$1,500,000

3198 Indian Gulf Lane, Hernando Beach, FL 34607

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$1,500,000

(250,000) 11/18/2025

3198 Indian Gulf Lane Hernando Beach, FL 34607

For Sale MLS# W7879120

3 beds 3 baths 1,120 sq ft Single Family

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Data current as of 06/06/2026 18:12:01

Details for 3198 Indian Gulf Lane

MLS# W7879120

Description for 3198 Indian Gulf Lane, Hernando Beach, FL, 34607


THE ARTISTS SANCTUARY Where Perfection Meets the Gulf in Intimate Splendor Some seek estates to conquer—others seek sanctuaries to inspire. This exquisitely reimagined Gulf-front residence offers something increasingly rare: waterfront perfection on a human scale. Just steps from its grander neighbor, this jewel box property proves that true luxury is not always about size, it is about the flawless execution of an irreplaceable vision. The Setting: Direct Gulf frontage with those same breathtaking sunset views, but in a more intimate embrace. Your private shoreline offers immediate access to world-class fishing, kayaking, and the timeless rhythms of coastal life. Here, Old Floridas soul meets modern sophistication in perfect harmony. The Revelation: Three bedrooms, three baths, completely transformed with an artists eye for detail. Every space flows effortlessly into the next, while walls of glass dissolve the boundary between your designer interior and natures grand theater. The gourmet kitchen, crowned with stone and steel, becomes a stage for culinary adventures with the Gulf as your backdrop. The Distinction: Offered fully furnished and impeccably finished, this is the property for those who value perfection over square footage, craftsmanship over scale. Whether as your primary sanctuary, an income-producing gem, or the ideal complement to a larger estate vision, this residence delivers immediate gratification—no waiting, no construction, just pure coastal bliss from day one. For those who know that sometimes, the most precious jewels come in smaller settings. Professional appraisal on file confirms exceptional market positioning. PS For those moments when coastal sophistication calls for comfort food, a Cracker Barrel awaits just minutes away—because even paradise appreciates a good biscuit. stainless steel appliances & stone countertops. Three spacious bedrooms, three bathrooms. Current Appraisal is attached to listing.

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 3

Bathrooms: 3

Lot Size: 0.35 Acres

Square Feet: 1,120 sq ft

Year Built: 1984

Garage: Yes

Stories: 2 Story

Construction: Stucco

Property Attached: Yes

Subdivision: Indian Bay Country Homes Unrec

Foundation: Pillar/Post/Pier

County: Hernando

School Information


Elementary: Westside Elementary-Hn

Middle: Fox Chapel Middle School

High: Weeki Wachee High School

Room Information


Upper Floor

Primary Bedroom: 14x14

Living Room: 12x20

Kitchen: 12x14

Bathrooms

Full Baths: 3

Additonal Room Information

Laundry: Inside

Interior Features


Appliances: Refrigerator, Washer, Cooktop, Dishwasher, Dryer

Flooring: Laminate,Wood

Additional Interior Features: Ceiling Fan(s)

Utilities


Water: Public

Sewer: Septic Tank

Other Utilities: Cable Connected,Electricity Connected

Cooling: Ceiling Fan(s), Central Air

Heating: Electric, Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 2

Parking Description: Boat

Roof: Metal

Lot View: Ocean,Water

Lot Dimensions: 60x130

Additional Exterior/Lot Features: Balcony, Storage, Balcony, Dead End

Waterfront Details


Water Front Features: Gulf Access, Ocean Access

Driving Directions


From the Intersection of Cortez Blvd and Commercial Way, go S on Commercial Way, turn W onto Osowaw Blvd, turn R onto Indian Bay Lane, then L onto Indian Gulf

Financial Considerations


Terms: Cash,Conventional,VA Loan

Tax/Property ID: R25-223-16-2615-0010-0140

Tax Amount: 80000

Tax Year: 2024

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 3198 Indian Gulf Lane

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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