322 NE 20th Terrace Cape Coral, FL 33909
For Sale MLS# 2025013211
3 beds 2 baths 1,747 sq ft Single Family
Details for 322 NE 20th Terrace
MLS# 2025013211
Description for 322 NE 20th Terrace, Cape Coral, FL, 33909
***MOVE IN READY***100% LENDER FINANCING, NO MONEY DOWN, NO MORTGAGE INSURANCE PREMIUM****NOT IN THE FLOOD ZONE,NO HOA,NO CDD, NO FLOOD INSURANCE******SELLER INCENTIVE-SELLER TO PROVIDE CREDIT towards closing cost, pre-paids or rate buy down with the use of a preferred lender and preferred title company********Preferred Lender is also offering another loan financing with an additional 3k closing cost assistance, ONLY 3% DOWN WITH NO MORTGAGE INSURANCE PREMIUM FOR FIRST TIME HOME BUYERS(All buyers As long as you have not owned a primary residence before closing).****Great NE Cape Coral location right near Santa Barbara Blvd and Kismet Pkwy. Home comes with 36” Ashburn Sienna kitchen cabinets with hardware, quartz kitchen counters, solid surface bathroom counters, 18” tile everywhere except the bedrooms, carpet in bedrooms, stainless kitchen appliances, white washer and dryer, blinds on all windows except for slider, ceramic shower tile in both bathrooms, paver driveways and lanai, covered lanai, full irrigation system, electric garage door with opener, dimensional shingle roof and a home-is-connected convenience package.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 3
Bathrooms: 2
Lot Size: 0.23 Acres
Square Feet: 1,747 sq ft
Year Built: 2020
Garage: Yes
Stories: 1 Story
Construction: Block,Concrete,Stucco
Subdivision: Cape Coral
Furnished: Yes
County: Lee
Days On Market: 63
Construction Status: Resale
Room Information
Bathrooms
Full Baths: 2
Additonal Room Information
Laundry: Inside
Interior Features
Appliances: Refrigerator, Washer, Dishwasher, Disposal, Dryer, Microwave, Ice Maker, RefrigeratorWithIce Maker, Self Cleaning Oven
Flooring: Carpet,Tile
Doors/Windows: Double Hung, Shutters, Window Coverings, Thermal Windows
Additional Interior Features: Walk-In Closet(s), Living/Dining Room, Bedroom on Main Level, Built-in Features, Entrance Foyer, Family/Dining Room, Cable TV, Pantry, Window Treatments, Other, Dual Sinks, Main Level Primary
Utilities
Water: Well
Sewer: Septic Tank
Other Utilities: Cable Available,High Speed Internet Available
Cooling: Electric, Central Air
Heating: Heat Pump
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Parking Description: Attached, Paved, Garage Door Opener, Garage, driveway
Roof: Shingle
Lot View: Landscaped
Lot Dimensions: 80 x 125 x 80 x 125
Zoning: R1-D
Additional Exterior/Lot Features: Sprinkler/Irrigation, Room For Pool, Porch, Open, Rectangular Lot, Sprinklers Automatic
Community Features
Security Features: Smoke Detector(s), None
HOA Dues Include: Cable TV
Financial Considerations
Terms: All Financing Considered,Cash,FHA,VA Loan
Tax/Property ID: 36-43-23-C1-02523.0120
Tax Amount: 3614.18
Tax Year: 2024
A broker reciprocity listing courtesy: LoKation
Based on information provided by FGCMLS. Internet Data Exchange information is provided exclusively for consumers’ personal, non-commercial use, and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed to be accurate by Edina Realty, Inc., or by the MLS. Edina Realty, Inc., is not a multiple listing service (MLS), nor does it offer MLS access.
Copyright 2026 FGCMLS. All Rights Reserved.
Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 322 NE 20th Terrace
Sales History
| Date | Price | |
|---|---|---|
| Currently not available. | ||
Tax Summary
| Tax Year | Estimated Market Value | Total Tax |
|---|---|---|
| Currently not available. | ||
Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 322 NE 20th Terrace
| Schools in attendance boundaries | Grades | Distance | Rating |
|---|---|---|---|
| Loading... | |||
| Schools nearby | Grades | Distance | Rating |
|---|---|---|---|
| Loading... | |||
Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
Coming soon properties will soon be on the market, but are not yet available for showings.