$885,000

3140 N Canal Drive, Palm Harbor, FL 34684

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$885,000

(5,000) 12/04/2025

3140 N Canal Drive Palm Harbor, FL 34684 - LAKE TARPON

For Sale MLS# TB8441633

3 beds 4 baths 2,059 sq ft Single Family

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Data current as of 23/12/2025 11:30:44

Details for 3140 N Canal Drive

MLS# TB8441633

Description for 3140 N Canal Drive, Palm Harbor, FL, 34684 - LAKE TARPON


LAKEFRONT LIVING. NO HOA. No rules. No restrictions. Just the freedom to live and relax on your own terms. Welcome to your private slice of Lake Tarpon paradise! This beautifully reimagined 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite) sits directly on a peaceful canal leading to one of Florida’s premier freshwater lakes. Imagine being able to step out your back door and spend your mornings boating, fishing, or kayaking right from your own dock, and your evenings spent unwinding or entertaining on the expansive wraparound decks under the stars with lake breezes. You’ll love watching bald eagles, egrets, and otters drift by—nature’s way of reminding you that life here moves at a calmer, happier pace. Grilled dinners and fresh lake breezes at sunset are subtle affirmations for those who value serenity and smart investments. This home has been meticulously updated inside and out. Every major system is new or updated, so you can spend less time worrying and more time enjoying the lake. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for future EV charging. Inside, the open-concept kitchen is a showstopper, with new custom cabinetry, premium counters, and high-end appliances that flow effortlessly into the dining and living areas, complete with warm wood floors and a cozy working fireplace. Upstairs, the owners’ suite feels like a private retreat, featuring a massive walk-in closet with custom built-ins and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of storage for added convenience. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up—perfect for guests, a home office, or rental income. Nearby John Chesnut and Anderson Parks, both offer public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. No flood insurance required. Just pure Florida lake life—freedom, fun, and relaxation all in one. Plenty of space for boats, skis and RVs. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas County—schedule your private showing today and see what lakefront living truly feels like. Owner open to accepting offers involving crypto currency as payment.

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 3

Bathrooms: 4

Lot Size: 0.15 Acres

Square Feet: 2,059 sq ft

Year Built: 1983

Garage: Yes

Stories: 3 Story

Construction: Vinyl Siding,Wood Frame

Construction Display: New Construction

Subdivision: Lake Tarpon Estates

Foundation: Slab

County: Pinellas

Construction Status: New Construction

School Information


Elementary: Highland Lakes Elementary-Pn

Middle: Carwise Middle-Pn

High: Palm Harbor Univ High-Pn

Room Information


Upper Floor

Primary Bedroom: 14x16

Living Room: 15x19

Kitchen: 10x13

Bathrooms

Full Baths: 3

1/2 Baths: 1

Additonal Room Information

Laundry: In Garage, Washer Hookup, Upper Level, Electric Dryer Hookup, Laundry Room

Interior Features


Appliances: Water Softener, Range Hood, Electric Water Heater, Microwave, Range, Refrigerator, Dishwasher, Disposal, Dryer

Flooring: Carpet,Wood

Doors/Windows: ENERGY STAR Qualified Windows, Storm Window(s)

Fireplaces: Living Room

Additional Interior Features: Upper Level Primary, Cathedral Ceiling(s), Ceiling Fan(s), Eat-In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Stone Counters

Utilities


Sewer: Public Sewer

Other Utilities: Cable Connected,Electricity Connected,Propane,Sewer Connected,Underground Utilities,Water Connected

Cooling: Ceiling Fan(s), Central Air

Heating: Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 2

Parking Description: Garage Door Opener, Covered, Garage, RV Access/Parking, Bath In Garage, Boat

Roof: Shingle

Lot View: Canal,Lake,Water

Fencing: Vinyl, Wood

Additional Exterior/Lot Features: French Patio Doors, Garden, Balcony, Sprinkler/Irrigation, Awning(s), Balcony, Landscaped, Outside City Limits

Out Buildings: Garage Apartment

Waterfront Details


Standard Water Body: LAKE TARPON

Water Front Features: Canal Access, Lake Privileges

Driving Directions


US 19N, turn left and stay on Lake Tarpon Dr, turn left on N Canal.

Financial Considerations


Terms: Cash,Conventional,FHA,Other,VA Loan

Tax/Property ID: 32-27-16-48780-000-0440

Tax Amount: 170

Tax Year: 2024

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price Change
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
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Data powered by ATTOM Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

Schools nearby 3140 N Canal Drive

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Data powered by ATTOM Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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