$274,900

405 4th St, Cloquet, MN 55720

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$274,900

(5,000) 12/03/2025

405 4th St Cloquet, MN 55720

For Sale MLS# 6122729

3 beds 1 baths 1,680 sq ft Single Family

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Data current as of 23/12/2025 17:41:22

Details for 405 4th St

MLS# 6122729

Description for 405 4th St, Cloquet, MN, 55720


**Seller offering a 2/1 buydown through preferred lender — enjoy payments based on 3.99% the first year and 4.99% the second! Save thousands up front — making homeownership more affordable from day one.**Classic Cloquet Charm on a Spacious Corner Lot! Discover the perfect blend of character and convenience in this inviting 3-bedroom, 1-bath home nestled in the heart of Cloquet, MN. Situated on a generous .29-acre corner lot, this property offers incredible space both inside and out—ideal for anyone seeking a move-in ready opportunity that also has posibilities to make it your own. Inside You'll Find: 3 bedrooms on the main floor – perfect for single-level living, Spacious eat-in kitchen with room for meals and entertaining. Bright sunroom – enjoy your morning coffee or create a cozy reading nook. Walk-up attic with endless possibilities: extra storage, craft room, home office, or potential non-conforming bedroom. Updated electrical panel and pre-inspected for your peace of mind. Classic details and solid bones throughout with hardwood floors hiding under the carpet. Outdoor Features: Large corner lot with plenty of room for activities and pets! Detached 2-car garage with asphalt driveway for easy maintenance. Mature landscaping and space to garden, play, or entertain. Why You'll Love This Location: Convenient Cloquet location close to schools, parks, shopping, and dining, Easy access to Highway 33 and I-35 for commuting to Duluth or the Twin Cities, friendly neighborhood with small-town charm. This affordable Cloquet home has been thoughtfully maintained and is ready for its next chapter. Whether you're looking for a starter home, investment property, or a place to grow, 405 4th St checks all the boxes.

Listing Information


Property Type: Residential, SF/Detached

Status: Active

Bedrooms: 3

Bathrooms: 1

Lot Size: 0.29 Acres

Square Feet: 1,680 sq ft

Year Built: 1923

Garage: Yes

Stories: 1.25 - 1.75 Story

Construction: Brick

County: Carlton

School Information


District: Cloquet #94

Room Information


Main Floor

Living Room:

Kitchen:

Sunroom/Solarium:

Bedroom:

Bedroom:

Bedroom:

Bathroom:

Upper Floor

Other:

Lower Floor

Other:

Storage Room:

Laundry Room:

Bathrooms

Full Baths: 1

Additonal Room Information

Other: Loft, Non-Conforming Bedroom, Sunrm/Solarium

Dining: Breakfast Nook,Combine with Kitchen,Eat-In Kitchen

Bath Description: Full Main Floor

Interior Features


Square Footage above: 1,480 sq ft

Square Footage below: 200 sq ft

Appliances: Range/Stove, Refrigerator

Basement: Full, Partially Finished, Poured Concrete, Washer Hook-Ups, Dryer Hook-Ups, Utility Room

Fireplaces: Wood Burning

Additional Interior Features: Natural Woodwork, Eat-In Kitchen, Plaster Walls, Hardwood Floors, Mechanicals - Water Heater-Electric

Utilities


Water: City

Sewer: City

Heating: Wood, Natural Gas, Fireplace, Boiler

Exterior / Lot Features


Garage Spaces: 2

Parking Description: Garage Description - Detached

Exterior: Brick

Roof: Asphalt Shingles

Lot View: Typical

Lot Dimensions: 110x115

Additional Exterior/Lot Features: Corner Lot, Level, Tree Coverage - Light, High, Road Frontage - City, Curb/Gutters, Sidewalk

Driving Directions


Selmser Ave. to South on 4th St.

Financial Considerations


Terms: Cash,Conventional

Tax/Property ID: 06-340-0940 + 06-340-0920

Tax Amount: 3786

Tax Year: 2025

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price Change
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

Schools nearby 405 4th St

Schools in attendance boundaries Grades Distance Rating
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Data powered by ATTOM Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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