3022 SW 28th Avenue Cape Coral, FL 33914
Pending MLS# 2026005575
3 beds 2 baths 1,971 sq ft Single Family
Details for 3022 SW 28th Avenue
MLS# 2026005575
Description for 3022 SW 28th Avenue, Cape Coral, FL, 33914
I challenge you to find a better view and waterfront setting for less. Situated on one of the widest canals in Southwest Cape Coral with perfect western exposure for year-round sunsets, this Gulf access pool home offers exceptional water views and a truly rare waterfront setting. Straight out the back of the home, water views exceed 200 feet wide, expanding to nearly 500 feet across the Faye Canal Basin - creating an open, unobstructed backdrop that is difficult to replicate. Positioned on a pie-shaped lot with approximately 125 feet of water frontage, more than 50% greater than a typical Gulf access property, the location significantly enhances both the width and depth of the water views compared to surrounding homes. Not one but two docks (one with lift) provide outstanding flexibility for boating, fishing, or waterfront entertaining. This property also checks all of the critical peace-of-mind boxes, including a newer roof (2020), whole-house generator with 500-gallon buried propane tank, accordion hurricane shutters, whole-house PEX replumb completed in 2024, and a new A/C system installed in 2024. Importantly, the home has never experienced flooding during any hurricanes, a significant and reassuring distinction. Inside, the home offers nearly 2,000 square feet with 3 bedrooms and 2 bathrooms, including a pool bath, blending comfort and functionality. The kitchen has been recently refreshed with quartz countertops and updated stainless steel appliances, while the family room features a large wood-burning fireplace for those cooler Florida evenings. The screened lanai and pool area connect seamlessly to the water, reinforcing a true indoor-outdoor waterfront lifestyle. Priced to sell following $79,000 in price reductions, the home also features a rare 2.25% assumable loan with approximately $350,000 remaining (subject to buyer qualification). Compared to financing at current market rates, the potential long-term interest savings could exceed $300,000, creating an exceptional financing opportunity for qualified buyers. With exceptional canal width, long basin views, expanded water frontage, dual docks, major system upgrades already completed, and attractive assumable financing, this home represents a rare opportunity to secure a premium Gulf access lifestyle in one of Cape Coral’s most desirable waterfront settings.
Listing Information
Property Type: Residential, Single Family Residence
Status: Pending-Financing
Bedrooms: 3
Bathrooms: 2
Lot Size: 0.24 Acres
Square Feet: 1,971 sq ft
Year Built: 1989
Garage: Yes
Stories: 1 Story
Construction: Block,Concrete,Stucco
Subdivision: Cape Coral
Furnished: Yes
County: Lee
Days On Market: 89
Construction Status: Resale
Room Information
Bathrooms
Full Baths: 2
Additonal Room Information
Laundry: Inside
Interior Features
Appliances: Self Cleaning Oven, Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator, Washer
Flooring: Tile
Doors/Windows: Sliding, Single Hung
Additional Interior Features: Split Bedrooms, Walk-In Closet(s), Entrance Foyer, High Ceilings, Breakfast Area, Breakfast Bar, Fireplace, Separate Shower, Separate/Formal Dining Room, Shower Only
Utilities
Water: Assessment Paid, Public
Sewer: Assessment Paid, Public Sewer
Other Utilities: Cable Available
Cooling: Electric, Ceiling Fan(s), Central Air
Heating: Central, Electric
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Parking Description: Attached, Garage Door Opener, Garage
Roof: Shingle
Pool: Heated, Electric Heat, Concrete, Screen Enclosure, Pool Equipment, In Ground
Lot View: Canal,Water
Lot Dimensions: 62 x 120 x 125 x 123
Zoning: R1
Additional Exterior/Lot Features: Shutters Manual, Sprinkler/Irrigation, Storage, Porch, Screened, Lanai, Irregular Lot, Oversized Lot, Sprinklers Automatic
Waterfront Details
Water Front Features: Navigable Water, Seawall, Basin, Canal Access
Community Features
Community Features: Non-Gated, Boat Facilities
Security Features: Smoke Detector(s)
Driving Directions
Surfside Blvd to SW 31st Ln to North on SW 28th Ave, Home on Left
Financial Considerations
Terms: All Financing Considered,Cash,FHA,VA Loan
Tax/Property ID: 32-44-23-C4-05940.0380
Tax Amount: 5091.02
Tax Year: 2025
A broker reciprocity listing courtesy: Wunsch Realty Inc
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Sales History & Tax Summary for 3022 SW 28th Avenue
Sales History
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Tax Summary
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Schools
Schools nearby 3022 SW 28th Avenue
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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