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 264 Ruby Lake Lane

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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