$789,000
331 Bay Street Auburndale, FL 33823 - LAKE ARIANA
For Sale MLS# TB8516430
3 beds 3 baths 3,488 sq ft Single Family
Details for 331 Bay Street
MLS# TB8516430
Description for 331 Bay Street, Auburndale, FL, 33823 - LAKE ARIANA
ASSUMABLE VA LOAN AVAILABLE AT AN INCREDIBLY LOW 2.6% INTEREST RATE! This is the waterfront lifestyle opportunity buyers have been waiting for. Nestled on a spacious 0.59-acre waterfront lot in the heart of Auburndale, this beautifully updated pool home offers the perfect blend of luxury, recreation, and everyday comfort with direct water access, a private dock, screened pool, expansive outdoor entertaining areas, and over 5,500 square feet of combined indoor and outdoor living space. From the moment you arrive, you'll appreciate the extensive upgrades and pride of ownership throughout. Major improvements include new roofs (2022 & 2024), fully remodeled bathrooms (2023), new flooring (2023), updated plumbing, hurricane-rated garage door (2023), new front and side windows (2023), three mini-split AC systems (2023), new irrigation pump, and fresh interior and exterior paint. These significant updates provide peace of mind while allowing you to immediately enjoy the home without the expense and hassle of major renovations. Designed for entertaining and enjoying Florida's outdoor lifestyle, the property features a screened pool, large screened porch, waterfront deck, private dock, and breathtaking water views. Whether you're enjoying your morning coffee overlooking the water, spending weekends boating and fishing, hosting family gatherings poolside, or relaxing with friends at sunset, this property delivers the true Florida waterfront experience. Inside, you'll find nearly 3,500 square feet of living space with generous room sizes, multiple gathering areas, a spacious primary suite, and flexible living spaces perfect for entertaining, working from home, or accommodating guests. The Florida room/game room provides additional space to enjoy the beautiful waterfront setting year-round. Conveniently located near Downtown Auburndale, Lake Ariana, local parks, restaurants, shopping, schools, medical facilities, golf courses, and just minutes from Interstate 4, you'll enjoy easy access to both Tampa and Orlando while still experiencing the charm and tranquility of waterfront living. In addition to being an exceptional primary residence or vacation retreat, this property offers outstanding short-term rental potential, making it an attractive opportunity for investors seeking income-producing waterfront property. Waterfront homes with a private dock, pool, extensive renovations, nearly 0.60 acres of land, short-term rental flexibility, and an assumable 2.6% VA loan are exceptionally rare. Don't miss this opportunity to own a move-in-ready waterfront retreat that offers an incredible lifestyle, significant recent upgrades, and one of the most attractive financing opportunities available in today's market.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 3
Bathrooms: 3
Lot Size: 0.59 Acres
Square Feet: 3,488 sq ft
Year Built: 1973
Garage: Yes
Stories: 1 Story
Construction: Block,Stucco
Construction Display: New Construction
Subdivision: Flanigan C R Sub
Foundation: Slab
County: Polk
Construction Status: New Construction
School Information
Elementary: Auburndale Central Elem
Middle: Stambaugh Middle
High: Auburndale High School
Room Information
Main Floor
Porch: 12x25
Game Room: 11x19
Family Room: 19x22
Kitchen: 9x23
Living Room: 24x25
Bonus Room:
Foyer: 5x11
Porch: 21x39
Laundry: 7x9
Bedroom 3: 9x13
Bedroom 2: 12x14
Primary Bedroom: 21x26
Foyer: 13x25
Bathrooms
Full Baths: 3
Additonal Room Information
Laundry: Inside
Interior Features
Appliances: Ice Maker, Wine Refrigerator, Range Hood, Range, Refrigerator, Dishwasher, Disposal
Flooring: Ceramic Tile,Laminate,Porcelain Tile,Wood
Doors/Windows: Blinds, Window Treatments
Additional Interior Features: Ceiling Fan(s), Wet Bar, Eat-In Kitchen, Walk-In Closet(s), Window Treatments, Wood Cabinets, Open Floorplan, Main Level Primary, High Ceilings, Built-in Features, Stone Counters
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Available,Electricity Available,Water Available
Cooling: Central Air, Ceiling Fan(s)
Heating: Central
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Parking Description: Circular Driveway, Oversized, driveway
Roof: Shingle
Pool: Heated, In Ground, Screen Enclosure
Lot View: Lake,Water
Fencing: Chain Link, Vinyl, fenced
Additional Exterior/Lot Features: Sprinkler/Irrigation, Lighting, Enclosed, Screened, Patio, Porch, Covered, Deck, Front Porch, Rear Porch, Landscaped, City Lot
Out Buildings: Shed(s)
Waterfront Details
Standard Water Body: LAKE ARIANA
Water Front Features: Lake Privileges, Lake Front
Community Features
Community Features: Street Lights, Sidewalks
Security Features: Smoke Detector(s)
Driving Directions
From US-92 in Downtown Auburndale, head north on FL-559 (Main Street), turn left onto Bay Street, and proceed to 331 Bay St. Home will be on the right near the waterfront.
Financial Considerations
Terms: Cash,Conventional,FHA,Other,USDA Loan,VA Loan
Tax/Property ID: 25-28-02-309500-000130
Tax Amount: 7447
Tax Year: 2025
A broker reciprocity listing courtesy: DIVINE ESTATES REALTY LLC
Based on information provided by Stellar MLS as distributed by the MLS GRID. Information from the Internet Data Exchange is provided exclusively for consumers’ personal, non-commercial use, and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed to be accurate by Edina Realty, Inc., or by the MLS. Edina Realty, Inc., is not a multiple listing service (MLS), nor does it offer MLS access.
Copyright 2026 Stellar MLS as distributed by the MLS GRID. All Rights Reserved.
Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 331 Bay Street
Sales History
| Date | Price | |
|---|---|---|
| Currently not available. | ||
Tax Summary
| Tax Year | Estimated Market Value | Total Tax |
|---|---|---|
| Currently not available. | ||
Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 331 Bay Street
| Schools in attendance boundaries | Grades | Distance | Rating |
|---|---|---|---|
| Loading... | |||
| Schools nearby | Grades | Distance | Rating |
|---|---|---|---|
| Loading... | |||
Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
Coming soon properties will soon be on the market, but are not yet available for showings.