$1,150,000

3523 W Shell Point Road, Ruskin, FL 33570

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$1,150,000

(50,000) 12/16/2025

3523 W Shell Point Road Ruskin, FL 33570

For Sale MLS# TB8442486

4 beds 4 baths 3,662 sq ft Single Family

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Data current as of 23/12/2025 12:31:13

Details for 3523 W Shell Point Road

MLS# TB8442486

Description for 3523 W Shell Point Road, Ruskin, FL, 33570


ABSOLUTELY STUNNING CUSTOM WATERFRONT POOL HOME WITH DIRECT TAMPA BAY ACCESS! This Key West–style masterpiece combines luxury, strength, and true Florida living. Built with poured concrete block from ground to roof and Hardy concrete siding, this home is virtually hurricane-proof—having sustained only minor damage through recent major storms. Offering 3,662 sq. ft. of elegant living space, this 4-bedroom, 4-bath home features a bonus room, dining/game area, and a family/great room—all designed to capture the breathtaking waterfront views from nearly every window. The gourmet kitchen is a chef’s dream, boasting custom 42” cabinets with crown molding, granite countertops, and a Viking stainless steel appliance package with a new cooktop, oven, and warming drawer—plus hidden spice drawers on each side of the stove. Freshly painted inside and out, the home showcases new 36” porcelain tile flooring for a sleek, modern look. The entire third floor is a private owner’s retreat complete with custom walk-in closets and a luxurious spa bath featuring dual vanities, a hydro spa tub, a massive walk-in shower, and all-new fixtures. Enjoy panoramic canal and bay views from multiple expansive balconies accessed through French doors—three of which have been newly screened with no-see-um mesh, allowing you to fully embrace the Florida lifestyle while enjoying sunsets without the bugs! These screened areas expand the home’s usable living space, creating the perfect spots for morning coffee or evening relaxation.The resurfaced pool and spa include a new pool pump and elevated equipment, while the 7,000 lb boat lift makes it easy to explore Tampa Bay’s best fishing waters—Tarpon, Snook, Redfish, Trout, and Grouper are all just minutes away! Two marinas with gas are within 15 minutes, and by boat, you’re only 20 minutes to the St. Pete Pier and 30 minutes to the Skyway Bridge. Additional highlights include new lighting fixtures and ceiling fans, coffered and tray ceilings, crown molding, hurricane-rated windows and doors, two newer AC units, two propane tankless water heaters, a 25KW Generac propane generator, and new exterior LED Bluetooth lighting. The oversized 8+ car garage is a dream for car enthusiasts, offering ample storage and workshop potential—plus, there are multiple car shows within 30–45 minutes almost every weekend! For added peace of mind, the home has been regularly serviced by a pest control company since purchase, and a professional mosquito prevention service has been in place for the past year. Outdoors, a regulation-size basketball goal adds a fun recreational touch—perfect for those who enjoy a quick game of hoops. Conveniently located just 10 minutes from Super Walmart, 35–45 minutes from two Costco locations, 45 minutes from Tampa International Airport, and 45 minutes to Sarasota, this home offers both peace and proximity. Sunsets are truly the best on Tampa Bay, and with no HOA or CDD fees, you can live freely while enjoying all the perks of a luxury waterfront lifestyle. With 5-star reviews on Airbnb and VRBO, this home has generated nearly $50,000 in annual income—making it a smart investment as well as a showstopping residence. This is more than a home—it’s a waterfront paradise offering unmatched beauty, function, and Florida luxury. Schedule your private showing today!

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 4

Bathrooms: 4

Lot Size: 0.29 Acres

Square Feet: 3,662 sq ft

Year Built: 2008

Garage: Yes

Stories: 2 Story

Construction: Block,Stucco

Subdivision: Shell Point 1st Add

Foundation: Stem Wall

County: Hillsborough

School Information


Middle: Shields-Hb

High: Lennard-Hb

Room Information


Main Floor

Kitchen: 17x13

Great Room: 15x17

Dining Room: 13x12

Bonus Room: 16x14

Bedroom 4: 12x13

Bedroom 3: 13x13

Bedroom 2: 13x13

Upper Floor

Primary Bedroom: 24x20

Primary Bathroom:

Bathrooms

Full Baths: 4

Additonal Room Information

Laundry: Inside

Interior Features


Appliances: Bar Fridge, Gas Water Heater, Dishwasher, Disposal, Microwave, Cooktop, Refrigerator, Wine Refrigerator

Flooring: Porcelain Tile

Doors/Windows: Blinds

Fireplaces: Family Room, Gas

Additional Interior Features: Ceiling Fan(s), Split Bedrooms, Walk-In Closet(s), High Ceilings, Built-in Features, Separate/Formal Dining Room, Crown Molding, Stone Counters, Kitchen/Family Room Combo, Open Floorplan

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Cable Available,Electricity Connected,Municipal Utilities

Cooling: Central Air, Ceiling Fan(s)

Heating: Natural Gas, Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 8

Parking Description: Tandem, Oversized

Roof: Metal

Pool: Gunite, In Ground

Lot View: Canal,Water

Lot Dimensions: 62x208

Additional Exterior/Lot Features: French Patio Doors, Sprinkler/Irrigation, Balcony, Balcony, Patio, Porch, Covered, Deck, Landscaped, Flood Zone, Outside City Limits

Waterfront Details


Water Front Features: Canal Access, Gulf Access

Community Features


Security Features: Smoke Detector(s), Security System Owned

Driving Directions


South on 41, head West on Shell Point Rd to home on the right

Financial Considerations


Terms: Cash,Conventional

Tax/Property ID: U-02-32-18-18T-000000-00015.0

Tax Amount: 20075

Tax Year: 2025

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price Change
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
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Schools nearby 3523 W Shell Point Road

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Data powered by ATTOM Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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