$479,900

3960 Tarpon Pointe Circle, Palm Harbor, FL 34684

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$479,900

3960 Tarpon Pointe Circle Palm Harbor, FL 34684 - LAKE TARPON

For Sale MLS# TB8523574

3 beds 2 baths 1,826 sq ft Single Family

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Data current as of 07/07/2026 01:01:13

Details for 3960 Tarpon Pointe Circle

MLS# TB8523574

Description for 3960 Tarpon Pointe Circle, Palm Harbor, FL, 34684 - LAKE TARPON


Perfectly positioned in one of the most desirable locations within Highland Lakes, Palm Harbor's premier 55+ golf community, this beautiful 3-bedroom, 2-bath home plus a bonus fully enclosed lanai offers an exceptional combination of modern upgrades, spacious living, and an unbeatable lifestyle. Just steps from the community's Lake Tarpon Lodge, this inviting residence features a sought-after split-bedroom floor plan with soaring vaulted ceilings in both the living and family rooms, creating a bright, open atmosphere filled with natural light. Luxury vinyl plank flooring extends throughout the home, complemented by updated hurricane-impact windows, a spacious indoor laundry room, and an attached two-car garage. At the center of the home, the beautifully renovated kitchen has been thoughtfully redesigned for both everyday living and entertaining. Featuring granite countertops, updated soft-close cabinetry, a charming breakfast nook, and a newly opened kitchen to the living room with bar-top seating, it seamlessly connects the home's main living spaces. Three sliders out to the fully enclosed lanai with new windows provides a comfortable year-round retreat, offering valuable additional living space that's not included in the heated square footage of the home! MAJOR UPDATES include a NEW 2024 HVAC, NEW 2024 hot water heater, NEW 2020 ROOF, updated hurricane-impact windows, and a cost-saving deep well for irrigation! No insurance worries here with a recently passed 4-point inspection and located safely high and dry in a non-flood zone. Highland Lakes offers one of the finest active adult lifestyles in the Tampa Bay area with an incredibly affordable HOA fee of only $164 per month. Residents enjoy unlimited FREE golf on three private executive golf courses, tennis, pickleball, bocce, shuffleboard, and a vibrant clubhouse featuring fitness classes, entertainment, clubs, and year-round social activities. The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf cart-friendly streets make everyday living even more convenient. Located just minutes from award-winning Gulf beaches, premier shopping and dining, top-rated healthcare, professional sports venues, two international airports, and a cruise port, this move-in-ready home offers the perfect opportunity to enjoy the very best of Florida living. Call today and experience everything this exceptional home and community have to offer!

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 3

Bathrooms: 2

Lot Size: 0.16 Acres

Square Feet: 1,826 sq ft

Year Built: 1989

Garage: Yes

Stories: 1 Story

Construction: Block

Subdivision: Highland Lakes

Foundation: Slab

County: Pinellas

Room Information


Main Floor

Porch: 11x23

Living Room: 21x16

Laundry: 11x6

Bedroom 3: 8x11

Bedroom 2: 14x11

Primary Bathroom: 7x12

Primary Bedroom: 23x12

Kitchen: 13x10

Family Room: 15x14

Dining Room: 9x11

Bathrooms

Full Baths: 2

Additonal Room Information

Laundry: Inside, Laundry Room

Interior Features


Appliances: Electric Water Heater, Washer, Dryer, Microwave, Range, Refrigerator, Dishwasher, Disposal

Flooring: Luxury Vinyl,Tile

Additional Interior Features: Ceiling Fan(s), Eat-In Kitchen, Vaulted Ceiling(s), Split Bedrooms, Walk-In Closet(s), Living/Dining Room, Main Level Primary, Separate/Formal Dining Room, Kitchen/Family Room Combo, Open Floorplan, Stone Counters

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Cable Available,Electricity Connected,Municipal Utilities,Sewer Connected,Underground Utilities,Water Connected

Cooling: Central Air, Ceiling Fan(s)

Heating: Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 2

Roof: Shingle

Pool: Community

Lot Dimensions: 65x105

Additional Exterior/Lot Features: Sprinkler/Irrigation, Lighting, Enclosed, Rear Porch, Flat, Level, Near Golf Course

Waterfront Details


Standard Water Body: LAKE TARPON

Water Front Features: Lake Privileges

Community Features


Community Features: Recreation Area, Water Access, Fishing, Golf Carts OK, Dock, Sidewalks, Lake, Pool, Clubhouse, Golf, Waterfront, Boat Facilities

HOA Dues Include: Taxes, Recreation Facilities, Pool(s), Reserve Fund, Common Areas

Homeowners Association: Yes

HOA Dues: $164 / Monthly

Driving Directions


US 19 N to Highland Lakes main entrance (fountains) north of Nebraska. Follow entrance road through the 4-way stop. Take a right onto Loch Rd. Take a left onto Tarpon Pointe Cir to the property located on your right.

Financial Considerations


Terms: Cash,Conventional,FHA,VA Loan

Tax/Property ID: 04-28-16-38928-000-0700

Tax Amount: 2537.46

Tax Year: 2025

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 3960 Tarpon Pointe Circle

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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