$519,000

28615 99 1/2 Street NW, Baldwin Twp, MN 55398

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$519,000

(30,000) 05/21/2026

28615 99 1/2 Street NW Baldwin Twp, MN 55398 - Sandy

Active Contingent MLS# 7039924

2 beds 2 baths 2,133 sq ft Single Family

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Data current as of 08/06/2026 11:47:12

Details for 28615 99 1/2 Street NW

MLS# 7039924

Description for 28615 99 1/2 Street NW, Baldwin Twp, MN, 55398 - Sandy


Year-Round Crystal-Clear Living on Sandy Lake! Rare Opportunity on Sherburne County’s Premier Spring-Fed GemExperience the unmatched clarity of Sandy Lake in this versatile walkout rambler. Known for its pristine, spring-fed waters, this lake is a true four-season playground. Whether you are cruising around the lake on your pontoon in July, launching a kayak from your private dock in September or cross-country skiing across the lake in January, this property offers the ultimate Minnesota lakefront lifestyle.Main Level: Views & Modern ComfortThe heart of the home is a large, updated kitchen featuring sleek granite countertops and stainless steel appliances, perfect for prepping lake-day snacks or hosting holiday dinners. The main floor also hosts two comfortable bedrooms and a full bath, all flowing into a spectacular living room, sunroom and 4 season porch—your front-row seat to loon calls and golden sunsets.The Lower Level: Flexibility & GrowthThe walkout lower level currently hosts a large rec room with pool table, a quiet office (non-conforming 3rd bedroom), a cozy family room(a wall could easily be added to convert to a 4th bedroom),making this a perfect fit for growing needs or hosting weekend guests. A 3 season porch with electric fireplace, lounging and dining options, complete with a wine fridge,this is lake living at its best!The "X-Factor" Bonus SpaceAbove the detached garage, discover a finished 800 sq. ft.(not included as finished square feet on the listing totals) loft. Currently used as expansive living space, this is primed to become a premier guest suite, studio, or office with the simple addition of heat and plumbing.Outdoor Paradise:Entertaining Deck: Oversized and ready for summer BBQs.Gentle elevation to the Lakefront: Features a patio, firepit area, and a lake platform.Private Dock: Ready for your boat!Updates & Features:2 BR / 2 BA (with easy 3rd & 4th BR potential)Large Kitchen with Granite & Stainless SteelWalkout Rambler DesignMultiple sun rooms& porches with lake viewsDetached Garage with 800 Sq Ft Finished LoftSpring-Fed, Clear Water ClaritySouth facing the lake for sunrise and sunset viewsDon’t miss your chance to own on one of the cleanest lakes in the county—schedule your private tour today!

Listing Information


Property Type: Residential, Single Family

Status: Active Contingent-Inspection

Bedrooms: 2

Bathrooms: 2

Lot Size: 0.49 Acres

Square Feet: 2,133 sq ft

Year Built: 1970

Foundation: 895 sq ft

Garage: Yes

Stories: 1 Story

Subdivision: Whispering Oaks

County: Sherburne

Days On Market: 45

Construction Status: Previously Owned

School Information


District: 477 - Princeton

Room Information


Main Floor

Bedroom 1: 14x11.5

Bedroom 2: 12x11

Deck: 15.5x13.5

Dining Room: 12x15.5

Living Room: 15.5x13.5

Mud Room: 10x6.5

Sun Room: 10x7

Upper Floor

Guest House: 26x31

Lower Floor

Family Room: 12x10

Office: 9.5x11

Recreation Room: 20x13.5

Three Season Porch: 15x11

Bathrooms

Full Baths: 1

3/4 Baths: 1

Additonal Room Information

Other: Kitchen (17.5x10)

Family: Lower Level

Dining: Informal Dining Room

Laundry: Washer Hookup, Laundry Room, Electric Dryer Hookup, Lower Level

Bath Description: 3/4 Basement,Main Floor Full Bath

Interior Features


Square Footage above: 1,238 sq ft

Square Footage below: 895 sq ft

Appliances: Gas Water Heater, Stainless Steel Appliances, Wine Cooler, Dishwasher, Dryer, Exhaust Fan/Hood, Freezer, Microwave, Range, Refrigerator, Washer, Water Softener - Owned

Basement: Concrete Block, Finished (Livable), Daylight/Lookout Windows, Walkout, Partial Finished, Storage Space

Fireplaces: Electric

Accessibility: Grab Bars In Bathroom

Additional Interior Features: Main Floor Primary

Utilities


Water: Drilled, Well

Sewer: Tank with Drainage Field

Cooling: Window

Heating: Forced Air, Wood Stove, Natural Gas, Space Heater

Exterior / Lot Features


Garage Spaces: 2

Parking Description: Garage Door Opener, Electric, Driveway - Gravel, Detached Garage, Garage Dimensions - 26.31, Garage Sq Ft - 806.0

Exterior: Vinyl

Roof: Age Over 8 Years, Asphalt Shingles

Lot View: Lake,Panoramic,South

Lot Dimensions: 193x154x145x22x36x17x54x23

Zoning: Residential-Single Family,Shoreline

Additional Exterior/Lot Features: Accessible Shoreline, Road Frontage - City

Out Buildings: Shed - Storage, Guest House

Waterfront Details


Boat Facilities: Boat Facilities

Standard Water Body: Sandy

DNR Lake ID: 71004000

Water Front Features: Lake Front, Dock

Water Frontage Length: 152 Ft.

Lake Acres: 64

Lake Depth: 41 Ft.

Waterfront Slope: Gradual

Community Features


HOA Dues Include: Other

Homeowners Association: Yes

Association Name: My Sandy Lake Association

HOA Dues: $30 / Yearly

Driving Directions


Hwy 169 North, right on 245th Ave, Left onto 104th St NW, Right onto 289th Ave NW, Right onto 100th St NW, Left onto 287th Ave NW, Right onto 99-1/2 St NW, home on left.

Financial Considerations


Tax/Property ID: 01004110110

Tax Amount: 2486

Tax Year: 2025

HomeStead Description: Homesteaded

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
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Schools nearby 28615 99 1/2 Street NW

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

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