$1,850,000
3157 N Canal Drive Palm Harbor, FL 34684 - LAKE TARPON
For Sale MLS# TB8504097
5 beds 4 baths 4,496 sq ft Single Family
Details for 3157 N Canal Drive
MLS# TB8504097
Description for 3157 N Canal Drive, Palm Harbor, FL, 34684 - LAKE TARPON
Discover this beautifully updated waterfront canal home offering direct access to Lake Tarpon and an exceptional blend of luxury, functionality, and long-term durability. This spacious 5-bedroom, 3.5-bath, 4,496 sq ft residence features a rare first-floor mother-in-law suite with a private close-off pocket door option, ideal for guests, multigenerational living, or extended stays. A standout feature is the oversized 3-car garage, complete with a built-in 10×10 storage room and extensive built-in shelving, providing unmatched storage and organization. The home has undergone major capital improvements in recent years, making it truly move-in ready. A new roof was installed in April 2021, followed by three new HVAC systems replaced in May 2023 for optimal comfort and efficiency. In October 2019, the entire exterior was upgraded with Hardie-Board color plus siding installed over full house wrap, eliminating the need for ongoing painting and offering superior moisture and pest resistance. That same year, all windows and pool-deck sliding doors were replaced (October 2019), enhancing hurricane resilience, energy efficiency, and insurance savings. Outdoor living shines with a large screened pool enclosure and a fully refurbished private dock completed in September 2023, featuring davits, covered lifts, and direct canal access for boating enthusiasts. Inside, the home boasts two full kitchens, two laundry rooms, a dramatic three-story foyer, and premium finishes throughout. For buyers seeking a turn-key experience, the property can be purchased fully furnished, offering a seamless transition into one of Palm Harbor’s most desirable waterfront lifestyles. NOTE- NO HOA FEES, NO DEED RESTRICTIONS, NO FLOOD INSURANCE- SEE LOMA ATTACHED. “Includes full 360° virtual tour and walkable video for remote buyers.” SEE ATTACHMENTS AND VIDEO TOUR LINKS- INCLUDES FLOOR PLAN LAYOUT INTERFACE WITH 360 VIDEO WALK THRU
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 5
Bathrooms: 4
Lot Size: 0.15 Acres
Square Feet: 4,496 sq ft
Year Built: 1988
Garage: Yes
Stories: 3 Story
Construction: HardiPlank Type,Wood Frame
Construction Display: New Construction
Subdivision: Lake Tarpon Estates
Foundation: Slab
County: Pinellas
Construction Status: New Construction
School Information
Elementary: Palm Harbor Elementary-Pn
Middle: Palm Harbor Middle-Pn
High: Palm Harbor Univ High-Pn
Room Information
Main Floor
Bathroom 3:
Bedroom 5:
Family Room:
Laundry:
Kitchen:
Upper Floor
Great Room:
Bedroom 4:
Bedroom 3:
Bathroom 2:
Primary Bedroom:
Bedroom 2:
Laundry:
Kitchen:
Bathroom 4:
Bathroom 1:
Bathrooms
Full Baths: 3
1/2 Baths: 1
Additonal Room Information
Laundry: Laundry Room, Electric Dryer Hookup, Inside, Other
Interior Features
Appliances: Range, Refrigerator, Dishwasher, Disposal, Dryer, Cooktop, Washer, Electric Water Heater, Microwave, Water Softener, Built-In Oven, Ice Maker, Bar Fridge, Convection Oven, Exhaust Fan, Wine Refrigerator
Flooring: Carpet,Marble,Vinyl
Fireplaces: Wood Burning, Living Room, Free Standing, Stone
Additional Interior Features: Wet Bar, Eat-In Kitchen, Vaulted Ceiling(s), Split Bedrooms, Walk-In Closet(s), Tray Ceiling(s), Built-in Features, Ceiling Fan(s), Wood Cabinets, Upper Level Primary, Chair Rail, Open Floorplan, Kitchen/Family Room Combo, Solid Surface Counters, Stone Counters, Crown Molding, Cathedral Ceiling(s), High Ceilings, Living/Dining Room
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Available,Cable Connected,Electricity Available,Electricity Connected,Municipal Utilities,Phone Available,Sewer Available,Sewer Connected,Water Available,Water Connected
Cooling: Ceiling Fan(s), Central Air
Heating: Central, Heat Pump
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 3
Roof: Shingle
Pool: Tile, In Ground, Screen Enclosure, Gunite, Pool Alarm
Lot View: Canal,Lake,Pool,Water
Lot Dimensions: 60x109
Additional Exterior/Lot Features: Sprinkler/Irrigation, French Patio Doors, Rain Gutters, Private Yard, Private Entrance, Rear Porch, Front Porch, Covered, Deck, Patio, Screened, Flat, Level, Landscaped, Dead End
Waterfront Details
Standard Water Body: LAKE TARPON
Water Front Features: Canal Access, Lake Privileges
Community Features
Community Features: Street Lights
Driving Directions
US HIWAT 19 NORTH OF ALDERMAN ROAD- HEAD EAST ON LAKE TARPON DRIVE TO NORTH CANAL DRIVE LEFT TURN. HOME IS LOCATED ON THE LEFT SIDE OF THE ROAD NEAR DEAD END. CAN BE PURCHASED FULLY FURNISHED TURN KEY HOME MOVEIN READY
Financial Considerations
Terms: Cash,Conventional
Tax/Property ID: 32-27-16-48780-000-0310
Tax Amount: 7913.47
Tax Year: 2025
A broker reciprocity listing courtesy: PREMIER COMMUNITY REALTY INC
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Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 3157 N Canal Drive
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 3157 N Canal Drive
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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