$649,995

28540 190th Street, Akeley, MN 56433

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$649,995

28540 190th Street Akeley, MN 56433 - Ham Lake

For Sale MLS# 7082170

4 beds 4 baths 3,696 sq ft Single Family

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Data current as of 25/06/2026 06:59:09

Details for 28540 190th Street

MLS# 7082170

Description for 28540 190th Street, Akeley, MN, 56433 - Ham Lake


An absolute stunner on Ham Lake. This attractive home is well-appointed, meticulously maintained and sits on one of the best sand swimming beaches you will ever see. Spacious at 3600+ finished square feet with an ideal floor plan that feels intimate, yet it can comfortably accommodate a large gathering in total comfort. It features 4 bedrooms, 4 baths, 2 fireplaces, hardwood floors, main level laundry, tons of storage, fiber optic internet, screened and covered porches, lakeside deck, patio and so much more! The window arrangement is ideal, perfectly merging the indoor and outdoor spaces. A generous 26x40 garage has your storage needs covered. It is also EV and generator ready. Sits on 2.45 acres with south facing, panoramic lake views. The lot is level and the shoreline cannot be overstated. It is simply amazing! Bonus; also includes deeded access to Hay Lake. This is a walking easement with docking privileges. One home, two lakes. Incredible opportunity! Be sure to check out the video.

Listing Information


Property Type: Residential, Single Family

Status: Active

Bedrooms: 4

Bathrooms: 4

Lot Size: 2.45 Acres

Square Feet: 3,696 sq ft

Year Built: 1998

Foundation: 1,344 sq ft

Garage: Yes

Stories: 1.5 Stories

Subdivision: Hay Lake Over

County: Hubbard

Days On Market: 27

Construction Status: Previously Owned

School Information


District: 113 - Walker-Hackensack-Akeley

Room Information


Main Floor

Bedroom 1: 14'4 x 16'10

Deck: 8 x 46

Dining Room: 13'1 x 13'7

Kitchen: 12'2 x 13'7

Living Room: 20'10 x 13'3

Porch: 8 x 48

Screened Porch: 11 x 9'7

Upper Floor

Bedroom 2: 21'1 x 12'11

Bedroom 3: 12'8 x 13'7

Loft: 12'3 x 13'11

Lower Floor

Bedroom 4: 10 x 12'4

Family Room: 20'3 x 25'6

Bathrooms

Full Baths: 3

1/2 Baths: 1

Additonal Room Information

Family: Lower Level

Dining: Breakfast Bar,Kitchen/Dining Room

Laundry: Laundry Room, Main Level

Bath Description: Full Basement,Full Primary,Main Floor 1/2 Bath,Upper Level Full Bath

Interior Features


Square Footage above: 2,352 sq ft

Square Footage below: 1,344 sq ft

Appliances: Fuel Tank - Rented, Range, Refrigerator, Washer, Water Softener - Owned, Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave

Basement: Concrete Block, Finished (Livable), Egress Windows, Full, Storage Space, Wood, Walkout, Sump Pump

Fireplaces: 2, Family Room, Brick, Living Room, Gas Burning, Free Standing, Wood Burning

Additional Interior Features: Ceiling Fan(s), Hardwood Floors, Kitchen Window, Natural Woodwork, Vaulted Ceiling(s), Walk-In Closet, Kitchen Center Island, Sun Room, Paneled Doors, Tile Floors, Main Floor Laundry, Main Floor Primary

Utilities


Water: Sand Point, Well, Private, Drilled

Sewer: Private, Tank with Drainage Field, Septic System Compliant - Yes

Cooling: Central

Heating: Fireplace, Forced Air, Wood, Propane

Exterior / Lot Features


Garage Spaces: 2

Parking Description: Garage Door Opener, Detached Garage, Garage Dimensions - 26 x 40, Garage Sq Ft - 1040.

Exterior: Brick/Stone, Cedar

Roof: Architectural Shingle, Age 8 Years or Less

Lot View: Lake,Panoramic,South

Lot Dimensions: 100 x 1070

Zoning: Residential-Single Family

Additional Exterior/Lot Features: Patio, Porch, Deck, Dock, Tree Coverage - Medium, Underground Utilities, Road Frontage - Township

Waterfront Details


Boat Facilities: Boat Facilities

Standard Water Body: Ham Lake

DNR Lake ID: 29001700

Water Front Features: Lake Front

Water Frontage Length: 100 Ft.

Lake Acres: 194

Lake Depth: 22 Ft.

Lake Bottom: Excellent Sand

Road Between Waterfront And Home: 1

Waterfront Slope: Level

Driving Directions


From CR 33/Hwy 34: Go East on 33 to a right on Flying Eagle Drive. Proceed to a left on 190th and follow to home on left.

Financial Considerations


Other Annual Tax: $245

Tax/Property ID: 281801100

Tax Amount: 4561

Tax Year: 2026

HomeStead Description: Homesteaded

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
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Schools nearby 28540 190th Street

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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