3040 Highlands By The Lake Way Lakeland, FL 33812
For Sale MLS# L4959374
6 beds 6 baths 5,340 sq ft Single Family
Details for 3040 Highlands By The Lake Way
MLS# L4959374
Description for 3040 Highlands By The Lake Way, Lakeland, FL, 33812
The epitome of Florida lakefront living, this six-bedroom, five-and-a-half-bathroom estate in the gated Highlands by the Lake community offers a rare synthesis of architectural grandeur and meticulous modern stewardship. Situated on nearly an acre with direct frontage on Banana Lake, the residence is introduced by an arrival sequence featuring iron Cantera doors that open to soaring 13-to-16-foot ceilings and a magnificent domed dining room. The interior is defined by a sophistication, where pocketing sliding doors and tinted rear windows dissolve the boundaries between the refined living spaces and the verdent lakeside setting. The home’s infrastructure has been rigorously modernized, featuring a 5-HP Trane HVAC system (2025), a secondary upstairs unit with a dedicated dehumidifier (2026), and two new tankless water heaters (2025). New, high-efficiency Pella windows constitute all but 6 windows throughout the home, complemented by whole-home surge protection, whole home Mulligan water filtration system, and an ADT security array consisting of 14 perimeter cameras. The culinary center is a testament to functional luxury, equipped with a gas cooktop, custom all-wood cabinetry, a new garbage disposal (2024), and a stainless-steel utility suite. While the kitchen’s digital hub and the home’s televisions do not convey, the residence is a technological fortress, wired for 7G connectivity with an integrated Sonos surround-sound system and a theater room featuring SONY cinema equipment. The primary wing has been thoughtfully updated with 2023 luxury vinyl flooring, electric privacy curtains, and a primary bath featuring a bidet and "Closets by Design" cabinetry. Additional interior highlights include a Jack-and-Jill suite completely renovated in 2024, new light fixtures throughout, and three distinct garage bays featuring insulated doors, epoxy flooring, a Tesla charger, and significant integrated storage. Outdoor living is elevated by a saltwater Pentair pool—equipped with a 2024 pump and auto-refill system—housed within a cage featuring 2024 lighting and a 2025 screen replacement. The grounds are illuminated by architectural lighting and protected by a "Bug Slayer" system and a transferable septic maintenance subscription. A Trex elevated party deck leads to the water's edge, where a recently improved dock and electric lift provide seamless access to Banana Lake. Residents of this exclusive enclave enjoy not only profound privacy but also a suite of community amenities, including a clubhouse, pool, pickleball, and tennis courts, all positioned strategically within the I-4 corridor between Tampa and Orlando.The current mortgage is a VA assumable loan at a 5%interest rate. Please inquire for more information.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 6
Bathrooms: 6
Lot Size: 0.94 Acres
Square Feet: 5,340 sq ft
Year Built: 2006
Garage: Yes
Stories: 2 Story
Construction: Stucco
Subdivision: Highlands/Lk Ph I & Ii
Foundation: Slab
County: Polk
School Information
Elementary: Highland Grove Elem
Middle: Lakeland Highlands Middl
High: George Jenkins High
Room Information
Main Floor
Living Room:
Kitchen:
Upper Floor
Primary Bedroom:
Bathrooms
Full Baths: 5
1/2 Baths: 1
Additonal Room Information
Laundry: Other
Interior Features
Appliances: Cooktop, Disposal, Dryer, Washer
Flooring: Luxury Vinyl
Fireplaces: Gas
Additional Interior Features: Ceiling Fan(s), Built-in Features, Cathedral Ceiling(s), Wood Cabinets
Utilities
Water: Public
Sewer: Septic Tank
Other Utilities: Electricity Connected
Cooling: Central Air, Ceiling Fan(s)
Heating: Central
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 3
Roof: Other
Pool: Community, Salt Water, Screen Enclosure
Lot View: Lake,Water
Additional Exterior/Lot Features: Other
Waterfront Details
Water Front Features: Lake
Community Features
Community Features: Pool, Tennis Court(s), Clubhouse, Gated
Security Features: Gated Community
Homeowners Association: Yes
HOA Dues: $1,500 / Annually
Driving Directions
south on Bartow Highway West on Club House Right into Highlands by the Lake- drive to lake and go left to address
Financial Considerations
Terms: Cash,Conventional,FHA,VA Loan
Tax/Property ID: 24-29-10-280559-001290
Tax Amount: 863.61
Tax Year: 2025
A broker reciprocity listing courtesy: KELLER WILLIAMS REALTY SMART
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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 3040 Highlands By The Lake Way
Sales History
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Tax Summary
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Schools
Schools nearby 3040 Highlands By The Lake Way
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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