$565,000

304 Terrace Street, Duluth, MN 55811

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$565,000

304 Terrace Street Duluth, MN 55811

For Sale MLS# 7083007

3 beds 4 baths 3,264 sq ft Single Family

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Data current as of 06/06/2026 00:26:12

Details for 304 Terrace Street

MLS# 7083007

Description for 304 Terrace Street, Duluth, MN, 55811


Welcome to this exceptional Dynamic Homes-built 3rd generation homestead nestled on 1.58 acres in Duluth proper! This 3+ bedroom, 3-bath beauty has been lovinglymaintained and is ready to welcome its next fortunate owner. Wrap around the charm of a full wraparound porch before stepping inside to discover an updated kitchenfeaturing stunning Cambria countertops and a cozy gas fireplace framed by a beautiful stone chimney — the perfect gathering place for family and friends. Main levellaundry adds everyday convenience, while the lower level boasts tall ceilings, a plumbed unfinished bath, and endless finishing potential — imagine the bonus space youcould create! The garage features insulated walls, a concrete floor, and radiant heat plumbing already in place — just waiting to be connected. Car enthusiasts will lovethe dedicated workshop space, while the impressive RV barn offers 12+ ft ceilings, a 12-ft garage door, and a solid 6-inch concrete slab — perfect for a camper, boat, orhobby equipment. A gravel driveway, additional outbuildings for storage, and a brand new roof round out this incredible package. The expansive backyard on this rare in-town acreage lot is a private retreat unlike anything else in the area. Quality construction, timeless design, and unmatched storage — this cherished family legacy is ready for its next chapter. Call today!

Listing Information


Property Type: Residential, Single Family

Status: Active

Bedrooms: 3

Bathrooms: 4

Lot Size: 1.28 Acres

Square Feet: 3,264 sq ft

Year Built: 2000

Foundation: 1,128 sq ft

Garage: Yes

Stories: 2 Stories

Subdivision: Highland Gardens 2nd Div Duluth

County: St. Louis

Days On Market: 7

Construction Status: Previously Owned

School Information


District: 709 - Duluth

Room Information


Main Floor

Dining Room: 13.1x12.1

Kitchen: 12.8x21.4

Living Room: 13.4x13.1

Office: 13.4x13.1

Upper Floor

Bedroom 1: 11.9x13.9

Bedroom 2: 12.3x11.0

Bedroom 3: 12.0x11.2

Bathrooms

Full Baths: 2

1/2 Baths: 1

1/4 Baths: 1

Additonal Room Information

Dining: Separate/Formal Dining Room

Laundry: Main Level

Bath Description: Bathroom Ensuite,Main Floor 1/2 Bath,Upper Level Full Bath

Interior Features


Square Footage above: 2,256 sq ft

Square Footage below: 1,008 sq ft

Appliances: Tankless Water Heater, Microwave, Range, Refrigerator, Dryer, Dishwasher

Basement: Full, Unfinished

Fireplaces: 1, Living Room, Stone

Additional Interior Features: Main Floor Laundry, Main Floor Bedroom

Utilities


Water: City Water/Connected

Sewer: City Sewer/Connected

Heating: Natural Gas, Fireplace, Forced Air

Exterior / Lot Features


Garage Spaces: 3

Parking Description: Driveway - Gravel, Heated Garage, Garage Door Opener, Detached Garage, Insulated Garage, Finished Garage, Multiple Garages, Garage Dimensions - 20x46x20x40, Garage Door Height - 12, Garage Sq Ft - 1880.

Exterior: Vinyl

Roof: Age 8 Years or Less, Architectural Shingle

Lot Dimensions: 200x277

Zoning: Residential-Single Family

Additional Exterior/Lot Features: Road Frontage - City

Driving Directions


From W Arrowhead Rd turn onto Swan Lake Rd, turn left onto Terrace St and the property is on the left.

Financial Considerations


Tax/Property ID: 010219000220

Tax Amount: 6900

Tax Year: 2025

HomeStead Description: Homesteaded

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

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Schools nearby 304 Terrace Street

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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