$565,000

304 Terrace St, Duluth, MN 55811

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$565,000

304 Terrace St Duluth, MN 55811

For Sale MLS# 6125672

3 beds 3 baths 2,136 sq ft Single Family

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Data current as of 05/06/2026 19:55:11

Details for 304 Terrace St

MLS# 6125672

Description for 304 Terrace St, Duluth, MN, 55811


Welcome to this exceptional Dynamic Homes-built 3rd generation homestead nestled on 1.58 acres in Duluth proper! This 3+ bedroom, 3-bath beauty has been lovingly maintained and is ready to welcome its next fortunate owner. Wrap around the charm of a full wraparound porch before stepping inside to discover an updated kitchen featuring stunning Cambria countertops and a cozy gas fireplace framed by a beautiful stone chimney — the perfect gathering place for family and friends. Main level laundry adds everyday convenience, while the lower level boasts tall ceilings, a plumbed unfinished bath, and endless finishing potential — imagine the bonus space you could create! The garage features insulated walls, a concrete floor, and radiant heat plumbing already in place — just waiting to be connected. Car enthusiasts will love the dedicated workshop space, while the impressive RV barn offers 12+ ft ceilings, a 12-ft garage door, and a solid 6-inch concrete slab — perfect for a camper, boat, or hobby equipment. A gravel driveway, additional outbuildings for storage, and a brand new roof round out this incredible package. The expansive backyard on this rare in-town acreage lot is a private retreat unlike anything else in the area. Quality construction, timeless design, and unmatched storage — this cherished family legacy is ready for its next chapter. Call today!

Listing Information


Property Type: Residential, SF/Detached

Status: Active

Bedrooms: 3

Bathrooms: 3

Lot Size: 1.58 Acres

Square Feet: 2,136 sq ft

Year Built: 2000

Garage: Yes

Stories: 2 Story

Construction: Modular

County: St. Louis

School Information


District: Duluth #709

Room Information


Main Floor

Living Room: 13.4x13.1

Dining Room: 13.1x12.1

Kitchen: 12.8x21.4

Den/Office: 13.1x13.4

Foyer: 13.7x5.4

Upper Floor

Bedroom: 11.9x13.9

Bedroom: 12.3x11

Bedroom: 13.4x13.1

Bathrooms

Full Baths: 2

1/2 Baths: 1

Additonal Room Information

Other: Den/Office, Foyer

Dining: Combine with Kitchen,Formal Dining Room

Bath Description: Full Master,Full Upper

Interior Features


Square Footage above: 2,136 sq ft

Appliances: Microwave, Range/Stove, Refrigerator, Dishwasher

Basement: Full, Poured Concrete, Unfinished

Fireplaces: Gas

Utilities


Water: City

Sewer: City

Heating: Fireplace, Forced Air, Natural Gas

Exterior / Lot Features


Garage Spaces: 3

Parking Description: Garage Description - Detached

Exterior: Vinyl

Roof: Asphalt Shingles

Lot Dimensions: 200x277

Additional Exterior/Lot Features: Irregular Lot, Road Frontage - City

Driving Directions


From W Arrowhead Rd turn onto Swan Lake Rd, turn left onto Terrace St and the property is on the left.

Financial Considerations


Terms: Cash,Conventional,FHA,VA DVA

Tax/Property ID: 010-2190-00220,00215

Tax Amount: 6900

Tax Year: 2026

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 304 Terrace St

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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