$619,900

3440 Downing Street W, Englewood, FL 34224

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$619,900

(29,100) 01/24/2026

3440 Downing Street W Englewood, FL 34224

For Sale MLS# D6137409

2 beds 2 baths 1,869 sq ft Single Family

OPEN HOUSE: Sunday, 3/15 11:00 AM - 02:00 PM

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Data current as of 11/03/2026 22:53:19

Details for 3440 Downing Street W

MLS# D6137409

Description for 3440 Downing Street W, Englewood, FL, 34224


NO FLOOD DAMAGE FROM RECENT HURRICANES! GULF ACCESS WATERFRONT POOL HOME! 1 MILE BY BOAT TO THE GULF OF MEXICO WITH NO BRIDGES! NOT IN A FLOOD ZONE! Experience the ultimate in waterfront living at this Florida home. Imagine stepping into your backyard and fishing from your property or jumping into your boat for a day of fishing or beach and island hopping! This exceptional home offers an idyllic lifestyle. As you enter the home into the first living area you will notice 2 large skylights above the sliders straight ahead for a bright and airy look. Step outside to your own private oasis where you'll find a beautiful pool overlooking the canal, and a spacious patio perfect for entertaining or simply relaxing. As you lounge around inside the home you will enjoy how spacious it feels with the open floor plan and high cathedral ceilings. Offering a true split plan with each side of the home having separate bedrooms, bath and living areas; these fantastic separate spaces share a large kitchen and dining room. The kitchen boasts plenty of cabinets and several closet pantries. From the kitchen, you look across the breakfast bar into the second living area and see a beautiful stone wood burning fireplace on your right with sliders on the left with a view of the pool area. The owner’s suite is extra spacious and has large windows overlooking the canal, sliders with access to the pool, a large walk-in closet and ensuite bath with a step-up tub, dual sinks and a vanity station. Check out the true garden shower! The oversized 2-car garage has plenty of space for your cars or boat and a workshop area as well as a separate air conditioned laundry room. The short canal provides direct access to the Gulf of Mexico and is directly across from Stump Pass with no bridges, making it easy to enjoy boating, fishing, and other water activities right from your backyard in just minutes. There is no need to worry about damage and upkeep to a wooden dock because the dock at this home is solid concrete. Even though this beautiful home is waterfront, enjoy lower insurance and building costs as this home is NOT IN A FLOOD ZONE and received a new roof in 2023 and new A/C in 2024. There is public water and sewer. Much of the furniture is available for purchase. If you leave the privacy of your new home, you are less than 10 miles from several pristine beaches including Englewood, Manasota Key, Stump Pass, Blind Pass and Boca Grande. There are also thousands of acres of state parks and preserves within 10 miles. Enjoy close proximity to many dining, shopping, and entertainment options, including a dozen golf courses. Come enjoy the best of Florida living with this exceptional canal-front property. Although the house itself did not get any water in it from the major flood of Milton that hit the rest of the area hard, the storm did push alot of sludge up in the canal. We have some quotes for getting that dredged that we would be happy to share with you.

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 2

Bathrooms: 2

Lot Size: 0.21 Acres

Square Feet: 1,869 sq ft

Year Built: 1984

Garage: Yes

Stories: 1 Story

Construction: Block,Stucco

Construction Display: New Construction

Subdivision: Zzz

Foundation: Slab

County: Charlotte

Construction Status: New Construction

School Information


High: Lemon Bay High

Room Information


Main Floor

Bathroom 2: 12x10

Foyer: 8x5.5

Bedroom 2: 12.5x13

Family Room: 17.5x16.5

Dinette: 5.5x7

Kitchen: 14x12

Dining Room: 14x11.5

Primary Bathroom: 10x11

Primary Bedroom: 14x16

Living Room: 15x18

Bathrooms

Full Baths: 2

Additonal Room Information

Laundry: Laundry Room

Interior Features


Appliances: Electric Water Heater, Washer, Microwave, Range, Refrigerator, Dishwasher, Disposal, Dryer

Flooring: Carpet,Tile

Doors/Windows: Display Window(s), Window Treatments

Fireplaces: Living Room, Wood Burning, Stone

Additional Interior Features: Split Bedrooms, Walk-In Closet(s), Separate/Formal Dining Room, Window Treatments, Cathedral Ceiling(s), High Ceilings, Ceiling Fan(s), Eat-In Kitchen, Main Level Primary, Open Floorplan

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Cable Available,Electricity Connected,High Speed Internet Available,Sewer Connected

Cooling: Ceiling Fan(s), Central Air

Heating: Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 2

Roof: Shingle

Pool: Gunite, In Ground, Outside Bath Access, Screen Enclosure

Lot View: Canal,Pool,Trees/Woods,Water

Lot Dimensions: 92x100

Additional Exterior/Lot Features: Rain Gutters, Sprinkler/Irrigation, Lighting, Screened, Covered, Rear Porch, Flat, Level, Landscaped, Near Golf Course, Outside City Limits

Waterfront Details


Water Front Features: Canal Access, Gulf Access

Driving Directions


From 776 turn South onto Winchester Blvd, turn right onto Placid Rd, Left onto Downing Street and immediate right onto Downing Street W, the home will be the first on the right.

Financial Considerations


Terms: Cash,Conventional,FHA

Tax/Property ID: 412017486007

Tax Amount: 6568.18

Tax Year: 2023

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 3440 Downing Street W

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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