4020 Carteret Drive Winter Haven, FL 33884 - Ruby Lake
For Sale MLS# O6389154
4 beds 3 baths 2,282 sq ft Single Family
Details for 4020 Carteret Drive
MLS# O6389154
Description for 4020 Carteret Drive, Winter Haven, FL, 33884 - Ruby Lake
NEW PRICE ADJUSTMENT-Seller is willing to offer 3K towards Buyer's Closing Costs. Welcome to 4020 Carteret Dr in Winter Haven, a beautifully updated 4-bedroom, 3-bath home located in a desirable 55+ lakefront community with a 3-car garage offering comfort, convenience, and low-maintenance living in the heart of Central Florida. This thoughtfully designed home features stunning lake views, hardwood flooring, an updated kitchen with modern finishes, and stylish upgrades throughout. The spacious layout includes a mother-in-law suite, perfect for visiting family, guests, or additional privacy. Residents enjoy direct water access and a private community boat ramp, providing easy access to Winter Haven’s renowned Chain of Lakes, ideal for boating, fishing, and enjoying Florida’s outdoor lifestyle. The community also offers boat and water toy storage for a small fee, making it convenient to keep your boat or jet skis nearby and ready to use. One of the standout features of this home is the maintenance-free lifestyle. The HOA covers Cable, Internet, Exterior Home Maintenance including landscaping, mulch, and exterior painting, and More, allowing homeowners to enjoy their property without the typical upkeep responsibilities. Located just minutes from Cypress Gardens Boulevard, this home offers quick access to shopping, restaurants, grocery stores, golf courses, parks, and medical facilities. Residents are also close to LEGOLAND Florida Resort, and major roadways including US-27 and the Polk Parkway, making travel to Lakeland, Orlando, and Tampa convenient. If you’re searching for a Lake view home in Winter Haven, a low-maintenance home in a 55+ community, or a property with Ruby Lake access, 4020 Carteret Dr offers the perfect combination of location, lifestyle, and modern comfort in one of Polk County’s most established lake communities. Schedule a showing today!
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 4
Bathrooms: 3
Lot Size: 0.18 Acres
Square Feet: 2,282 sq ft
Year Built: 2015
Garage: Yes
Stories: 1 Story
Construction: Block,Stucco
Construction Display: New Construction
Subdivision: Traditions Ph 01
Builder: Lennar Homes
Foundation: Slab
County: Polk
Construction Status: New Construction
School Information
Elementary: Chain O Lakes Elem
Middle: Mclaughlin Academy Of Excellence
High: Lake Region High
Room Information
Main Floor
Office: 10x8
Bedroom 3: 10x12
Bedroom 2: 14x12
Primary Bedroom: 13x14
Living Room: 18x18
Kitchen: 16x18
Bathrooms
Full Baths: 3
Additonal Room Information
Laundry: Laundry Room, Inside
Interior Features
Appliances: Microwave, Range, Refrigerator, Cooktop, Dishwasher
Flooring: Engineered Hardwood,Tile
Doors/Windows: Blinds
Additional Interior Features: Walk-In Closet(s), Ceiling Fan(s), Crown Molding, Stone Counters, Open Floorplan, Kitchen/Family Room Combo
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Connected,Electricity Connected,Municipal Utilities,Phone Available,Sewer Connected,Underground Utilities,Water Available,Water Connected
Cooling: Ceiling Fan(s), Central Air
Heating: Central, Electric
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 3
Roof: Shingle
Pool: Community, Association
Lot View: Lake,Water
Waterfront Details
Standard Water Body: Ruby Lake
Water Front Features: Lake Privileges
Community Features
Community Features: Sidewalks, Pool, Tennis Court(s), Playground, Waterfront, Street Lights, Boat Facilities, Gated, Park, Fitness, Water Access, Clubhouse, Dock
Security Features: Gated Community
Association Amenities: Clubhouse, Fitness Center, Playground, Gated, Basketball Court, Cable TV, Sauna, Tennis Court(s), Pool, Maintenance Grounds, Trail(s), Park, Shuffleboard Court
HOA Dues Include: Maintenance Grounds, Maintenance Structure, Pool(s), Internet, Cable TV, Recreation Facilities
Homeowners Association: Yes
HOA Dues: $484 / Monthly
Driving Directions
From US-27, head east on Cypress Gardens Blvd (FL-540). Continue approximately 3 miles, then turn right onto Overlook Drive. Turn left onto Carteret Drive and continue straight. The home at 4020 Carteret Dr will be on your right.
Financial Considerations
Terms: Cash,Conventional,FHA,VA Loan
Tax/Property ID: 26-29-13-687552-000650
Tax Amount: 3537
Tax Year: 2025
A broker reciprocity listing courtesy: KELLER WILLIAMS ADVANTAGE III
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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 4020 Carteret Drive
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 4020 Carteret Drive
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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