$275,000

38 Queen Of Waters Street, Lake Wales, FL 33898

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$275,000

38 Queen Of Waters Street Lake Wales, FL 33898 - SADDLEBAG LAKE

For Sale MLS# L4951660

2 beds 2 baths 1,152 sq ft Single Family

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Data current as of 23/12/2025 01:54:39

Details for 38 Queen Of Waters Street

MLS# L4951660

Description for 38 Queen Of Waters Street, Lake Wales, FL, 33898 - SADDLEBAG LAKE


THIS HOME QUALIFIES FOR 100% FINANCING (No PMI and No Income Restrictions - with preferred lender)! Enjoy waterfront living in the highly sought-after Saddlebag Lake Resort with this well-maintained 2-bedroom, 2-bathroom home! This property sits on owned land and features a large 24’x10’ screened porch, perfect for relaxing and enjoying the beautiful lake views. A greenway on one side enhances the privacy and peacefulness of the home. Step inside to an open floor plan with a spacious kitchen and island, and enjoy the convenience of a partially furnished home, including a washer and dryer. The primary bedroom features a spacious closet and an ensuite bathroom with a double vanity and walk-in shower, while the guest bedroom also offers a generous closet, and the guest bathroom includes a tub/shower combo. This home has been meticulously maintained, with a new roof (December 2022), HVAC replaced in 2022, and a large 24’x24’ carport added in 2014, providing ample shade for your vehicles and home. The landscaped, maintenance-free yard means more time to enjoy the resort lifestyle, and a ramp provides easy entry. For added peace of mind, a fire hydrant is located on the property. A large storage shed is included, spacious enough for a golf cart. Saddlebag Lake Resort is a gated 55+ community with top-tier amenities, including a heated pool, sauna, hot tub, shuffleboard courts, tennis/pickleball courts, horseshoe pits, clubhouse with a full kitchen, library, dog park with a wash station, golf range, RV storage area, and a boat launch. Take advantage of the beach house, complete with a kitchen and restrooms, perfect for outdoor gatherings. The community also offers a variety of active clubs, including fishing, golf, men’s and women’s clubs, a dog owners’ club, horseshoes, and even cruise discounts arranged by a dedicated coordinator! Don’t miss your chance to experience resort-style living at its best—call today to schedule your showing!

Listing Information


Property Type: Residential, Manufactured Home, Florida

Status: Active

Bedrooms: 2

Bathrooms: 2

Lot Size: 0.10 Acres

Square Feet: 1,152 sq ft

Year Built: 2008

Stories: 1 Story

Construction: Other,Vinyl Siding,Wood Frame

Construction Display: New Construction

Subdivision: Saddlebag Lake

Foundation: Crawlspace,Other,Slab

County: Polk

Construction Status: New Construction

Room Information


Main Floor

Laundry: 7x7

Bathroom 2: 4x7

Bedroom 2: 8.5x11.5

Primary Bathroom: 6x12

Primary Bedroom: 12x13

Dining Room: 10x11

Living Room: 12x16.5

Kitchen: 11x14.5

Bathrooms

Full Baths: 2

Additonal Room Information

Laundry: Inside, Laundry Room

Interior Features


Appliances: Electric Water Heater, Washer, Dryer, Dishwasher, Disposal, Range, Refrigerator, Microwave

Flooring: Laminate,Linoleum

Basement: Crawl Space

Doors/Windows: Blinds, Double Pane Windows, Window Treatments

Additional Interior Features: Vaulted Ceiling(s), Ceiling Fan(s), Living/Dining Room, Main Level Primary, Window Treatments, Open Floorplan

Utilities


Water: Private

Sewer: Private Sewer

Other Utilities: Cable Connected,Electricity Connected,Sewer Connected,Water Connected

Cooling: Ceiling Fan(s), Central Air

Heating: Electric

Exterior / Lot Features


Parking Description: driveway, Off Street

Roof: Shingle

Pool: Association, Community

Lot View: Lake,Water

Additional Exterior/Lot Features: Rain Gutters, Awning(s), Lighting, Screened, Covered, Porch, Rear Porch, Side Porch, Level, Flat, Landscaped, Cleared, Private Road

Out Buildings: Shed(s)

Waterfront Details


Standard Water Body: SADDLEBAG LAKE

Water Front Features: Lake Front, Lake Privileges

Community Features


Community Features: Clubhouse, Waterfront, Handicap Access, Boat Facilities, Gated, Tennis Court(s), Pool, Boat Slip, Lake, Dock, Marina, Racquetball, Fishing, Fitness, Golf Carts OK, Water Access, Community Mailbox

Security Features: Gated Community

Association Amenities: Racquetball, Recreation Facilities, Storage, Tennis Court(s), Clubhouse, Pool, Sauna, Security, Fitness Center, Laundry, Gated, Shuffleboard Court, Pickleball, Spa/Hot Tub

HOA Dues Include: Road Maintenance, Association Management, Sewer, Security, Water, Trash, Taxes, Recreation Facilities, Pool(s), Maintenance Grounds, Common Areas

Homeowners Association: Yes

HOA Dues: $680 / Quarterly

Driving Directions


To reach 38 Queen of Waters St, Lake Wales, FL 33898, from Interstate 4 (I-4), take Exit 55 and merge onto US-27 South toward Haines City. Continue on US-27 South for approximately 23 miles, passing through Haines City and Dundee, until you reach FL-60 East in Lake Wales. Turn left onto FL-60 East and drive about 5 miles, then turn left onto Saddlebag Lake Rd. Follow the road into Saddlebag Lake Resort, and continue following the community signs to Queen of Waters St. Look for number 38 on the left side of the street. Please note that Saddlebag Lake Resort is a gated 55+ community, when you arrive at the gate, you will park and sign in at the building. Press the doorbell and tell them why you are there. The 24 hour monitored gate will be opened for you after checking in.

Financial Considerations


Terms: Cash,Conventional,FHA,USDA Loan,VA Loan

Tax/Property ID: 28-30-01-939020-032010

Tax Amount: 712.33

Tax Year: 2024

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price Change
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Tax Summary

Tax Year Estimated Market Value Total Tax
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

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