$430,000
Off-Market Date: 02/13/2026322 Terra Ceia Drive Palmetto, FL 34221 - TERRA CEIA BAY
Pending MLS# A4657104
2 beds 2 baths 1,248 sq ft Single Family
Details for 322 Terra Ceia Drive
MLS# A4657104
Description for 322 Terra Ceia Drive, Palmetto, FL, 34221 - TERRA CEIA BAY
Under contract-accepting backup offers. OH, THE VIEW! This is the Florida WATERFRONT DREAM you've been waiting for! Perfectly positioned between Terra Ceia Bay in the back and a private basin in the front, this immaculate raised home offers direct access to your own dock with a 12,000 lb. BOAT LIFT—just steps from your door. No bridges stand between you and the Gulf of Mexico, Anna Maria Island, or the sparkling open waters of Tampa Bay and the Manatee River. This is truly boater’s paradise! Inside, you'll find a lovingly maintained, upgraded home with plenty of space to relax or entertain. Step outside to your covered west-facing deck and be amazed as the sun melts into the horizon each evening—SUNSET VIEWS don’t get better than this. TROPIC ISLES is the best-kept secret on the Sun Coast, a highly sought-after 55+ WATERFRONT COMMUNITY offering an unmatched coastal lifestyle. Whether you're seeking adventure on the water or a vibrant social life on land, this community has it all. Come claim your slice of paradise on Florida’s Gulf Coast—schedule your showing today! Can’t wait? Click LINK to enjoy a VIRTUAL TOUR.
Listing Information
Property Type: Residential, Manufactured Home
Status: Pending
Bedrooms: 2
Bathrooms: 2
Lot Size: 0.08 Acres
Square Feet: 1,248 sq ft
Year Built: 2005
Stories: 1 Story
Construction: Vinyl Siding
Subdivision: Tropic Isles Co-Op
Foundation: Crawlspace
County: Manatee
Room Information
Main Floor
Laundry:
Bedroom 2:
Bathroom 2:
Bathroom 1:
Living Room:
Kitchen:
Primary Bedroom:
Bathrooms
Full Baths: 2
Additonal Room Information
Laundry: Inside, Laundry Closet
Interior Features
Appliances: Built-In Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Cooktop, Dishwasher, Disposal, Dryer
Flooring: Carpet,Luxury Vinyl,Tile
Basement: Crawl Space
Doors/Windows: Shutters, Window Treatments, Blinds
Additional Interior Features: Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Wood Cabinets, Built-in Features, Living/Dining Room, High Ceilings, Ceiling Fan(s), Eat-In Kitchen, Window Treatments
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Electricity Connected,Municipal Utilities,Sewer Available,Sewer Connected,Water Available,Water Connected
Cooling: Central Air, Ceiling Fan(s), Humidity Control
Heating: Electric, Heat Pump, Central
Exterior / Lot Features
Roof: Membrane
Pool: Association, Community
Lot View: Bay,Canal,Marina,Water
Additional Exterior/Lot Features: Lighting, Storage, Storm/Security Shutters, Rain Gutters, Rear Porch, Wrap Around, Landscaped, Buyer Approval Required, Flood Zone
Out Buildings: Shed(s)
Waterfront Details
Standard Water Body: TERRA CEIA BAY
Water Front Features: Bay Access, Canal Access
Community Features
Community Features: Golf Carts OK, Recreation Area, Water Access, Fitness, Marina, Boat Facilities, Pool, Clubhouse, Waterfront, Street Lights
Association Amenities: Shuffleboard Court, Spa/Hot Tub, Recreation Facilities, Fitness Center, Clubhouse, Pool
HOA Dues Include: Water, Trash, Sewer, Recreation Facilities, Association Management, Pool(s)
Homeowners Association: Yes
HOA Dues: $347 / Monthly
Driving Directions
N. over Green Bridge to Palmetto. Left at 10th St. W. Right at 28th Ave W. Left at Tampico Drive. Left at terra Ceia Drive. Home is on right.
Financial Considerations
Terms: Cash,Other
Tax/Property ID: 2925521159
Tax Amount: 6545
Tax Year: 2024
A broker reciprocity listing courtesy: KELLER WILLIAMS ON THE WATER
Based on information provided by Stellar MLS as distributed by the MLS GRID. Information from the Internet Data Exchange is provided exclusively for consumers’ personal, non-commercial use, and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed to be accurate by Edina Realty, Inc., or by the MLS. Edina Realty, Inc., is not a multiple listing service (MLS), nor does it offer MLS access.
Copyright 2026 Stellar MLS as distributed by the MLS GRID. All Rights Reserved.
Sales History & Tax Summary for 322 Terra Ceia Drive
Sales History
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Tax Summary
| Tax Year | Estimated Market Value | Total Tax |
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| Currently not available. | ||
Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 322 Terra Ceia Drive
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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