401 28th Street Holmes Beach, FL 34217
For Sale MLS# A4681048
3 beds 2 baths 1,656 sq ft Single Family
Details for 401 28th Street
MLS# A4681048
Description for 401 28th Street, Holmes Beach, FL, 34217
~Best Waterfront Value on the Island~ Welcome to your turn-key island retreat, a meticulously reimagined 3-bedroom, 2-bathroom waterfront home where thoughtful renovation meets serious boating credentials. Every inch of this property has been brought back to better-than-new condition through a complete renovation that included a comprehensive storm damage remediation strategy, giving you confidence in both the craftsmanship and the long-term resilience of your investment. Boaters, take note: this property boasts the closest boat lift to the beach north of Cortez — just a short distance to the sand and surf, giving you the best of both worlds. A heavy-duty 13,000 lb private lift stands ready for your vessel. With a remarkable 200 feet of waterfront on the canal, you'll have room to spare for water toys, dockside lounging, and quick deep-water access to the Gulf. Whether you're chasing tarpon at sunrise or cruising to a sandbar at sunset, you're already there. Step inside and discover an upgraded kitchen built for entertainers and home chefs alike, anchored by premium Thor appliances and an abundance of custom cabinetry that delivers both style and storage. The open layout flows seamlessly to your private outdoor oasis — a sparkling pool, relaxing spa, and convenient outdoor shower set the scene for everyday vacation living. A separate laundry room and attached garage add the everyday practicality that makes island life effortless. Tucked into a quiet pocket in the heart of the island, this home offers the rare combination of central location and peaceful surroundings. Best of all, there are no HOA fees — and dedicated parking accommodates your RV, boat trailer, or extra vehicles. Whether you're searching for the perfect second home to escape to season after season, or you're ready to make the leap to sunny Florida living full time, this property delivers on every front. Renovated, resilient, and ready to enjoy — this is coastal Florida living without the typical trade-offs.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 3
Bathrooms: 2
Lot Size: 0.21 Acres
Square Feet: 1,656 sq ft
Year Built: 1965
Garage: Yes
Stories: 1 Story
Construction: Block,HardiPlank Type
Subdivision: Sunrise Park
Foundation: Slab
County: Manatee
Room Information
Main Floor
Laundry: 9x8
Bathroom 2: 7x5
Bedroom 2: 11x11
Primary Bathroom: 9x7
Primary Bedroom: 15x11
Kitchen: 27x11
Dining Room: 14x11
Living Room: 20x14
Bathrooms
Full Baths: 2
Additonal Room Information
Laundry: Laundry Room
Interior Features
Appliances: Range Hood, Electric Water Heater, Dishwasher, Disposal, Dryer, Washer, Microwave, Range, Refrigerator, Wine Refrigerator
Flooring: Laminate,Tile
Additional Interior Features: Stone Counters, Ceiling Fan(s), Vaulted Ceiling(s), Main Level Primary
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Connected,Electricity Connected,Water Connected
Cooling: Ceiling Fan(s), Central Air, Ductless
Heating: Central
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 1
Roof: Metal
Pool: Gunite, Outside Bath Access, In Ground, Heated
Lot View: Canal,Water
Lot Dimensions: 80x120
Fencing: fenced
Additional Exterior/Lot Features: Sprinkler/Irrigation, Outdoor Shower, Corner Lot, Flat, Level, Landscaped, City Lot, Dead End, Flood Zone
Waterfront Details
Water Front Features: Canal Access
Driving Directions
From Manatee Ave (64) take a left on Gulf Drive N (789) turn left on 28th St Property is on the right From Cortez Road (684) take a right on Gulf Drive N (789) turn right on 28th Street Property is on the right.
Financial Considerations
Terms: Cash,Conventional
Tax/Property ID: 7465000003
Tax Amount: 15915.16
Tax Year: 2025
A broker reciprocity listing courtesy: MICHAEL SAUNDERS & COMPANY
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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 401 28th Street
Sales History
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Tax Summary
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Schools
Schools nearby 401 28th Street
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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