390 Windy Willow Way Saint Cloud, FL 34771
For Sale MLS# TB8488443
3 beds 3 baths 1,955 sq ft Single Family
Details for 390 Windy Willow Way
MLS# TB8488443
Description for 390 Windy Willow Way, Saint Cloud, FL, 34771
New Price! POSSIBLE 4.99% ASSUMABLE MORTGAGE OPPORTUNITY (SUBJECT TO LENDER APPROVAL AND BUYER QUALIFICATION). This rare financing opportunity may allow eligible buyers to secure a significantly lower interest rate compared to current market rates—offering substantial potential monthly savings and increased purchasing power. Better than new and thoughtfully upgraded, this beautifully maintained two-story home is located in The Crossings community in St. Cloud. Built just two years ago, this spacious residence offers approximately 1,946 square feet of living space, featuring 3 bedrooms, 2.5 bathrooms, a versatile loft, and a 2-car garage—combining modern design with true move-in-ready convenience. The open-concept first floor creates an inviting environment ideal for both everyday living and entertaining. The stylish gourmet kitchen showcases quartz countertops, shaker-style wood cabinetry, Samsung stainless steel appliances, a pantry, and a designer backsplash that adds a custom, elevated touch. The kitchen flows seamlessly into the spacious gathering room, creating a comfortable and functional layout. Enhanced beyond builder-grade finishes, the home features updated modern lighting fixtures and ceiling fans throughout, adding both style and comfort. The main living areas and bathrooms are finished with luxury vinyl plank flooring, while the bedrooms offer stain-resistant carpeting for added warmth and durability. Upstairs, the thoughtfully designed layout includes three generously sized bedrooms and a versatile loft—ideal for a home office, media space, or additional living area. The owner’s suite offers a spacious walk-in closet, linen storage, and a private en-suite bath complete with dual vanities and a tiled shower. Situated in a prime location, The Crossings is nestled within the rapidly expanding growth corridor between Lake Nona and NeoCity—two of Central Florida’s most innovative and high-growth areas. With continued development throughout Osceola County and St. Cloud, this location offers strong potential for long-term value and future equity growth. Enjoy the benefits of a nearly new home with upgrades already completed—without the wait, stress, or additional expenses of new construction. THIS IS A WINDOW OF OPPORTUNITY YOU WON’T WANT TO MISS.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 3
Bathrooms: 3
Lot Size: 0.08 Acres
Square Feet: 1,955 sq ft
Year Built: 2024
Garage: Yes
Stories: 2 Story
Construction: Block,Stucco
Construction Display: New Construction
Subdivision: Crossings Ph 1
Builder: Highland Homes
Foundation: Block
County: Osceola
Construction Status: New Construction
School Information
Elementary: Narcoossee Elementary
Middle: Narcoossee Middle
High: Harmony High
Room Information
Main Floor
Living Room: 12x14
Kitchen: 12x13
Upper Floor
Primary Bedroom: 14x15
Bathrooms
Full Baths: 2
1/2 Baths: 1
Additonal Room Information
Laundry: Washer Hookup, Laundry Room, Electric Dryer Hookup
Interior Features
Appliances: Range, Refrigerator, Dishwasher, Disposal, Microwave
Flooring: Carpet,Luxury Vinyl
Doors/Windows: Window Treatments
Additional Interior Features: Ceiling Fan(s), Walk-In Closet(s), Window Treatments, Split Bedrooms, Upper Level Primary, High Ceilings, Living/Dining Room, Open Floorplan
Utilities
Sewer: Public Sewer
Other Utilities: Cable Available,Electricity Connected,Municipal Utilities,Sewer Connected,Water Not Available
Cooling: Ceiling Fan(s), Central Air
Heating: Central
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Roof: Shingle
Pool: Community, Association
Additional Exterior/Lot Features: Sprinkler/Irrigation, In-Wall Pest Control System, Lighting, Other
Community Features
Community Features: Sidewalks, Pool, Playground, Clubhouse, Street Lights
Association Amenities: Pool, Playground, Pickleball, Clubhouse
Homeowners Association: Yes
HOA Dues: $115 / Annually
Driving Directions
From Lake Nona/Narcoossee Rd, head south toward St. Cloud. Turn left onto Jack Brack Rd, then right onto Zuni Rd. Continue straight and turn left onto Windy Willow Way. The home will be on the left.
Financial Considerations
Terms: Assumable,Cash,Conventional,FHA,VA Loan
Tax/Property ID: 22-25-31-3661-0001-2620
Tax Amount: 7622
Tax Year: 2025
A broker reciprocity listing courtesy: THE PROPERTY PROS REAL ESTATE
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Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 390 Windy Willow Way
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 390 Windy Willow Way
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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