$480,000
264 S Central Avenue Umatilla, FL 32784
For Sale MLS# G5111097
2 beds 2 baths 1,258 sq ft Single Family
Details for 264 S Central Avenue
MLS# G5111097
Description for 264 S Central Avenue, Umatilla, FL, 32784
Lakefront Home – 264 S. Central Ave., Umatilla, FL Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency Custom motorized blinds Outdoor kitchen setup with gas stub out The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This home is an energy-efficient masterpiece with thoughtful details throughout. Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don’t miss this rare opportunity — schedule your private showing today! This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 2
Bathrooms: 2
Lot Size: 0.43 Acres
Square Feet: 1,258 sq ft
Year Built: 2020
Stories: 1 Story
Construction: Cement Siding,Wood Frame
Construction Display: New Construction
Subdivision: Umatilla Mitchenors Add
Foundation: Slab
County: Lake
Construction Status: New Construction
School Information
Elementary: Umatilla Elem
Middle: Umatilla Middle
High: Umatilla High
Room Information
Main Floor
Porch: 12x44
Bedroom 2: 10x11
Living Room: 19x14
Kitchen: 12x12
Primary Bathroom: 8x12
Primary Bedroom: 12x14
Dining Room: 9x10
Utility Room: 7x7
Bathrooms
Full Baths: 2
Additonal Room Information
Laundry: Inside, Laundry Room
Interior Features
Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Tankless Water Heater
Flooring: Ceramic Tile
Doors/Windows: Double Pane Windows
Additional Interior Features: Ceiling Fan(s), Eat-In Kitchen, Vaulted Ceiling(s), Split Bedrooms, Walk-In Closet(s), Solid Surface Counters, Stone Counters, Cathedral Ceiling(s), High Ceilings, Main Level Primary
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Available,Electricity Connected,High Speed Internet Available,Sewer Connected
Cooling: Central Air, Ceiling Fan(s)
Heating: Central
Exterior / Lot Features
Roof: Shingle
Lot View: Water
Lot Dimensions: 73x405
Additional Exterior/Lot Features: Storage, Screened, Rear Porch, Landscaped
Driving Directions
From Eustis head North, make a U turn the property will be on your right once you make a U Turn on the West side of the road.
Financial Considerations
Terms: Cash,Conventional,FHA,VA Loan
Tax/Property ID: 13-18-26-0500-00A-00500
Tax Amount: 6857
Tax Year: 2025
A broker reciprocity listing courtesy: RLW REALTY
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Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 264 S Central Avenue
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 264 S Central Avenue
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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